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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Arnold, Maryland

Arnold, Maryland mortgage lenders include M&T BankM&T Bank1230 Bay Dale Dr, Arnold, MD 21012A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank2 Arnold Rd, Arnold, MD 21012A+5.0 ★Texas Ratio: 2.87%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Rosedale BankRosedale Bank3111 Emmorton Rd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 1.98%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, and Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Arnold, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arnold are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Arnold, Maryland

Market share is the lender's share of all home loans closed in Arnold, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Arnold
1230 Bay Dale Dr, Arnold, MD 21012
A+5.0 ★Texas Ratio: 4.11%
Conventional, Jumbo, HELOC 7
+15 HELOCs
1.4% 100% $473,571 View
★ 1 stars, 1 review
1 office in Arnold
2 Arnold Rd, Arnold, MD 21012
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 4
+14 HELOCs
0.8% 100% $352,500 View
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 9
+15 HELOCs
1.7% 75% $225,000
122 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 9
+9 HELOCs
1.7% 100% $753,888 View
3 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 8
+7 HELOCs
1.5% 72.7% $501,250 View
10025 Baltimore National Pike, Annapolis, MD 20740
A5.0 ★Texas Ratio: 6.00%
Conventional, Jumbo, HELOC 7
+14 HELOCs
1.4% 100% $530,714
3111 Emmorton Rd, Abingdon, MD 21009
A+5.0 ★Texas Ratio: 1.98%
Conventional, VA, Jumbo 7 1.4% 100% $1,063,571 View
200 Westgate Circle, Annapolis, MD 21401
A5.0 ★Texas Ratio: 9.61%
Conventional, Jumbo 6 1.2% 100% $898,333 View
920 Bay Ridge Rd, Annapolis, MD 21403
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 5 1% 83.3% $647,000 View
4520 East West Hwy, Bethesda, MD 20814
A-4.9 ★Texas Ratio: 16.48%
Conventional, VA, Jumbo 5 1% 100% $625,000 View
★ 1.7 stars, 3 reviews
1004 Beards Hill Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 2
+7 HELOCs
0.4% 100% $315,000 View
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401
Conventional, FHA, HELOC 2
+1 HELOCs
0.4% 66.7% $485,000
96 Village Sq, Baltimore, MD 21210
A+5.0 ★Texas Ratio: 4.85%
Conventional, Jumbo 2 0.4% 100% $750,000 View
400 Constant Friendship Blvd, Abingdon, MD 21009
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 2 0.4% 100% $590,000 View
2530 Riva Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.87%
Conventional, HELOC 1
+1 HELOCs
0.2% 50% $655,000 View
2625 Riva Rd Ste C, Annapolis, MD 21401 7375
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $155,000 View
166 Jennifer Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $385,000 View
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
A+5.0 ★Texas Ratio: 2.64%
Conventional 1 0.2% 100% $105,000 View
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874
A5.0 ★Texas Ratio: 9.36%
Conventional 1 0.2% 100% $55,000 View
501 S Stepney Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 2.09%
Conventional 1 0.2% 100% $375,000 View
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028
A+5.0 ★Texas Ratio: 2.01%
Conventional 1 0.2% 100% $185,000 View
2452 Solomons Island Rd, Annapolis, MD 21401 3709
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+3 HELOCs
0% n/a View
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
6985 Muirkirk Meadows Dr, Beltsville, MD 20705
A+5.0 ★Texas Ratio: 3.40%
HELOC 0
+1 HELOCs
0% n/a View
2103 Commerce Park Dr, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA, Jumbo 46 8.9% 97.9% $527,173 View
Nfm, Inc
Conventional, FHA, VA, Jumbo 27 5.2% 100% $559,074
Bay Capital Mortgage Corporation
Conventional, FHA, Jumbo 4 0.8% 100% $792,500
Fidelity Direct Mortgage, LLC
Conventional, FHA 3 0.6% 100% $348,333
Direct Mortgage Loans, LLC
Conventional, FHA 2 0.4% 100% $425,000
Credence Funding Corporation
FHA 1 0.2% 100% $295,000
The Mortgage Link, Inc.
Conventional, Jumbo 1 0.2% 100% $845,000
Library of Congress Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA 42 8.1% 93.3% $316,190
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 38
+1 HELOCs
7.3% 100% $557,631
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 25
+25 HELOCs
4.8% 69.4% $243,800 View
Guaranteed Rate, Inc.
Conventional, VA, Jumbo 12 2.3% 100% $901,666
Newrez LLC
Conventional, VA, Jumbo 12 2.3% 66.7% $380,833
TowneBank
Conventional, FHA, VA 12 2.3% 100% $407,500
Prosperity Home Mortgage, LLC
Conventional, FHA 10 1.9% 100% $498,000
loanDepot.com LLC
Conventional, FHA, VA, HELOC 9
+3 HELOCs
1.7% 90% $456,111
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 8 1.5% 75% $498,750
Das Acquisition Company, LLC
Conventional, FHA 8 1.5% 100% $460,000
Primary Residential Mortgage, INC.
Conventional, FHA, VA 7 1.4% 87.5% $299,285
CrossCountry Mortgage, LLC
Conventional, VA 7 1.4% 100% $523,571
Guaranteed Rate Affinity, LLC
Conventional, FHA 6 1.2% 85.7% $470,000
Freedom Mortgage Corporation
Conventional, FHA, VA 6 1.2% 100% $525,000
Cmg Mortgage Inc
Conventional, FHA, VA 6 1.2% 100% $431,666
C3.9 ★Texas Ratio: 27.97%
Conventional, FHA, VA 5 1% 100% $571,000 View
Mortgage Research Center
VA 5 1% 62.5% $399,000
Fairway Independent Mort Corp
Conventional, FHA, VA 5 1% 100% $421,000
Spring Eq, LLC
Conventional, HELOC 4
+6 HELOCs
0.8% 57.1% $60,000
Pentagon Federal Credit Union
Conventional, VA, HELOC 4
+4 HELOCs
0.8% 100% $457,500
The Loan Store, Inc
Conventional, HELOC 4
+1 HELOCs
0.8% 80% $410,000
Mutual of Omaha Mortgage
Conventional, FHA, VA, HELOC 3
+1 HELOCs
0.6% 100% $375,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 3 0.6% 60% $388,333 View
Dart Bank
Conventional, VA 3 0.6% 100% $438,333
First Heritage Mortgage, LLC
Conventional, FHA, VA 3 0.6% 100% $411,666
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 3 0.6% 100% $611,666 View
Vellum Mortgage, Inc.
Conventional, FHA 3 0.6% 100% $325,000
Waterstone Mortgage Corporation
Conventional, VA 3 0.6% 100% $691,666
Better Mortgage Corporation
Conventional, Jumbo 3 0.6% 50% $731,666
Nations Direct Mortgage, LLC
Conventional, FHA 3 0.6% 100% $165,000
Zillow Home Loans, LLC
Conventional 3 0.6% 100% $428,333
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.6% 75% $131,666 View
EMM Loans LLC
Conventional 2 0.4% 100% $320,000
Equity Resources Inc
Conventional, Jumbo 2 0.4% 100% $860,000
Cornerstone First Mortgage, LLC
Conventional, Jumbo 2 0.4% 100% $1,815,000
Affordable Mortgage Advisors
Conventional 2 0.4% 100% $485,000
Lakeview Loan Servicing, LLC
Conventional, VA 2 0.4% 50% $565,000
Sage Home Loans Corporation
Conventional 2 0.4% 100% $755,000
Equity Prime Mortgage LLC
VA 2 0.4% 66.7% $370,000
Movement Mortgage, LLC
Conventional 2 0.4% 100% $420,000
A+5.0 ★Texas Ratio: 5.05%
Conventional 2 0.4% 100% $300,000 View
A5.0 ★Texas Ratio: 8.47%
Conventional 2 0.4% 100% $620,000 View
First Savings Mortgage Corporation
Conventional, Jumbo 2 0.4% 100% $1,290,000
Bay Equity LLC
Conventional 2 0.4% 100% $455,000
Southern Trust Mortgage, LLC
Conventional, VA 2 0.4% 100% $370,000
Planet Home Lending, LLC
FHA, VA 2 0.4% 100% $405,000
Provident Funding Associates
Conventional 2 0.4% 100% $425,000
Mortgage Equity Partners LLC
Conventional, FHA 2 0.4% 100% $510,000
Nationstar Mortgage
Conventional 2 0.4% 100% $220,000
New American Funding, LLC.
Conventional 2 0.4% 66.7% $380,000
Ussfcu
Conventional 2 0.4% 100% $110,000
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 2 0.4% 100% $1,220,000 View
Paramount Residential Mortgage
Conventional, Jumbo 2 0.4% 100% $670,000
Carrington Mortgage Services LLC
Conventional, VA 2 0.4% 100% $175,000
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 2 0.4% 100% $165,000 View
HomeBridge Financial Services, Inc
VA, HELOC 1
+2 HELOCs
0.2% 100% $555,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $135,000 View
Originpoint, LLC
VA 1 0.2% 100% $685,000
Skyla Federal Credit Union
Conventional 1 0.2% 100% $615,000
Royal United Mortgage LLC
Conventional 1 0.2% 100% $155,000
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.2% 100% $765,000 View
Atlantic Coast Mortgage, LLC
Conventional 1 0.2% 100% $645,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.2% 100% $635,000 View
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.2% 100% $695,000 View
SWBC Mortgage Corporation
Conventional 1 0.2% 100% $585,000
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.2% 100% $555,000 View
Triad Financial Services, Inc.
Conventional 1 0.2% 100% $115,000
Langley Federal Credit Union
Conventional 1 0.2% 100% $425,000
Amerisave Mortgage Company
Conventional 1 0.2% 25% $75,000
Reliant Home Funding, Inc
Conventional 1 0.2% 100% $305,000
Guild Mortgage Company
Conventional 1 0.2% 66.7% $405,000
AdvantageFirst Lending Inc
FHA 1 0.2% 100% $635,000
Intercoastal Mortgage, LLC
Conventional 1 0.2% 100% $305,000
New Wave Lending Group Inc
Conventional 1 0.2% 100% $565,000
Select Lending Services, LLC
Conventional 1 0.2% 100% $685,000
East Coast Capital Corp.
Conventional 1 0.2% 100% $805,000
Abnb Federal Credit Union
Conventional 1 0.2% 100% $675,000
Union Home Mortgage Corp.
Conventional 1 0.2% 100% $535,000
Congressional Federal Credit Union
Conventional 1 0.2% 100% $105,000
Ameritrust Mortgage Corporation
Conventional 1 0.2% 100% $295,000
Atlantic Bay Mortgage Group
Conventional 1 0.2% 100% $575,000
Churchill Mortgage Corporation
Conventional 1 0.2% 100% $315,000
Embrace Home Loans, Inc.
Conventional 1 0.2% 100% $465,000
A+5.0 ★Texas Ratio: 1.10%
VA, Jumbo 1 0.2% 100% $935,000 View
Integrity Home Mortgage Corporation
Conventional 1 0.2% 100% $575,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.2% 100% $425,000
Union Savings Bank
VA 1 0.2% 100% $765,000
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 1 0.2% 100% $1,185,000 View
Towne Mortgage Company
Conventional 1 0.2% 100% $355,000
A+5.0 ★Texas Ratio: 3.19%
Conventional, Jumbo 1 0.2% 100% $2,505,000 View
Reliance First Capital, LLC
FHA 1 0.2% 100% $525,000
Geneva Financial LLC
VA 1 0.2% 100% $575,000
Champions Funding, LLC
Conventional, Jumbo 1 0.2% 100% $905,000
Figure Lending LLC
HELOC 0
+5 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Quorum Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Liberty Savings Bank, FSB
HELOC 0
+1 HELOCs
0% n/a
Mission Loans, LLC
HELOC 0
+1 HELOCs
0% n/a
Northrop Grumman Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Arnold, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Arnold? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arnold in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Arnold, MD

Use these to narrow the list above. Each category shows how many Arnold, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Arnold, MD

Independent mortgage companies closed 68.9 percent of home loans in Arnold, Maryland in 2025, banks 20.5 percent and credit unions 10.6 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 9 loans.

68.9%
Mortgage companies
20.5%
Banks
10.6%
Credit unions
9%
FHA loans
17%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Arnold, MD

Who is the largest mortgage lender in Arnold, MD?

By home loans closed in 2025, M&T Bank was the largest mortgage lender in Arnold, Maryland with 7 loans, about 1.4 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Arnold, MD mortgage lenders offer FHA, VA and USDA loans?

28 lenders closed FHA loans in Arnold, Maryland in 2025, led by United Wholesale Mortgage with 11. 35 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Arnold, MD lender list?

Yes. 36 banks and 18 credit unions closed home loans in Arnold, Maryland in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Arnold, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Arnold, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arnold, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arnold. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.