Mortgage Lenders and Brokers in Warsaw, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Warsaw, Indiana mortgage lenders include Northwest BankNorthwest Bank2034 E Center St, Warsaw, IN 46580A+5.0 ★Texas Ratio: 3.99%, Crossroads BankCrossroads Bank895 N Parker St, Warsaw, IN 46582A5.0 ★Texas Ratio: 12.07%, Lake City BankLake City BankWwwLakecitybankCom, Warsaw, IN 46581A+5.0 ★Texas Ratio: 2.66%, Old National BankOld National Bank120 N Buffalo St, Warsaw, IN 46580A+5.0 ★Texas Ratio: 4.98%, Horizon BankHorizon Bank433 Anchorage Rd, Warsaw, IN 46580A+5.0 ★Texas Ratio: 4.40%, 1St Source Bank1St Source Bank325 S Lake St, Warsaw, IN 46580A+5.0 ★Texas Ratio: 5.01%, PNC Bank N.A.PNC Bank N.A.213 W Center St, Warsaw, IN 46580A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association119 E Center St, Warsaw, IN 46580A+5.0 ★Texas Ratio: 4.81%, First Federal Savings BankFirst Federal Savings Bank402 E Center St, Warsaw, IN 46580A5.0 ★Texas Ratio: 12.96%, and The Campbell & Fetter BankThe Campbell & Fetter Bank2926 Frontage Rd, Warsaw, IN 46580A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Warsaw, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warsaw are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Warsaw, Indiana
Market share is the lender's share of all home loans closed in Warsaw, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Warsaw 2034 E Center St, Warsaw, IN 46580 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 20 +6 HELOCs |
3.7% | 87% | $82,500 | View |
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1 office in Warsaw 895 N Parker St, Warsaw, IN 46582 A5.0 ★Texas Ratio: 12.07% |
Conventional | 12 | 2.2% | 100% | $250,000 | View |
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5 offices in Warsaw WwwLakecitybankCom, Warsaw, IN 46581 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 9 +104 HELOCs |
1.7% | 100% | $210,555 | View |
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1 office in Warsaw 120 N Buffalo St, Warsaw, IN 46580 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 8 +5 HELOCs |
1.5% | 88.9% | $171,250 | View |
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1 office in Warsaw 433 Anchorage Rd, Warsaw, IN 46580 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
0.9% | 100% | $173,000 | View |
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2 offices in Warsaw 325 S Lake St, Warsaw, IN 46580 A+5.0 ★Texas Ratio: 5.01% |
Conventional, Jumbo, HELOC | 3 +9 HELOCs |
0.6% | 60% | $431,666 | View |
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★ 1.7 stars, 3 reviews 1 office in Warsaw 213 W Center St, Warsaw, IN 46580 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +5 HELOCs |
0.6% | 42.9% | $238,333 | View |
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1 office in Warsaw 119 E Center St, Warsaw, IN 46580 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.6% | 75% | $48,333 | View |
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2 offices in Warsaw 402 E Center St, Warsaw, IN 46580 A5.0 ★Texas Ratio: 12.96% |
Conventional | 2 | 0.4% | 75% | $130,000 | View |
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1 office in Warsaw 2926 Frontage Rd, Warsaw, IN 46580 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.4% | 100% | $170,000 | View |
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206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional, FHA, Jumbo, HELOC | 40 +16 HELOCs |
7.4% | 97.6% | $300,000 | View |
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2890 Frontier Dr, Warsaw, IN 46582 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, HELOC | 28 +21 HELOCs |
5.2% | 82.9% | $185,000 | View |
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2514 E Center St, Warsaw, IN 46580 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 6 +3 HELOCs |
1.1% | 66.7% | $125,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 6 +3 HELOCs |
1.1% | 80% | $191,666 | View |
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14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 6 +1 HELOCs |
1.1% | 100% | $181,666 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 1.1% | 85.7% | $206,666 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 100% | $232,500 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
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2410 N Wayne St, Angola, IN 46703 9111 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 2 | 0.4% | 100% | $385,000 | View |
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1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $155,000 | View |
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307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $395,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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358 S Elkhart Ave, Elkhart, IN 46516 A5.0 ★Texas Ratio: 8.94% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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603 W Harcourt Rd, Angola, IN 46703 8802 A+5.0 ★Texas Ratio: 2.95% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 94 | 17.3% | 98.2% | $227,978 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 6 | 1.1% | 100% | $171,666 | |
Three Rivers Federal Crediit U
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Conventional | 5 | 0.9% | 55.6% | $339,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 6.1% | 81% | $194,393 | |
Geneva Financial LLC
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Conventional, FHA | 30 | 5.5% | 100% | $160,000 | |
Zippy Loans, LLC
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Conventional | 26 | 4.8% | 50% | $26,538 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
4.4% | 88.9% | $267,083 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA, USDA | 24 | 4.4% | 92.3% | $205,833 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 21 | 3.9% | 91.3% | $200,238 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 16 | 2.9% | 100% | $279,375 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 0.7% | 80% | $250,000 | |
Newrez LLC
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Conventional, FHA, USDA | 4 | 0.7% | 66.7% | $185,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 0.7% | 57.1% | $145,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 0.7% | 50% | $147,500 | |
Union Savings Bank
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Conventional | 4 | 0.7% | 100% | $295,000 | |
Mortgage Research Center
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VA | 4 | 0.7% | 66.7% | $200,000 | |
V.I.P. Mortgage, Inc.
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FHA | 4 | 0.7% | 100% | $337,500 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.6% | 100% | $168,333 | |
Point Mortgage Corp
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Conventional, FHA | 3 | 0.6% | 100% | $118,333 | |
Stockton Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 50% | $365,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.6% | 27.3% | $195,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $118,333 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 66.7% | $105,000 | |
Diamond Residential Mtg Corp
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FHA, USDA | 2 | 0.4% | 100% | $220,000 | |
American Financing Corporation
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Conventional | 2 | 0.4% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $150,000 | View |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $180,000 | |
New American Funding, LLC.
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FHA | 2 | 0.4% | 50% | $150,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.4% | 100% | $75,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 33.3% | $40,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | View |
Msu Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $305,000 | |
Milestone Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 50% | $215,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $135,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $495,000 | View |
Servis One, Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $195,000 | View |
Member First Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $155,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 1 | 0.2% | 50% | $75,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 11.86% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Warsaw Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Warsaw, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Warsaw? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warsaw in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Warsaw, IN
Use these to narrow the list above. Each category shows how many Warsaw, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Warsaw, IN
Independent mortgage companies closed 63.7 percent of home loans in Warsaw, Indiana in 2025, banks 26.9 percent and credit unions 9.4 percent. Ruoff Mortgage Company was the largest mortgage company, Northwest Bank the largest bank and Everwise Credit Union the largest credit union. Among lenders headquartered in Indiana, Crossroads Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Warsaw, IN
By home loans closed in 2025, Northwest Bank was the largest mortgage lender in Warsaw, Indiana with 20 loans, about 3.7 percent of the market. The largest lender headquartered in Indiana was Crossroads Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Warsaw, Indiana, Ruoff Mortgage Company approved the highest share of completed applications in 2025 at 98.2 percent, against a 83.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Warsaw, Indiana in 2025, led by Ruoff Mortgage Company with 21. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 11 credit unions closed home loans in Warsaw, Indiana in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Warsaw, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warsaw, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warsaw. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
