Windsor Heights, Iowa mortgage lenders include Bankers Trust CompanyBankers Trust Company3820 8th St Sw, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.48%, Midwest Heritage Bank FSBMidwest Heritage Bank FSB7101 University Ave, Windsor Heights, IA 50324A5.0 ★Texas Ratio: 9.76%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Community Choice Credit UnionCommunity Choice Credit Union818 8th st SW, Altoona, IA 50009A+5.0 ★Texas Ratio: 3.41%, Greater Iowa Credit UnionGreater Iowa Credit Union801 Lincoln Way, Ames, IA 50010A5.0 ★Texas Ratio: 8.43%, Northwest BankNorthwest Bank100 E Railroad St, Afton, IA 50830A+5.0 ★Texas Ratio: 1.69%, Fidelity BankFidelity Bank205 Water St, Cambridge, IA 50046A5.0 ★Texas Ratio: 7.99%, Wells Fargo Bank NAWells Fargo Bank NA100 Nile Kinnick Dr N, Adel, IA 50003A+5.0 ★Texas Ratio: 5.36%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA435 S Duff Ave, Ames, IA 50010A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Windsor Heights, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Windsor Heights are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Windsor Heights, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Windsor Heights 3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $215,000 | View |
|
1 office in Windsor Heights 7101 University Ave, Windsor Heights, IA 50324 A5.0 ★Texas Ratio: 9.76% |
Conventional | 2 | 1.9% | 50% | $190,000 | View |
|
104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, HELOC | 17 +2 HELOCs |
15.7% | 100% | $197,352 | View |
|
2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 6 +8 HELOCs |
5.6% | 80% | $166,666 | View |
|
818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 5 +4 HELOCs |
4.6% | 100% | $261,000 | View |
|
801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 5 | 4.6% | 100% | $171,000 | View |
|
100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 3 +1 HELOCs |
2.8% | 100% | $298,333 | View |
|
205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 3 | 2.8% | 100% | $278,333 | View |
|
100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2.8% | 100% | $295,000 | View |
|
435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 1.9% | 100% | $270,000 | View |
|
1403 S Rooselvelt, Burlington, IA 52601 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 1.9% | 100% | $345,000 | View |
|
16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 2 | 1.9% | 100% | $170,000 | View |
|
123 W 4th St, Cedar Falls, IA 50613 2831 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 1.9% | 100% | $240,000 | View |
|
520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 1 +5 HELOCs |
0.9% | 100% | $205,000 | View |
|
111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
|
2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
|
420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
|
804 Greenwood Hills Dr, Adel, IA 50003 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
|
1009 Court St, Adel, IA 50003 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
|
901 Bank Ct, Center Point, IA 52213 A+5.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
|
100 Ne Jacob St, Grimes, IA 50111 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
|
6410 Sw 9th St, Des Moines, IA 50315 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
|
1370 Nw 18th St Ste 101, Ankeny, IA 50023 B4.5 ★Texas Ratio: 21.01% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
|
401 10th Ave, Coralville, IA 52241 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
Homeservices Lending LLC
|
Conventional | 4 | 3.7% | 100% | $247,500 | |
549300K04Zgwyv7Ldx511190891
|
Conventional | 1 | 0.9% | 50% | $45,000 | |
Iowa Bankers Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $175,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 5 | 4.6% | 71.4% | $199,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 3 | 2.8% | 100% | $221,666 | |
|
A5.0 ★Texas Ratio: 7.16% |
Conventional | 2 | 1.9% | 100% | $205,000 | View |
Guaranteed Rate, Inc.
|
Conventional, VA | 2 | 1.9% | 66.7% | $185,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 1.9% | 66.7% | $215,000 | |
Guild Mortgage Company
|
FHA, VA | 2 | 1.9% | 100% | $220,000 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional | 2 | 1.9% | 100% | $365,000 | |
Mortgage Research Center
|
VA | 2 | 1.9% | 100% | $250,000 | |
Rocket Mortgage
|
FHA | 1 | 0.9% | 50% | $145,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.9% | 100% | $185,000 | |
loanDepot.com LLC
|
FHA | 1 | 0.9% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
Frontier Financial, Inc. DBA Frontier Mortgage
|
Conventional | 1 | 0.9% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
Land Home Financial Services,
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
Castle & Cooke Mortgage, LLC
|
FHA | 1 | 0.9% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.9% | 100% | $175,000 | View |
Mit Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $395,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $335,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.9% | 50% | $235,000 | View |
Compass Mortgage, Inc.
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.9% | 100% | $315,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.9% | 100% | $185,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Windsor Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Windsor Heights in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Windsor Heights, IA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 28.7 percent of home loans in Windsor Heights, Iowa in 2025, banks 34.3 percent and credit unions 37 percent. Homeservices Lending LLC was the largest mortgage company, Bankers Trust Company the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Bankers Trust Company led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Bankers Trust Company was the largest mortgage lender in Windsor Heights, Iowa with 2 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Windsor Heights, Iowa in 2025, led by Pennymac Loan Services LLC with 2. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in Windsor Heights, Iowa in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Windsor Heights, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Windsor Heights, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Windsor Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.