Arnold, Maryland mortgage lenders include M&T BankM&T Bank1230 Bay Dale Dr, Arnold, MD 21012A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank2 Arnold Rd, Arnold, MD 21012A+5.0 ★Texas Ratio: 2.87%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Rosedale BankRosedale Bank3111 Emmorton Rd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 1.98%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, and Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arnold, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arnold are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Arnold, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Arnold 1230 Bay Dale Dr, Arnold, MD 21012 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 7 +15 HELOCs |
1.4% | 100% | $473,571 | View |
|
★ 1 stars, 1 review 1 office in Arnold 2 Arnold Rd, Arnold, MD 21012 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +14 HELOCs |
0.8% | 100% | $352,500 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 9 +15 HELOCs |
1.7% | 75% | $225,000 | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 9 +9 HELOCs |
1.7% | 100% | $753,888 | View |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 8 +7 HELOCs |
1.5% | 72.7% | $501,250 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, Jumbo, HELOC | 7 +14 HELOCs |
1.4% | 100% | $530,714 | |
|
3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional, VA, Jumbo | 7 | 1.4% | 100% | $1,063,571 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 6 | 1.2% | 100% | $898,333 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 1% | 83.3% | $647,000 | View |
|
4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA, Jumbo | 5 | 1% | 100% | $625,000 | View |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
0.4% | 100% | $315,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $485,000 | |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 2 | 0.4% | 100% | $750,000 | View |
|
400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 0.4% | 100% | $590,000 | View |
|
2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $655,000 | View |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $155,000 | View |
|
166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $385,000 | View |
|
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874 A5.0 ★Texas Ratio: 9.36% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
501 S Stepney Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 46 | 8.9% | 97.9% | $527,173 | View |
Nfm, Inc
|
Conventional, FHA, VA, Jumbo | 27 | 5.2% | 100% | $559,074 | |
Bay Capital Mortgage Corporation
|
Conventional, FHA, Jumbo | 4 | 0.8% | 100% | $792,500 | |
Fidelity Direct Mortgage, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $348,333 | |
Direct Mortgage Loans, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $425,000 | |
Credence Funding Corporation
|
FHA | 1 | 0.2% | 100% | $295,000 | |
The Mortgage Link, Inc.
|
Conventional, Jumbo | 1 | 0.2% | 100% | $845,000 | |
Library of Congress Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 42 | 8.1% | 93.3% | $316,190 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 38 +1 HELOCs |
7.3% | 100% | $557,631 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 25 +25 HELOCs |
4.8% | 69.4% | $243,800 | View |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo | 12 | 2.3% | 100% | $901,666 | |
Newrez LLC
|
Conventional, VA, Jumbo | 12 | 2.3% | 66.7% | $380,833 | |
TowneBank
|
Conventional, FHA, VA | 12 | 2.3% | 100% | $407,500 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 10 | 1.9% | 100% | $498,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 9 +3 HELOCs |
1.7% | 90% | $456,111 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 8 | 1.5% | 75% | $498,750 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 8 | 1.5% | 100% | $460,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 7 | 1.4% | 87.5% | $299,285 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 7 | 1.4% | 100% | $523,571 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 6 | 1.2% | 85.7% | $470,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 6 | 1.2% | 100% | $525,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 6 | 1.2% | 100% | $431,666 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA | 5 | 1% | 100% | $571,000 | View |
Mortgage Research Center
|
VA | 5 | 1% | 62.5% | $399,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 1% | 100% | $421,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +6 HELOCs |
0.8% | 57.1% | $60,000 | |
Pentagon Federal Credit Union
|
Conventional, VA, HELOC | 4 +4 HELOCs |
0.8% | 100% | $457,500 | |
The Loan Store, Inc
|
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 80% | $410,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.6% | 60% | $388,333 | View |
Dart Bank
|
Conventional, VA | 3 | 0.6% | 100% | $438,333 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 3 | 0.6% | 100% | $411,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 100% | $611,666 | View |
Vellum Mortgage, Inc.
|
Conventional, FHA | 3 | 0.6% | 100% | $325,000 | |
Waterstone Mortgage Corporation
|
Conventional, VA | 3 | 0.6% | 100% | $691,666 | |
Better Mortgage Corporation
|
Conventional, Jumbo | 3 | 0.6% | 50% | $731,666 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $165,000 | |
Zillow Home Loans, LLC
|
Conventional | 3 | 0.6% | 100% | $428,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 75% | $131,666 | View |
EMM Loans LLC
|
Conventional | 2 | 0.4% | 100% | $320,000 | |
Equity Resources Inc
|
Conventional, Jumbo | 2 | 0.4% | 100% | $860,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, Jumbo | 2 | 0.4% | 100% | $1,815,000 | |
Affordable Mortgage Advisors
|
Conventional | 2 | 0.4% | 100% | $485,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.4% | 50% | $565,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.4% | 100% | $755,000 | |
Equity Prime Mortgage LLC
|
VA | 2 | 0.4% | 66.7% | $370,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $420,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.4% | 100% | $300,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $620,000 | View |
First Savings Mortgage Corporation
|
Conventional, Jumbo | 2 | 0.4% | 100% | $1,290,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.4% | 100% | $455,000 | |
Southern Trust Mortgage, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $370,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.4% | 100% | $405,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.4% | 100% | $425,000 | |
Mortgage Equity Partners LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $510,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.4% | 100% | $220,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.4% | 66.7% | $380,000 | |
Ussfcu
|
Conventional | 2 | 0.4% | 100% | $110,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,220,000 | View |
Paramount Residential Mortgage
|
Conventional, Jumbo | 2 | 0.4% | 100% | $670,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 0.4% | 100% | $175,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.4% | 100% | $165,000 | View |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $555,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | View |
Originpoint, LLC
|
VA | 1 | 0.2% | 100% | $685,000 | |
Skyla Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $615,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Langley Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 25% | $75,000 | |
Reliant Home Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.2% | 66.7% | $405,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.2% | 100% | $635,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
Select Lending Services, LLC
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
East Coast Capital Corp.
|
Conventional | 1 | 0.2% | 100% | $805,000 | |
Abnb Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Congressional Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Union Savings Bank
|
VA | 1 | 0.2% | 100% | $765,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,185,000 | View |
Towne Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,505,000 | View |
Reliance First Capital, LLC
|
FHA | 1 | 0.2% | 100% | $525,000 | |
Geneva Financial LLC
|
VA | 1 | 0.2% | 100% | $575,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Savings Bank, FSB
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Arnold? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arnold in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Arnold, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.9 percent of home loans in Arnold, Maryland in 2025, banks 20.5 percent and credit unions 10.6 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Arnold, Maryland with 7 loans, about 1.4 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Arnold, Maryland in 2025, led by United Wholesale Mortgage with 11. 35 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 18 credit unions closed home loans in Arnold, Maryland in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arnold, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arnold, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arnold. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.