Mortgage Lenders and Brokers in North Liberty, Iowa
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
North Liberty, Iowa mortgage lenders include Greenstate Credit UnionGreenstate Credit Union585 W Penn St, North Liberty, IA 52317A5.0 ★Texas Ratio: 10.18%, Hills Bank and Trust CompanyHills Bank and Trust Company590 W Forevergreen Rd, North Liberty, IA 52317A+5.0 ★Texas Ratio: 2.40%, US Bank, N.A.US Bank, N.A.580 W Cherry St, North Liberty, IA 52317A+5.0 ★Texas Ratio: 2.85%, First Interstate BankFirst Interstate Bank655 Community Drive, North Liberty, IA 52317A+5.0 ★Texas Ratio: 4.72%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, CBI Bank & TrustCBI Bank & Trust3401 53rd Ave, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 5.41%, Collins Community Credit UnionCollins Community Credit Union1655 Jordan St, North Liberty, IA 52317 4791B4.6 ★Texas Ratio: 20.10%, Ohnward Bank and TrustOhnward Bank and Trust4726 50th Ave, Baldwin, IA 52207, Dupaco Community Credit UnionDupaco Community Credit Union5865 Saratoga Rd, Asbury, IA 52002A+5.0 ★Texas Ratio: 3.87%, and Wells Fargo Bank NAWells Fargo Bank NA100 Nile Kinnick Dr N, Adel, IA 50003A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Liberty, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Liberty are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Liberty, Iowa
Market share is the lender's share of all home loans closed in North Liberty, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
585 W Penn St, North Liberty, IA 52317 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, Jumbo, HELOC | 272 +123 HELOCs |
43.2% | 99.7% | $242,830 | View |
|
2 offices in North Liberty 590 W Forevergreen Rd, North Liberty, IA 52317 A+5.0 ★Texas Ratio: 2.40% |
Conventional, Jumbo, HELOC | 158 +39 HELOCs |
25.1% | 99.4% | $237,278 | View |
|
1 office in North Liberty 580 W Cherry St, North Liberty, IA 52317 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +5 HELOCs |
0.5% | 75% | $281,666 | View |
|
★ 1 stars, 1 review 1 office in North Liberty 655 Community Drive, North Liberty, IA 52317 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 23 +11 HELOCs |
3.7% | 95.8% | $175,434 | View |
|
3401 53rd Ave, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 6 +1 HELOCs |
1% | 100% | $243,333 | View |
|
1655 Jordan St, North Liberty, IA 52317 4791 B4.6 ★Texas Ratio: 20.10% |
Conventional | 6 | 1% | 85.7% | $65,000 | View |
Ohnward Bank and Trust
4726 50th Ave, Baldwin, IA 52207 |
Conventional | 5 | 0.8% | 83.3% | $349,000 | |
|
5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 4 +6 HELOCs |
0.6% | 66.7% | $212,500 | View |
|
100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.6% | 100% | $445,000 | View |
|
1265 Hayes Ln, North Liberty, IA 52317 A+5.0 ★Texas Ratio: 5.64% |
Conventional | 4 | 0.6% | 80% | $220,000 | View |
|
602 Main St, Cedar Falls, IA 50613 A5.0 ★Texas Ratio: 8.81% |
Conventional | 3 | 0.5% | 100% | $88,333 | View |
|
5210 Council St Ne, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 3 | 0.5% | 100% | $178,333 | View |
|
435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $255,000 | View |
|
100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.3% | 100% | $305,000 | View |
|
123 W 4th St, Cedar Falls, IA 50613 2831 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.3% | 100% | $275,000 | View |
|
818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $245,000 | View |
|
2701 Stange Rd, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
|
59 4th St N, Central City, IA 52214 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
|
1855 Middle Rd, Bettendorf, IA 52722 A5.0 ★Texas Ratio: 9.12% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
117 N Main Ave, Alburnett, IA 52202 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
525 Main St, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Residential Mortgage Network, Inc.
|
Conventional, FHA, VA | 37 | 5.9% | 97.4% | $280,135 | |
Midwestone Bank
|
Conventional, Jumbo, HELOC | 7 +26 HELOCs |
1.1% | 100% | $429,285 | |
Homeservices Lending LLC
|
Conventional, VA | 2 | 0.3% | 100% | $290,000 | |
Two Rivers Bank & Trust
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 26 | 4.1% | 86.7% | $329,615 | |
Rocket Mortgage
|
Conventional, FHA | 13 | 2.1% | 70% | $253,461 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 4 | 0.6% | 100% | $232,500 | View |
Guild Mortgage Company
|
Conventional | 2 | 0.3% | 100% | $190,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $300,000 | |
Ruhl Mortgage LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $260,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.3% | 100% | $80,000 | |
Mortgage Research Center
|
VA | 2 | 0.3% | 66.7% | $290,000 | |
Uif Corporation
|
Conventional | 2 | 0.3% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 4.99% |
FHA, VA | 2 | 0.3% | 100% | $395,000 | View |
Fairway Independent Mort Corp
|
Conventional | 2 | 0.3% | 100% | $200,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.3% | 57.1% | $210,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Zippy Loans, LLC
|
Conventional | 1 | 0.2% | 50% | $75,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Newrez LLC
|
Conventional | 1 | 0.2% | 33.3% | $55,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Nbkc Bank
|
VA | 1 | 0.2% | 100% | $335,000 | |
Pennymac Loan Services LLC
|
VA | 1 | 0.2% | 100% | $445,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 100% | $495,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
North Liberty Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Liberty, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in North Liberty? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Liberty in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Liberty, IA
Use these to narrow the list above. Each category shows how many North Liberty, IA lenders fit and what that kind of lender is usually best for.
Who Lends in North Liberty, IA
Independent mortgage companies closed 17.6 percent of home loans in North Liberty, Iowa in 2025, banks 32.2 percent and credit unions 50.2 percent. Residential Mortgage Network, Inc. was the largest mortgage company, Hills Bank and Trust Company the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Greenstate Credit Union led with 272 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Liberty, IA
By home loans closed in 2025, Greenstate Credit Union was the largest mortgage lender in North Liberty, Iowa with 272 loans, about 43.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Liberty, Iowa, Greenstate Credit Union approved the highest share of completed applications in 2025 at 99.7 percent, against a 95.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in North Liberty, Iowa in 2025, led by DHI Mortgage Company, LTD. with 7. 10 lenders closed VA loans, led by Residential Mortgage Network, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 9 credit unions closed home loans in North Liberty, Iowa in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Liberty, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Liberty, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Liberty. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
