Mortgage Lenders and Brokers in Beltsville, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Beltsville, Maryland mortgage lenders include PNC Bank N.A.PNC Bank N.A.10450 Baltimore Ave, Beltsville, MD 20705A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA10630 Baltimore Ave, Beltsville, MD 20705A+5.0 ★Texas Ratio: 4.14%, Atlantic Union BankAtlantic Union Bank10985 Baltimore Ave, Beltsville, MD 20705A+5.0 ★Texas Ratio: 2.51%, TD BankTD Bank10916 Baltimore Ave, Beltsville, MD 20705A+5.0 ★Texas Ratio: 3.71%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, Prince Georges Community FCUPrince Georges Community FCU6985 Muirkirk Meadows Dr, Beltsville, MD 20705A+5.0 ★Texas Ratio: 3.40%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, and M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beltsville, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beltsville are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Beltsville, Maryland
Market share is the lender's share of all home loans closed in Beltsville, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Beltsville 10450 Baltimore Ave, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 11 +3 HELOCs |
4.9% | 91.7% | $222,272 | View |
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1 office in Beltsville 10630 Baltimore Ave, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.3% | 75% | $241,666 | View |
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1 office in Beltsville 10985 Baltimore Ave, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $495,000 | View |
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1 office in Beltsville 10916 Baltimore Ave, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $375,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 6 | 2.7% | 75% | $326,666 | View |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $61,666 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 3 | 1.3% | 100% | $321,666 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 3 | 1.3% | 100% | $348,333 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +4 HELOCs |
0.9% | 100% | $335,000 | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $75,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 66.7% | $415,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 50% | $455,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
FHA | 1 | 0.4% | 100% | $475,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.4% | 50% | $315,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 50% | $195,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 6 | 2.7% | 100% | $230,000 | View |
Nfm, Inc
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Conventional, VA | 4 | 1.8% | 100% | $467,500 | |
The Mortgage Link, Inc.
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Conventional, FHA | 3 | 1.3% | 75% | $501,666 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $580,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Credence Funding Corporation
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VA | 1 | 0.4% | 100% | $355,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Bay Capital Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $545,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 8.4% | 69% | $226,052 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
2.7% | 63.6% | $473,333 | |
Newrez LLC
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Conventional | 6 | 2.7% | 66.7% | $225,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 6 | 2.7% | 87.5% | $451,666 | |
City Lending Inc.
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Conventional, FHA | 5 | 2.2% | 83.3% | $329,000 | |
Cmg Mortgage Inc
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Conventional | 5 | 2.2% | 100% | $315,000 | |
TowneBank
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Conventional, FHA, VA | 5 | 2.2% | 100% | $343,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +2 HELOCs |
1.8% | 66.7% | $292,500 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 4 | 1.8% | 100% | $452,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 1.8% | 100% | $290,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 1.8% | 80% | $210,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 4 | 1.8% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +5 HELOCs |
1.3% | 42.9% | $151,666 | View |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.3% | 75% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 1.3% | 100% | $381,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 1.3% | 60% | $488,333 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 3 | 1.3% | 100% | $291,666 | View |
First Heritage Mortgage, LLC
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Conventional | 3 | 1.3% | 100% | $228,333 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $371,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.3% | 75% | $338,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.9% | 100% | $370,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.9% | 100% | $415,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 28.6% | $140,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $210,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $445,000 | |
Bank Fund Staff Federal Credit
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Conventional | 2 | 0.9% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.9% | 100% | $280,000 | |
T2 Financial LLC
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Conventional | 2 | 0.9% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 50% | $60,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 66.7% | $535,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 0.9% | 100% | $315,000 | View |
Nmsi, Inc.
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Conventional | 2 | 0.9% | 100% | $375,000 | |
United Nations Federal CU
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Conventional | 2 | 0.9% | 100% | $325,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.9% | 100% | $520,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.4% | 50% | $705,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $95,000 | |
EMM Loans LLC
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FHA | 1 | 0.4% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
American Financial Resources LLC
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VA | 1 | 0.4% | 100% | $515,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $525,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 75% | $235,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.4% | 100% | $655,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 33.3% | $55,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $325,000 | |
Select Lending Services, LLC
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FHA | 1 | 0.4% | 100% | $435,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $525,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 33.3% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Mortgage Equity Partners LLC
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VA | 1 | 0.4% | 100% | $235,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Uif Corporation
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $345,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $475,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.4% | 100% | $575,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $185,000 | |
The Loan Store, Inc
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FHA | 1 | 0.4% | 100% | $535,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 50% | $515,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.4% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 25% | $145,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $515,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Beltsville Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Beltsville, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Beltsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beltsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Beltsville, MD
Use these to narrow the list above. Each category shows how many Beltsville, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Beltsville, MD
Independent mortgage companies closed 70.8 percent of home loans in Beltsville, Maryland in 2025, banks 21.7 percent and credit unions 7.5 percent. Lower, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and Prince Georges Community FCU the largest credit union. Among lenders headquartered in Maryland, Prince Georges Community FCU led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Beltsville, MD
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Beltsville, Maryland with 11 loans, about 4.9 percent of the market. The largest lender headquartered in Maryland was Prince Georges Community FCU with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Beltsville, Maryland in 2025, led by United Wholesale Mortgage with 4. 14 lenders closed VA loans, led by Nfm, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 12 credit unions closed home loans in Beltsville, Maryland in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beltsville, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beltsville, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beltsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
