Mortgage Lenders and Brokers in De Soto, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
De Soto, Kansas mortgage lenders include Great Southern BankGreat Southern Bank34102 Commerce Dr, De Soto, KS 66018A+5.0 ★Texas Ratio: 1.55%, Great American BankGreat American Bank33050 W 83rd St, De Soto, KS 66018A+5.0 ★Texas Ratio: 0.00%, Communityamerica Federal Credit UnionCommunityamerica Federal Credit Union7714 State Ave, Kansas City, KS 66112, Mid America BankMid America Bank707 High St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 1.02%, Arvest BankArvest Bank306 E Main St, Gardner, KS 66030A5.0 ★Texas Ratio: 7.48%, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union301 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 4.02%, US Bank, N.A.US Bank, N.A.13020 W Canaan Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 2.85%, Academy Bank, N.A.Academy Bank, N.A.13010 Commercial Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 5.08%, and First BankFirst Bank6201 College Blvd, Overland Park, KS 66211A+5.0 ★Texas Ratio: 2.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in De Soto, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in De Soto are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in De Soto, Kansas
Market share is the lender's share of all home loans closed in De Soto, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in De Soto 34102 Commerce Dr, De Soto, KS 66018 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 4 | 2.7% | 100% | $122,500 | View |
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1 office in De Soto 33050 W 83rd St, De Soto, KS 66018 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 33.3% | $495,000 | View |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional, VA, Jumbo, HELOC | 8 +17 HELOCs |
5.4% | 100% | $476,250 | |
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★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 5 | 3.4% | 100% | $223,000 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional | 5 | 3.4% | 71.4% | $361,000 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 4 +1 HELOCs |
2.7% | 83.3% | $492,500 | View |
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301 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 4.02% |
Conventional, HELOC | 3 +1 HELOCs |
2% | 50% | $95,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2% | 60% | $295,000 | View |
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13010 Commercial Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 5.08% |
Conventional | 3 | 2% | 100% | $488,333 | View |
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6201 College Blvd, Overland Park, KS 66211 A+5.0 ★Texas Ratio: 2.49% |
Conventional, Jumbo | 2 | 1.4% | 100% | $905,000 | View |
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500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77% |
Conventional, VA | 2 | 1.4% | 100% | $440,000 | View |
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2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
VA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $415,000 | View |
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405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $265,000 | View |
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2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
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223 Main St, Bison, KS 67520 A+5.0 ★Texas Ratio: 2.38% |
FHA | 1 | 0.7% | 100% | $295,000 | View |
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14275 W 135th St, Olathe, KS 66062 9427 A+5.0 ★Texas Ratio: 4.29% |
VA | 1 | 0.7% | 100% | $525,000 | View |
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12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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600 Commercial St, Atchison, KS 66002 A+5.0 ★Texas Ratio: 1.06% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,005,000 | View |
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210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41% |
VA, Jumbo | 1 | 0.7% | 100% | $875,000 | View |
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2701 Shawnee Mission Pkwy, Fairway, KS 66205 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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3515 W 75th St, Prairie Village, KS 66208 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
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501 E Washington St, Arma, KS 66712 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.7% | 100% | $735,000 | View |
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11141 Overbrook Rd, Leawood, KS 66211 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
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2828 Shawnee Mission Pkwy, Fairway, KS 66205 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8550 Quivira RD, Lenexa, KS 66215 A+5.0 ★Texas Ratio: 4.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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308 W Central Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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400 N Broadway St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
M Squared Financial LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Fairway Independent Mort Corp
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Conventional | 14 | 9.5% | 100% | $420,000 | |
Rocket Mortgage
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Conventional | 8 | 5.4% | 88.9% | $200,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 4.1% | 85.7% | $415,000 | |
First State Bank of St Charles
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Conventional, FHA, VA | 6 | 4.1% | 100% | $346,666 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 2.7% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 4 | 2.7% | 100% | $477,500 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA, Jumbo | 4 | 2.7% | 100% | $627,500 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.4% | 100% | $205,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.61% |
Conventional | 2 | 1.4% | 100% | $615,000 | View |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.4% | 100% | $475,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.4% | 66.7% | $365,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.4% | 100% | $160,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.4% | 100% | $215,000 | |
Mortgage Research Center
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VA | 2 | 1.4% | 100% | $500,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1.4% | 100% | $430,000 | |
Alliant Credit Union
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Sherwood Community Bank
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Conventional | 1 | 0.7% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.7% | 100% | $385,000 | View |
Primelending
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Conventional | 1 | 0.7% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $705,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.7% | 100% | $565,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.7% | 50% | $455,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.7% | 100% | $235,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.7% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.7% | 100% | $305,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Summit Funding.Inc
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VA | 1 | 0.7% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.7% | 100% | $265,000 | |
New American Funding, LLC.
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VA | 1 | 0.7% | 100% | $305,000 | |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.7% | 100% | $495,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $495,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
De Soto Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in De Soto, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in De Soto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in De Soto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in De Soto, KS
Use these to narrow the list above. Each category shows how many De Soto, KS lenders fit and what that kind of lender is usually best for.
Who Lends in De Soto, KS
Independent mortgage companies closed 48.6 percent of home loans in De Soto, Kansas in 2025, banks 42.6 percent and credit unions 8.8 percent. M Squared Financial LLC was the largest mortgage company, Great Southern Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Great American Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in De Soto, KS
By home loans closed in 2025, Great Southern Bank was the largest mortgage lender in De Soto, Kansas with 4 loans, about 2.7 percent of the market. The largest lender headquartered in Kansas was Great American Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in De Soto, Kansas in 2025, led by United Wholesale Mortgage with 3. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 7 credit unions closed home loans in De Soto, Kansas in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in De Soto, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in De Soto, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up De Soto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
