Mortgage Lenders and Brokers in Guthrie Center, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Guthrie Center, Iowa mortgage lenders include Peoples BankPeoples Bank401 Main St, Guthrie Center, IA 50115A+5.0 ★Texas Ratio: 1.17%, Guthrie County State BankGuthrie County State Bank413 State St, Guthrie Center, IA 50115A+5.0 ★Texas Ratio: 0.93%, First State BankFirst State Bank129 E Main St, Agency, IA 52530, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Community Choice Credit UnionCommunity Choice Credit Union818 8th st SW, Altoona, IA 50009A+5.0 ★Texas Ratio: 3.41%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, Northwest BankNorthwest Bank100 E Railroad St, Afton, IA 50830A+5.0 ★Texas Ratio: 1.69%, Greater Iowa Credit UnionGreater Iowa Credit Union801 Lincoln Way, Ames, IA 50010A5.0 ★Texas Ratio: 8.43%, and Midwest Heritage Bank FSBMidwest Heritage Bank FSB640 Lincoln Way, Ames, IA 50010A5.0 ★Texas Ratio: 9.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Guthrie Center, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Guthrie Center are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Guthrie Center, Iowa
Market share is the lender's share of all home loans closed in Guthrie Center, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Guthrie Center 401 Main St, Guthrie Center, IA 50115 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 7 | 5.6% | 100% | $62,142 | View |
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1 office in Guthrie Center 413 State St, Guthrie Center, IA 50115 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 7 | 5.6% | 100% | $132,142 | View |
First State Bank
129 E Main St, Agency, IA 52530 |
Conventional | 11 | 8.8% | 77.8% | $137,727 | |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 7 +4 HELOCs |
5.6% | 100% | $175,000 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional | 7 | 5.6% | 100% | $193,571 | View |
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818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 6 +8 HELOCs |
4.8% | 100% | $208,333 | View |
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111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 3 | 2.4% | 75% | $138,333 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $145,000 | View |
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801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 2 | 1.6% | 100% | $225,000 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 2 | 1.6% | 100% | $85,000 | View |
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4303 Fleur Dr, Des Moines, IA 50321 2327 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 1.6% | 100% | $30,000 | View |
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203 W Highway 92, Bevington, IA 50033 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 2 | 1.6% | 100% | $90,000 | View |
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502 Broad St, Adair, IA 50002 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 2 | 1.6% | 100% | $135,000 | View |
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2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
FHA | 1 | 0.8% | 100% | $155,000 | View |
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420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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1009 Court St, Adel, IA 50003 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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114 S Broad St, Orient, IA 50858 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
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205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
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201 207 Main Street, Baxter, IA 50028 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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793 Main St, Anita, IA 50020 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Homeservices Lending LLC
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Conventional, FHA | 5 | 4% | 100% | $159,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 4 | 3.2% | 100% | $265,000 | |
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 5 | 4% | 45.5% | $165,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 5 | 4% | 100% | $299,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 3.2% | 100% | $142,500 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 2.4% | 100% | $78,333 | |
United Wholesale Mortgage
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VA | 2 | 1.6% | 75% | $240,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.6% | 100% | $245,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 1.6% | 100% | $225,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 1.6% | 100% | $605,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.6% | 100% | $75,000 | |
Alliant Credit Union
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 7.16% |
USDA | 1 | 0.8% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.8% | 50% | $385,000 | View |
Newrez LLC
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VA | 1 | 0.8% | 50% | $295,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.8% | 100% | $145,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 50% | $195,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.8% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
Mece Credit Union
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Conventional | 1 | 0.8% | 100% | $435,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $205,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Marine Credit Union
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Conventional | 1 | 0.8% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.8% | 100% | $35,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $135,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.8% | 100% | $185,000 |
Guthrie Center Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Guthrie Center, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Guthrie Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Guthrie Center in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Guthrie Center, IA
Use these to narrow the list above. Each category shows how many Guthrie Center, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Guthrie Center, IA
Independent mortgage companies closed 37.6 percent of home loans in Guthrie Center, Iowa in 2025, banks 40 percent and credit unions 22.4 percent. Homeservices Lending LLC was the largest mortgage company, Peoples Bank the largest bank and Veridian Credit Union the largest credit union. Among lenders headquartered in Iowa, Peoples Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Guthrie Center, IA
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Guthrie Center, Iowa with 7 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Guthrie Center, Iowa in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 10 credit unions closed home loans in Guthrie Center, Iowa in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Guthrie Center, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Guthrie Center, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Guthrie Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
