Mortgage Lenders and Brokers in Cockeysville, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cockeysville, Maryland mortgage lenders include Bank of America NABank of America NA11320 York Rd, Cockeysville, MD 21030A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Orrstown BankOrrstown Bank10283 York Rd, Cockeysville, MD 21030A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11330 York Rd, Cockeysville, MD 21030A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank10431 York Rd, Cockeysville, MD 21030A+5.0 ★Texas Ratio: 4.11%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, and Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cockeysville, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cockeysville are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cockeysville, Maryland
Market share is the lender's share of all home loans closed in Cockeysville, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cockeysville 11320 York Rd, Cockeysville, MD 21030 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.7% | 66.7% | $215,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Cockeysville 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 66.7% | $375,000 | View |
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1 office in Cockeysville 10283 York Rd, Cockeysville, MD 21030 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $300,000 | View |
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1 office in Cockeysville 11330 York Rd, Cockeysville, MD 21030 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 66.7% | $520,000 | View |
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10431 York Rd, Cockeysville, MD 21030 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo, HELOC | 9 +14 HELOCs |
3.2% | 90% | $445,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, VA | 6 | 2.1% | 100% | $375,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
1.4% | 80% | $325,000 | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +2 HELOCs |
1.4% | 100% | $327,500 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 4 | 1.4% | 80% | $177,500 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 4 | 1.4% | 100% | $290,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $521,666 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $488,333 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $231,666 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 66.7% | $65,000 | |
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11200 Rockville Pike, Rockville, MD 20852 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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10035 Baltimore National Pike, Ellicott City, MD 21042 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, FHA | 14 | 4.9% | 100% | $322,857 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 13 | 4.6% | 92.9% | $394,230 | View |
Direct Mortgage Loans, LLC
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Conventional, FHA | 5 | 1.8% | 100% | $357,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 40 | 14.1% | 88.9% | $516,000 | |
Rocket Mortgage
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Conventional, VA | 17 | 6% | 70.8% | $273,235 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 15 | 5.3% | 100% | $269,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
4.6% | 76.5% | $377,307 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 8 | 2.8% | 100% | $472,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 7 | 2.5% | 77.8% | $485,000 | |
SWBC Mortgage Corporation
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Conventional | 4 | 1.4% | 100% | $310,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.4% | 100% | $347,500 | |
Guild Mortgage Company
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Conventional | 4 | 1.4% | 100% | $235,000 | |
TowneBank
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Conventional, FHA | 4 | 1.4% | 100% | $237,500 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 4 | 1.4% | 100% | $590,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $351,666 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 3 | 1.1% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 66.7% | $380,000 | View |
Primelending
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Conventional | 2 | 0.7% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 2 | 0.7% | 66.7% | $1,060,000 | View |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $570,000 | |
Federated Mortgage Corp
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Conventional | 2 | 0.7% | 100% | $240,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.7% | 100% | $620,000 | |
Strong Home Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $540,000 | |
First Heritage Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $640,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.7% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $90,000 | |
Radius Financial Group Inc
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Conventional | 2 | 0.7% | 100% | $395,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.7% | 100% | $230,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 0.7% | 100% | $515,000 | |
Village Capital & Investment
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VA | 2 | 0.7% | 75% | $300,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $385,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 50% | $705,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $585,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 50% | $545,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 50% | $475,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $415,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $265,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $585,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $455,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.4% | 50% | $525,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Peoples Mortgage Company
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.4% | 100% | $435,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,365,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $285,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Farmers and Merchants Trust Company of Chambersburg
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Conventional, Jumbo | 1 | 0.4% | 100% | $865,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Toyota Financial Savings Bank
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Conventional | 1 | 0.4% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $585,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cockeysville Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cockeysville, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Cockeysville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cockeysville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cockeysville, MD
Use these to narrow the list above. Each category shows how many Cockeysville, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Cockeysville, MD
Independent mortgage companies closed 73.2 percent of home loans in Cockeysville, Maryland in 2025, banks 18.7 percent and credit unions 8.1 percent. Nfm, Inc was the largest mortgage company, Bank of America NA the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cockeysville, MD
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Cockeysville, Maryland with 2 loans, about 0.7 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Cockeysville, Maryland in 2025, led by Nfm, Inc with 2. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 12 credit unions closed home loans in Cockeysville, Maryland in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cockeysville, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cockeysville, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cockeysville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
