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Home / Mortgage Lenders / Maryland / Aspen Hill
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Mortgage Lenders and Brokers in Aspen Hill, Maryland

Aspen Hill, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3825 Aspen Hill Rd, Aspen Hill, MD 20906A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, and Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Aspen Hill, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aspen Hill are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Aspen Hill, Maryland

Market share is the lender's share of all home loans closed in Aspen Hill, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Aspen Hill
3825 Aspen Hill Rd, Aspen Hill, MD 20906
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 12 2.5% 85.7% $550,000 View
207 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 7
+9 HELOCs
1.4% 100% $526,428 View
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401
Conventional, FHA, VA 7 1.4% 100% $566,428
122 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 5
+20 HELOCs
1% 71.4% $455,000 View
★ 1 stars, 1 review
405 Manning Rd E, Accokeek, MD 20607
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 4
+13 HELOCs
0.8% 66.7% $385,000 View
3 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 4
+3 HELOCs
0.8% 66.7% $425,000 View
8001 Wisconsin Ave, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 2.82%
Conventional, HELOC 4
+1 HELOCs
0.8% 66.7% $462,500 View
166 Jennifer Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 3
+13 HELOCs
0.6% 75% $475,000 View
10025 Baltimore National Pike, Annapolis, MD 20740
A5.0 ★Texas Ratio: 6.00%
Conventional, HELOC 3
+8 HELOCs
0.6% 100% $831,666
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 3
+3 HELOCs
0.6% 100% $625,000 View
96 Village Sq, Baltimore, MD 21210
A+5.0 ★Texas Ratio: 4.85%
Conventional 3 0.6% 50% $391,666 View
2625 Riva Rd Ste C, Annapolis, MD 21401 7375
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 2
+9 HELOCs
0.4% 71.4% $185,000 View
2103 Commerce Park Dr, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 2
+1 HELOCs
0.4% 50% $375,000 View
1835 West St, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.15%
Conventional 2 0.4% 50% $710,000 View
4520 East West Hwy, Bethesda, MD 20814
A-4.9 ★Texas Ratio: 16.48%
Conventional 2 0.4% 100% $370,000 View
400 Constant Friendship Blvd, Abingdon, MD 21009
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 0.4% 100% $540,000 View
★ 1.7 stars, 3 reviews
1004 Beards Hill Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+30 HELOCs
0.2% 100% $135,000 View
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 1
+13 HELOCs
0.2% 50% $265,000
7272 Wisconsin Avenue, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 3.04%
Conventional 1 0.2% 100% $565,000 View
7610 Pennsylvania Ave, Forestville, MD 20747
C+4.2 ★Texas Ratio: 24.57%
FHA 1 0.2% 100% $185,000 View
890 Bestgate Rd, Annapolis, MD 21401
A5.0 ★Texas Ratio: 7.72%
Conventional 1 0.2% 100% $575,000 View
8870 McGaw Rd, Columbia, MD 21045
A+5.0 ★Texas Ratio: 2.79%
HELOC 0
+2 HELOCs
0% n/a View
2452 Solomons Island Rd, Annapolis, MD 21401 3709
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+2 HELOCs
0% 0% View
555 Quince Orchard Rd, Gaithersburg, MD 20878
A+5.0 ★Texas Ratio: 4.60%
HELOC 0
+1 HELOCs
0% n/a View
The Mortgage Link, Inc.
Conventional, FHA, VA 8 1.6% 100% $407,500
Nfm, Inc
Conventional, FHA 7 1.4% 100% $489,285
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA 6 1.2% 75% $408,333 View
All Credit Considered Mortgage, Inc.
Conventional 5 1% 100% $343,000
Fidelity Direct Mortgage, LLC
Conventional, FHA 5 1% 100% $441,000
Nih Federal Credit Union
Conventional 1 0.2% 100% $165,000
Direct Mortgage Loans, LLC
Conventional 1 0.2% 100% $475,000
Rocket Mortgage
Conventional, FHA, VA 52 10.7% 82.4% $379,615
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 22
+4 HELOCs
4.5% 75.9% $484,545
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 21 4.3% 95.5% $501,666
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 14
+17 HELOCs
2.9% 66.7% $219,285 View
CrossCountry Mortgage, LLC
Conventional, FHA 13 2.7% 92.9% $456,538
Newrez LLC
Conventional, VA 10 2.1% 52.6% $429,000
Pennymac Loan Services LLC
Conventional, FHA, VA 10 2.1% 76.5% $224,000
T2 Financial LLC
Conventional 10 2.1% 100% $495,000
TowneBank
Conventional, VA 10 2.1% 100% $409,000
Atlantic Coast Mortgage, LLC
Conventional, VA 9 1.9% 100% $456,111
First Heritage Mortgage, LLC
Conventional, FHA 9 1.9% 100% $441,666
Nationstar Mortgage
Conventional, FHA 8 1.6% 80% $296,250
Freedom Mortgage Corporation
Conventional, FHA, VA 7 1.4% 100% $513,571
First Savings Mortgage Corporation
Conventional, FHA, VA, Jumbo 7 1.4% 100% $705,000
Embrace Home Loans, Inc.
Conventional, FHA, VA 7 1.4% 88.9% $543,571
Vellum Mortgage, Inc.
Conventional, VA 7 1.4% 87.5% $477,857
C3.9 ★Texas Ratio: 27.97%
Conventional, HELOC 5
+2 HELOCs
1% 100% $443,000 View
Spring Eq, LLC
Conventional, HELOC 5
+2 HELOCs
1% 33.3% $71,000
A+5.0 ★Texas Ratio: 5.05%
Conventional 5 1% 71.4% $333,000 View
Mortgage Research Center
Conventional, VA 5 1% 71.4% $537,000
Fairway Independent Mort Corp
Conventional 5 1% 100% $455,000
Bank Fund Staff Federal Credit
Conventional, HELOC 4
+5 HELOCs
0.8% 100% $440,000
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 4
+1 HELOCs
0.8% 71.4% $392,500 View
Movement Mortgage, LLC
Conventional, FHA 4 0.8% 100% $482,500
A5.0 ★Texas Ratio: 8.47%
Conventional, FHA 4 0.8% 100% $150,000 View
B-4.3 ★Texas Ratio: 23.12%
Conventional 4 0.8% 100% $262,500 View
Nmsi, Inc.
Conventional 4 0.8% 100% $287,500
State Departmenet Federal Credit Union
Conventional, HELOC 3
+2 HELOCs
0.6% 75% $281,666
The Loan Store, Inc
Conventional, HELOC 3
+1 HELOCs
0.6% 100% $518,333
Equity Resources Inc
Conventional, FHA 3 0.6% 100% $301,666
Guaranteed Rate, Inc.
Conventional 3 0.6% 100% $658,333
Sage Home Loans Corporation
Conventional 3 0.6% 83.3% $458,333
Dart Bank
Conventional, FHA 3 0.6% 75% $578,333
City Lending Inc.
Conventional, FHA 3 0.6% 100% $408,333
Credit Union Mortgage Associat
Conventional 3 0.6% 100% $481,666
Intercoastal Mortgage, LLC
FHA, VA 3 0.6% 100% $481,666
Bay Equity LLC
Conventional 3 0.6% 100% $308,333
Weichert Financial Services
Conventional 3 0.6% 100% $395,000
Cardinal Financial Company, Li
Conventional 3 0.6% 100% $568,333
United Nations Federal CU
Conventional 3 0.6% 100% $695,000
Plaza Home Mortgage, Inc
Conventional, FHA 3 0.6% 75% $335,000
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA 3 0.6% 100% $228,333 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.4% 66.7% $285,000 View
Originpoint, LLC
Conventional, VA 2 0.4% 100% $760,000
AAA Capital Investment, Inc
Conventional 2 0.4% 100% $350,000
Filo Mortgage, LLC
Conventional 2 0.4% 100% $695,000
Amerisave Mortgage Company
Conventional, FHA 2 0.4% 33.3% $295,000
Guild Mortgage Company
FHA 2 0.4% 100% $640,000
Network Capital Funding Corporation
Conventional 2 0.4% 100% $290,000
Provident Funding Associates
Conventional 2 0.4% 100% $450,000
Mortgage Equity Partners LLC
Conventional, FHA 2 0.4% 100% $350,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.4% 100% $65,000 View
Pentagon Federal Credit Union
Conventional, HELOC 1
+3 HELOCs
0.2% 33.3% $625,000
loanDepot.com LLC
Conventional, HELOC 1
+2 HELOCs
0.2% 50% $165,000
Goodleap, LLC
Conventional, HELOC 1
+1 HELOCs
0.2% 66.7% $175,000
Cmg Mortgage Inc
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $405,000
Genisys Credit Union
Conventional 1 0.2% 100% $595,000
Cornerstone First Mortgage, LLC
Conventional 1 0.2% 100% $625,000
First Community Mortgage, Inc.
Conventional 1 0.2% 100% $1,025,000
CommonWealth One Federal Credit Union
Conventional 1 0.2% 100% $235,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.2% 100% $335,000 View
SWBC Mortgage Corporation
VA 1 0.2% 100% $585,000
Envoy Mortgage, Ltd
Conventional 1 0.2% 100% $245,000
Nbkc Bank
Conventional 1 0.2% 100% $445,000
Kind Lending, LLC
VA 1 0.2% 50% $665,000
Loansteady LLC
Conventional 1 0.2% 100% $575,000
A5.0 ★Texas Ratio: 7.27%
Conventional 1 0.2% 100% $525,000 View
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.2% 33.3% $485,000 View
Guidance Residential, LLC
Conventional 1 0.2% 100% $535,000
Loanunited.Com, LLC
VA 1 0.2% 100% $865,000
American Financial Network, Inc.
VA 1 0.2% 33.3% $665,000
General Mortgage Capital Corporation
Conventional 1 0.2% 100% $435,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.2% 100% $715,000 View
Instamortgage, Inc
FHA 1 0.2% 100% $475,000
HomeBridge Financial Services, Inc
VA 1 0.2% 33.3% $695,000
City 1st Mortgage Services, LC
FHA 1 0.2% 100% $485,000
Sun West Mortgage Company, Inc
FHA 1 0.2% 100% $525,000
A+5.0 ★Texas Ratio: 3.99%
Conventional 1 0.2% 100% $205,000 View
Total Mortgage Services, LLC
Conventional 1 0.2% 100% $525,000
Highlands Residential Mortgage, Ltd.
Conventional 1 0.2% 100% $235,000
Congressional Federal Credit Union
Conventional 1 0.2% 100% $205,000
Capital Center LLC
Conventional 1 0.2% 100% $425,000
B-3.5 ★Texas Ratio: 6.80%
Conventional 1 0.2% 50% $465,000 View
A+5.0 ★Texas Ratio: 4.86%
Conventional 1 0.2% 100% $495,000 View
C+4.2 ★Texas Ratio: 24.99%
VA 1 0.2% 100% $595,000 View
Planet Home Lending, LLC
FHA 1 0.2% 100% $105,000
Hometown Equity Mortgage, LLC
Conventional 1 0.2% 100% $555,000
American Pacific Mortgage Corporation
VA 1 0.2% 100% $345,000
Mid-Island Mortgage Corp.
FHA 1 0.2% 100% $345,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.2% 100% $425,000 View
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.2% 100% $445,000 View
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.2% 50% $495,000 View
Keystone Funding, Inc
VA 1 0.2% 100% $295,000
Zillow Home Loans, LLC
VA 1 0.2% 50% $315,000
Mutual of Omaha Mortgage
FHA 1 0.2% 33.3% $315,000
New American Funding, LLC.
Conventional 1 0.2% 100% $505,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.2% 100% $645,000 View
Nexera Holding LLC
Conventional 1 0.2% 100% $215,000
Reliance First Capital, LLC
FHA 1 0.2% 100% $515,000
Ark-La-Tex Financial Services LLC
VA 1 0.2% 100% $875,000
Tomo Mortgage LLC
Conventional 1 0.2% 100% $515,000
Cake Mortgage Corp.
Conventional 1 0.2% 100% $215,000
Village Capital & Investment
FHA 1 0.2% 100% $485,000
JMAC Lending, Inc.
Conventional 1 0.2% 100% $475,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+6 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.79%
HELOC 0
+1 HELOCs
0% n/a View
Agriculture Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+1 HELOCs
0% n/a View
First Technology Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Aspen Hill, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Aspen Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aspen Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Aspen Hill, MD

Use these to narrow the list above. Each category shows how many Aspen Hill, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Aspen Hill, MD

Independent mortgage companies closed 70.7 percent of home loans in Aspen Hill, Maryland in 2025, banks 21.2 percent and credit unions 8 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, Lower, LLC led with 7 loans.

70.7%
Mortgage companies
21.2%
Banks
8%
Credit unions
11%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Aspen Hill, MD

Who is the largest mortgage lender in Aspen Hill, MD?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Aspen Hill, Maryland with 12 loans, about 2.5 percent of the market. The largest lender headquartered in Maryland was Lower, LLC with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Aspen Hill, MD have the highest approval rates?

Among lenders with meaningful volume in Aspen Hill, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 82.4 percent, against a 82 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Aspen Hill, MD mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Aspen Hill, Maryland in 2025, led by United Wholesale Mortgage with 7. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Aspen Hill, MD lender list?

Yes. 38 banks and 20 credit unions closed home loans in Aspen Hill, Maryland in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Aspen Hill, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Aspen Hill, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aspen Hill, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aspen Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.