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Mortgage Lenders and Brokers in Bensville, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bensville, Maryland mortgage lenders include Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Securityplus FCUSecurityplus FCU7135 Windsor Blvd, Baltimore, MD 21244A5.0 ★Texas Ratio: 9.19%, Andrews Federal Credit UnionAndrews Federal Credit Union1677 D St, JB Andrews, MD 20762A5.0 ★Texas Ratio: 10.28%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, and PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bensville, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bensville are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bensville, Maryland

Market share is the lender's share of all home loans closed in Bensville, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Educational Systems FCU 2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	7 +3 HELOCs	1.8%	100%	$207,857	View
Wesbanco Bank, Inc. 2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA, HELOC	4 +2 HELOCs	1%	80%	$467,500	View
JPMorgan Chase Bank, NA 920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	1%	100%	$450,000	View
M&T Bank 207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, HELOC	3 +4 HELOCs	0.8%	100%	$445,000	View
Wells Fargo Bank NA 400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.8%	100%	$478,333	View
Shore United Bank, N.A. 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61%	Conventional, FHA	3	0.8%	100%	$445,000	View
Securityplus FCU 7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19%	Conventional	1	0.3%	100%	$505,000	View
Andrews Federal Credit Union 1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28%	Conventional	1	0.3%	100%	$155,000	View
Lower, LLC 810 Bestgate Rd, Annapolis, MD 21401	FHA	1	0.3%	100%	$355,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +4 HELOCs	0%	n/a		View
State Employees Credit Union of MD 10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00%	HELOC	0 +2 HELOCs	0%	n/a
Citizens Bank, NA 7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Tower Federal Credit Union 810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97%	HELOC	0 +1 HELOCs	0%	0%
Pinnacle Bank 7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Bank of America NA 122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Prince Georges Community FCU 6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40%	HELOC	0 +1 HELOCs	0%	n/a		View
First National Bank of PA 3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA 8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	10	2.6%	90.9%	$477,000	View
Bay Capital Mortgage Corporation	Conventional, FHA, VA	4	1%	100%	$380,000
Bayshore Mortgage Funding	Conventional, FHA	2	0.5%	100%	$540,000
Nfm, Inc	FHA, VA	2	0.5%	100%	$630,000
Library of Congress Federal Credit Union	Conventional	1	0.3%	100%	$225,000
Direct Mortgage Loans, LLC	Conventional	1	0.3%	100%	$525,000
The Mortgage Link, Inc.	FHA	1	0.3%	100%	$485,000
Rocket Mortgage	Conventional, FHA, VA	39	10.2%	73.7%	$340,897
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	33 +18 HELOCs	8.6%	70.8%	$261,666	View
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	29	7.6%	67.4%	$626,379
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	25 +3 HELOCs	6.5%	80.6%	$546,600
Freedom Mortgage Corporation	Conventional, FHA, VA	16	4.2%	81.5%	$486,250
Pennymac Loan Services LLC	Conventional, FHA, VA	16	4.2%	68%	$238,125
Fairway Independent Mort Corp	Conventional, FHA, VA	13	3.4%	81.2%	$472,692
Mortgage Research Center	VA	10	2.6%	64.7%	$518,000
CrossCountry Mortgage, LLC	FHA, VA	9	2.3%	100%	$561,666
loanDepot.com LLC	Conventional, FHA, VA, HELOC	7 +3 HELOCs	1.8%	70%	$493,571
Guaranteed Rate, Inc.	Conventional, VA	5	1.3%	100%	$453,000
Newrez LLC	Conventional, FHA	5	1.3%	35.7%	$417,000
Planet Home Lending, LLC	Conventional, VA	5	1.3%	83.3%	$503,000
Embrace Home Loans, Inc.	Conventional, FHA	5	1.3%	100%	$479,000
Nationstar Mortgage	Conventional	5	1.3%	100%	$63,000
Movement Mortgage, LLC	Conventional, FHA, VA	4	1%	100%	$410,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	4	1%	83.3%	$427,500	View
First Heritage Mortgage, LLC	Conventional, FHA	4	1%	80%	$462,500
TowneBank	Conventional, FHA	4	1%	80%	$460,000
Spring Eq, LLC	Conventional	4	1%	41.7%	$67,500
Village Capital & Investment	FHA, VA	4	1%	85.7%	$620,000
Equity Prime Mortgage LLC	VA	3	0.8%	100%	$581,666
Guild Mortgage Company	FHA, VA	3	0.8%	80%	$541,666
American Financial Network, Inc.	Conventional, FHA	3	0.8%	100%	$465,000
Congressional Federal Credit Union	Conventional	3	0.8%	75%	$81,666
T2 Financial LLC	Conventional, FHA	3	0.8%	100%	$481,666
Waterstone Mortgage Corporation	Conventional	3	0.8%	100%	$431,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	3	0.8%	100%	$518,333
New American Funding, LLC.	Conventional, FHA, VA	3	0.8%	75%	$488,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.8%	100%	$505,000	View
Cmg Mortgage Inc	FHA, VA, HELOC	2 +2 HELOCs	0.5%	100%	$605,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	FHA, VA, HELOC	2 +1 HELOCs	0.5%	50%	$640,000	View
HomeBridge Financial Services, Inc	VA, HELOC	2 +1 HELOCs	0.5%	66.7%	$810,000
Primary Residential Mortgage, INC.	FHA, VA	2	0.5%	100%	$550,000
PHH Mortgage Corporation	VA	2	0.5%	66.7%	$440,000
City Lending Inc.	FHA	2	0.5%	100%	$645,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.5%	100%	$570,000
Bay Equity LLC	Conventional, FHA	2	0.5%	100%	$515,000
Transportation Federal Credit Union	Conventional	2	0.5%	100%	$80,000
Geo-Corp, Inc.	FHA	2	0.5%	100%	$460,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	FHA	2	0.5%	100%	$565,000	View
Prosperity Home Mortgage, LLC	FHA, USDA	2	0.5%	100%	$505,000
Nationwide Mortgage Bankers, Inc.	Conventional	2	0.5%	100%	$520,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	FHA	2	0.5%	100%	$505,000	View
American Neighborhood Mortgage Acceptance Company	FHA, VA	2	0.5%	100%	$600,000
Amerisave Mortgage Company	VA, HELOC	1 +1 HELOCs	0.3%	16.7%	$645,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.3%	100%	$505,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0.3%	100%	$335,000	View
American Financial Resources LLC	VA	1	0.3%	100%	$695,000
Primelending	Conventional	1	0.3%	100%	$465,000
Atlantic Coast Mortgage, LLC	VA	1	0.3%	100%	$505,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	VA	1	0.3%	100%	$655,000	View
Envoy Mortgage, Ltd	VA	1	0.3%	100%	$565,000
Norwich Commercial Group Inc	Conventional	1	0.3%	100%	$365,000
Dart Bank	Conventional	1	0.3%	100%	$405,000
Loanunited.Com, LLC	VA	1	0.3%	100%	$605,000
Success Mortgage Partners, Inc	Conventional	1	0.3%	100%	$455,000
Credit Union Mortgage Associat	Conventional	1	0.3%	50%	$385,000
ClearPath Lending	VA	1	0.3%	100%	$485,000
Linkbank	Conventional	1	0.3%	50%	$305,000
New Day Financial, LLC.	VA	1	0.3%	100%	$435,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.3%	100%	$665,000	View
Atlantic Bay Mortgage Group	FHA	1	0.3%	100%	$605,000
Churchill Mortgage Corporation	FHA	1	0.3%	100%	$605,000
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	FHA	1	0.3%	100%	$415,000	View
Vellum Mortgage, Inc.	FHA	1	0.3%	50%	$445,000
Milend, Inc	VA	1	0.3%	50%	$545,000
Emet Lending Group, Inc.	Conventional	1	0.3%	100%	$405,000
Better Mortgage Corporation	FHA	1	0.3%	100%	$485,000
Keystone Funding, Inc	VA	1	0.3%	100%	$505,000
The Loan Store, Inc	FHA	1	0.3%	100%	$765,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.3%	100%	$475,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	VA	1	0.3%	50%	$405,000	View
Paramount Residential Mortgage	Conventional	1	0.3%	100%	$455,000
Carrington Mortgage Services LLC	FHA	1	0.3%	13.3%	$305,000
Reliance First Capital, LLC	FHA	1	0.3%	100%	$345,000
Plaza Home Mortgage, Inc	VA	1	0.3%	16.7%	$575,000
Leaderone Financial Corp.	VA	1	0.3%	50%	$515,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Nrl Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +1 HELOCs	0%	n/a		View
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bensville Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bensville, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Bensville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bensville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bensville, MD

Use these to narrow the list above. Each category shows how many Bensville, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 70 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 27 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 48 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 43 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in MD 15 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Bensville, MD

Independent mortgage companies closed 76.8 percent of home loans in Bensville, Maryland in 2025, banks 10.4 percent and credit unions 12.8 percent. Lower, LLC was the largest mortgage company, Wesbanco Bank, Inc. the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 7 loans.

76.8%

Mortgage companies

10.4%

Banks

12.8%

Credit unions

26%

FHA loans

32%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Bowie 190 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Bel Air South 158 lenders Germantown 179 lenders Odenton 173 lenders Pasadena 160 lenders Dundalk 146 lenders

Frequently Asked Questions About Mortgage Lenders in Bensville, MD

Who is the largest mortgage lender in Bensville, MD?

By home loans closed in 2025, Educational Systems FCU was the largest mortgage lender in Bensville, Maryland with 7 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bensville, MD mortgage lenders offer FHA, VA and USDA loans?

48 lenders closed FHA loans in Bensville, Maryland in 2025, led by Nvr Mortgage Finance, Inc. with 10. 43 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bensville, MD lender list?

Yes. 27 banks and 19 credit unions closed home loans in Bensville, Maryland in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bensville, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bensville, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bensville, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bensville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.