Mortgage Lenders and Brokers in Chesapeake Beach, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chesapeake Beach, Maryland mortgage lenders include PNC Bank N.A.PNC Bank N.A.7933 Bayside Rd, Chesapeake Beach, MD 20732A+5.0 ★Texas Ratio: 4.24%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Securityplus FCUSecurityplus FCU7135 Windsor Blvd, Baltimore, MD 21244A5.0 ★Texas Ratio: 9.19%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%, and Andrews Federal Credit UnionAndrews Federal Credit Union1677 D St, JB Andrews, MD 20762A5.0 ★Texas Ratio: 10.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chesapeake Beach, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chesapeake Beach are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chesapeake Beach, Maryland
Market share is the lender's share of all home loans closed in Chesapeake Beach, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Chesapeake Beach 7933 Bayside Rd, Chesapeake Beach, MD 20732 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +9 HELOCs |
1.1% | 100% | $395,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 3 | 1.7% | 75% | $378,333 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $200,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $385,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.6% | 50% | $375,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.6% | 100% | $545,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
FHA | 1 | 0.6% | 100% | $335,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 12 | 6.9% | 100% | $440,000 | View |
Bay Capital Mortgage Corporation
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Conventional, FHA, VA | 6 | 3.4% | 75% | $395,000 | |
Nfm, Inc
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VA | 2 | 1.1% | 100% | $695,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 10.9% | 95% | $278,157 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 4.6% | 72.7% | $468,750 | |
Mortgage Research Center
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VA | 8 | 4.6% | 72.7% | $512,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +11 HELOCs |
4% | 100% | $203,571 | View |
Primelending
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Conventional, FHA, VA | 6 | 3.4% | 87.5% | $528,333 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 3.4% | 100% | $456,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 2.9% | 100% | $425,000 | |
Vellum Mortgage, Inc.
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Conventional, VA | 5 | 2.9% | 100% | $421,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA, USDA | 5 | 2.9% | 100% | $365,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.3% | 100% | $430,000 | |
TowneBank
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Conventional, VA | 4 | 2.3% | 100% | $470,000 | |
Newrez LLC
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FHA, VA | 3 | 1.7% | 75% | $611,666 | |
Sage Home Loans Corporation
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Conventional | 3 | 1.7% | 100% | $525,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 3 | 1.7% | 100% | $415,000 | |
Strong Home Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.7% | 100% | $438,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.7% | 100% | $375,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 50% | $90,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 1.1% | 100% | $450,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $260,000 | |
First Heritage Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $405,000 | |
New Day Financial, LLC.
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VA | 2 | 1.1% | 100% | $520,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.1% | 100% | $645,000 | View |
Waterstone Mortgage Corporation
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FHA, VA | 2 | 1.1% | 100% | $300,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.1% | 66.7% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.1% | 100% | $265,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 1.1% | 80% | $185,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $255,000 | |
EMM Loans LLC
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Conventional | 1 | 0.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.6% | 100% | $545,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.6% | 100% | $645,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.6% | 100% | $505,000 | |
Langley Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.6% | 100% | $305,000 | |
Financial Freedom Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $315,000 | |
Select Lending Services, LLC
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VA | 1 | 0.6% | 100% | $665,000 | |
Bay Equity LLC
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FHA | 1 | 0.6% | 100% | $405,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Greenbox Loans
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $485,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.6% | 100% | $435,000 | |
Logix Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $405,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $315,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $385,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Nrl Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Chesapeake Beach Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chesapeake Beach, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Chesapeake Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chesapeake Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chesapeake Beach, MD
Use these to narrow the list above. Each category shows how many Chesapeake Beach, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Chesapeake Beach, MD
Independent mortgage companies closed 74.3 percent of home loans in Chesapeake Beach, Maryland in 2025, banks 17.1 percent and credit unions 8.6 percent. First Home Mortgage was the largest mortgage company, PNC Bank N.A. the largest bank and Securityplus FCU the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chesapeake Beach, MD
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Chesapeake Beach, Maryland with 2 loans, about 1.1 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Chesapeake Beach, Maryland in 2025, led by Bay Capital Mortgage Corporation with 3. 25 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 16 credit unions closed home loans in Chesapeake Beach, Maryland in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chesapeake Beach, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chesapeake Beach, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chesapeake Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
