Mortgage Lenders and Brokers in Oxford, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oxford, Maine mortgage lenders include TD BankTD Bank1586 Main St, Oxford, ME 04270A+5.0 ★Texas Ratio: 3.71%, Dirigo Federal Credit UnionDirigo Federal Credit Union20 Washington St N, Auburn, ME 04210, Norway Savings BankNorway Savings Bank31 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.63%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Maine Community BankMaine Community Bank100 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.93%, Cumberland County Federal Credit UnionCumberland County Federal Credit Union101 Gray Rd, Falmouth, ME 04105A+5.0 ★Texas Ratio: 4.81%, Evergreen Credit UnionEvergreen Credit Union838 Roosevelt Trl, Naples, ME 04055A5.0 ★Texas Ratio: 9.45%, Maine Family Federal Credit UnionMaine Family Federal Credit Union831 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.43%, Casco Federal Credit UnionCasco Federal Credit Union16 Mechanic St, Gorham, ME 04038, and Keybank National AssociationKeybank National Association600 Center St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oxford, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oxford are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oxford, Maine
Market share is the lender's share of all home loans closed in Oxford, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oxford 1586 Main St, Oxford, ME 04270 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $335,000 | View |
Dirigo Federal Credit Union
20 Washington St N, Auburn, ME 04210 |
Conventional | 7 | 5.4% | 63.6% | $159,285 | |
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31 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.63% |
Conventional, Jumbo, HELOC | 6 +10 HELOCs |
4.7% | 85.7% | $350,000 | View |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
3.1% | 100% | $277,500 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 4 | 3.1% | 100% | $162,500 | View |
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101 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 2.3% | 75% | $241,666 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 66.7% | $55,000 | View |
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831 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 1 | 0.8% | 50% | $205,000 | View |
Casco Federal Credit Union
16 Mechanic St, Gorham, ME 04038 |
Conventional | 1 | 0.8% | 100% | $65,000 | |
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600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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28 Adams St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 4 | 3.1% | 100% | $87,500 | View |
Town and Country Federal Credi
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $25,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 17 | 13.2% | 100% | $292,647 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 7.8% | 83.3% | $290,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 7% | 69.2% | $222,777 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
4.7% | 100% | $238,333 | |
Das Acquisition Company, LLC
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Conventional, FHA | 6 | 4.7% | 72.7% | $296,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 2.3% | 100% | $268,333 | |
Newrez LLC
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Conventional, FHA | 3 | 2.3% | 80% | $241,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.3% | 100% | $298,333 | |
T2 Financial LLC
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Conventional, FHA | 3 | 2.3% | 100% | $218,333 | |
Mortgage Research Center
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Conventional, VA | 3 | 2.3% | 100% | $271,666 | |
New American Funding, LLC.
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VA, HELOC | 2 +1 HELOCs |
1.6% | 100% | $310,000 | |
Passumpsic Bank
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Conventional | 2 | 1.6% | 100% | $225,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1.6% | 66.7% | $175,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, USDA | 2 | 1.6% | 100% | $170,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 1.6% | 100% | $140,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $135,000 | |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.8% | 50% | $205,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $205,000 | |
loanDepot.com LLC
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FHA | 1 | 0.8% | 25% | $255,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,125,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 25% | $35,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.8% | 100% | $315,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $695,000 | |
Harborone Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.8% | 100% | $255,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Lower, LLC
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VA | 1 | 0.8% | 100% | $445,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.8% | 100% | $905,000 | View |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 0.8% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Holy Rosary Regional Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oxford Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oxford, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Oxford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oxford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oxford, ME
Use these to narrow the list above. Each category shows how many Oxford, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Oxford, ME
Independent mortgage companies closed 66.7 percent of home loans in Oxford, Maine in 2025, banks 17.1 percent and credit unions 16.3 percent. Guild Mortgage Company was the largest mortgage company, TD Bank the largest bank and Dirigo Federal Credit Union the largest credit union. Among lenders headquartered in Maine, Dirigo Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oxford, ME
By home loans closed in 2025, TD Bank was the largest mortgage lender in Oxford, Maine with 2 loans, about 1.6 percent of the market. The largest lender headquartered in Maine was Dirigo Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Oxford, Maine in 2025, led by Guild Mortgage Company with 7. 8 lenders closed VA loans, led by Guild Mortgage Company, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 12 credit unions closed home loans in Oxford, Maine in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oxford, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oxford, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oxford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
