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Mortgage Lenders and Brokers in Valparaiso, Indiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Valparaiso, Indiana mortgage lenders include Centier BankCentier Bank390 W Us Highway 6, Valparaiso, IN 46385A5.0 ★Texas Ratio: 6.45%, Tech Credit UnionTech Credit Union370 Morthland Dr, Valparaiso, IN 46383A5.0 ★Texas Ratio: 13.37%, Horizon BankHorizon Bank4208 Calumet Ave, Valparaiso, IN 46383A+5.0 ★Texas Ratio: 4.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA852 Thornapple Dr, Valparaiso, IN 46385A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association56 Washington St, Valparaiso, IN 46383A+5.0 ★Texas Ratio: 3.22%, 1St Source Bank1St Source Bank2005 Laporte Ave, Valparaiso, IN 46383A+5.0 ★Texas Ratio: 5.01%, First Merchants BankFirst Merchants Bank855 Thornapple Way, Valparaiso, IN 46385A+5.0 ★Texas Ratio: 4.12%, BMO Harris Bank NABMO Harris Bank NA3500 Calumet Ave, Valparaiso, IN 46383A+5.0 ★Texas Ratio: 3.54%, Peoples BankPeoples Bank2905 Calumet Ave, Valparaiso, IN 46383A5.0 ★Texas Ratio: 10.43%, and Everwise Credit UnionEverwise Credit Union2600 Roosevelt Rd Ste 1001, Valparaiso, IN 46383A5.0 ★Texas Ratio: 6.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Valparaiso, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valparaiso are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Valparaiso, Indiana

Market share is the lender's share of all home loans closed in Valparaiso, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Centier Bank 5 offices in Valparaiso 390 W Us Highway 6, Valparaiso, IN 46385 A5.0 ★Texas Ratio: 6.45%	Conventional, FHA, HELOC	41 +64 HELOCs	4.3%	91.5%	$305,000	View
Tech Credit Union 370 Morthland Dr, Valparaiso, IN 46383 A5.0 ★Texas Ratio: 13.37%	Conventional, HELOC	41 +16 HELOCs	4.3%	97.6%	$131,585	View
Horizon Bank 2 offices in Valparaiso 4208 Calumet Ave, Valparaiso, IN 46383 A+5.0 ★Texas Ratio: 4.40%	Conventional, Jumbo, HELOC	40 +39 HELOCs	4.2%	83.7%	$356,250	View
JPMorgan Chase Bank, NA 2 offices in Valparaiso 852 Thornapple Dr, Valparaiso, IN 46385 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	35 +2 HELOCs	3.6%	90%	$274,142	View
Fifth Third Bank, National Association 2 offices in Valparaiso 56 Washington St, Valparaiso, IN 46383 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, HELOC	26 +29 HELOCs	2.7%	76.5%	$196,538	View
1St Source Bank 4 offices in Valparaiso 2005 Laporte Ave, Valparaiso, IN 46383 A+5.0 ★Texas Ratio: 5.01%	Conventional, HELOC	7 +32 HELOCs	0.7%	100%	$349,285	View
First Merchants Bank 1 office in Valparaiso 855 Thornapple Way, Valparaiso, IN 46385 A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	3 +7 HELOCs	0.3%	100%	$188,333	View
BMO Harris Bank NA 1 office in Valparaiso 3500 Calumet Ave, Valparaiso, IN 46383 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	2 +9 HELOCs	0.2%	100%	$685,000	View
Peoples Bank 1 office in Valparaiso 2905 Calumet Ave, Valparaiso, IN 46383 A5.0 ★Texas Ratio: 10.43%	Conventional, HELOC	1 +2 HELOCs	0.1%	33.3%	$305,000	View
Everwise Credit Union 2600 Roosevelt Rd Ste 1001, Valparaiso, IN 46383 A5.0 ★Texas Ratio: 6.81%	Conventional, FHA, HELOC	13 +8 HELOCs	1.4%	100%	$169,615	View
Old National Bank 2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, HELOC	11 +4 HELOCs	1.1%	91.7%	$245,909	View
US Bank, N.A. 720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85%	Conventional	6	0.6%	60%	$388,333	View
DeMotte State Bank 9603 W 133rd Ave, Cedar Lake, IN 46303 B4.6 ★Texas Ratio: 20.04%	Conventional	6	0.6%	100%	$351,666	View
REGIONAL fcu 389 W US Highway 6, Valparaiso, IN 46385 A+5.0 ★Texas Ratio: 5.54%	Conventional, HELOC	5 +10 HELOCs	0.5%	100%	$241,000	View
Huntington National Bank 101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	5 +4 HELOCs	0.5%	83.3%	$407,000	View
CIBM Bank 5120 E 82nd St, Indianapolis, IN 46250 A5.0 ★Texas Ratio: 8.91%	Conventional, FHA	4	0.4%	100%	$290,000	View
Bank of America NA 6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$275,000	View
American Community Bank of In 11275 Broadway, Crown Point, IN 46307 B-4.3 ★Texas Ratio: 22.89%	Conventional	2	0.2%	100%	$280,000	View
First Financial Bank 104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$605,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$265,000	View
Flagstar Bank NA 2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	50%	$715,000	View
Regions Bank 104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	100%	$385,000	View
First Trust Credit Union 1404 Lincolnway, Valparaiso, IN 46383 5826 A5.0 ★Texas Ratio: 6.08%	Conventional	1	0.1%	100%	$305,000	View
Inova Federal Credit Union 358 S Elkhart Ave, Elkhart, IN 46516 A5.0 ★Texas Ratio: 8.94%	Conventional	1	0.1%	100%	$335,000	View
Mortgage Masters of Indiana Inc 801 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.1%	100%	$255,000	View
First Bank of Berne ★ 4 stars, 1 review 1105 Us Highway 27 N, Berne, IN 46711 A4.9 ★Texas Ratio: 5.48%	Conventional, Jumbo	1	0.1%	100%	$475,000	View
Providence Bank & Trust 14785 W 101st Ave, Dyer, IN 46311 A+5.0 ★Texas Ratio: 0.85%	Conventional	1	0.1%	100%	$255,000	View
Notre Dame Federal Credit Union 14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39%	Conventional	1	0.1%	100%	$215,000	View
Alliance Bank 101 W Montgomery St, Francesville, IN 47946 A+5.0 ★Texas Ratio: 0.08%	Conventional	1	0.1%	100%	$235,000	View
Truist Bank ★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$435,000	View
Star Financial Bank 735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$415,000	View
Lake City Bank 114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +1 HELOCs	0%	n/a		View
FORUM Credit Union 9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80%	HELOC	0 +1 HELOCs	0%	n/a		View
Ruoff Mortgage Company	Conventional, FHA	7	0.7%	87.5%	$322,142
Mjw Financial LLC dba Mjw Mortgage	Conventional, VA	2	0.2%	100%	$300,000
Gvc Mortgage, Inc.	Conventional	2	0.2%	100%	$260,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$85,000
The Farmers Bank A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$195,000	View
Purdue Federal Cu	HELOC	0 +3 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	91	9.5%	88.8%	$244,450
Diamond Residential Mtg Corp	Conventional, FHA, VA	62	6.5%	98.5%	$287,580
Lennar Mortgage, LLC	Conventional, FHA	53	5.5%	93%	$369,339
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	31	3.2%	100%	$322,096	View
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	29 +3 HELOCs	3%	100%	$337,068
United Wholesale Mortgage	Conventional, FHA, VA	26	2.7%	91.2%	$303,076
Fairway Independent Mort Corp	Conventional, FHA, VA	19	2%	95%	$317,631
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	18 +1 HELOCs	1.9%	94.7%	$301,111
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	13	1.4%	100%	$318,846
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional, FHA, VA, Jumbo	12	1.2%	100%	$280,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	12	1.2%	100%	$305,000	View
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	12	1.2%	100%	$272,500
Pennymac Loan Services LLC	Conventional, FHA, VA	12	1.2%	85.7%	$402,500
Nationstar Mortgage	Conventional, FHA	12	1.2%	85.7%	$155,000
Freedom Mortgage Corporation	FHA, VA, Jumbo	11	1.1%	73.9%	$362,272
Guild Mortgage Company	Conventional, FHA, VA	11	1.1%	100%	$376,818
loanDepot.com LLC	Conventional, FHA, VA, HELOC	10 +3 HELOCs	1%	83.3%	$231,000
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	10 +2 HELOCs	1%	90.9%	$352,000
Newrez LLC	Conventional, FHA, VA	10	1%	66.7%	$218,000
Navy Federal Credit Union	Conventional, VA, HELOC	9 +3 HELOCs	0.9%	90%	$307,222
Mortgage Research Center	VA	9	0.9%	45%	$482,777
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, VA	9	0.9%	100%	$378,333	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.8%	88.9%	$101,250	View
BoxCar Mortgage, LLC	Conventional, FHA	7	0.7%	100%	$219,285
New American Funding, LLC.	Conventional, FHA	7	0.7%	77.8%	$349,285
Spring Eq, LLC	Conventional	7	0.7%	58.3%	$77,857
Canopy Mortgage, LLC	Conventional	6	0.6%	100%	$373,333
Amerisave Mortgage Company	Conventional, FHA	6	0.6%	50%	$141,666
American Financial Network, Inc.	Conventional, FHA	6	0.6%	100%	$241,666
Originpoint, LLC	Conventional, VA	5	0.5%	100%	$297,000
The Anderson Financial Group, Inc.	Conventional, FHA	5	0.5%	100%	$371,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	5	0.5%	83.3%	$217,000	View
Leaderone Financial Corp.	Conventional	5	0.5%	100%	$235,000
American Portfolio Mortgage Corporation	Conventional, FHA	4	0.4%	80%	$227,500
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.4%	100%	$477,500	View
T2 Financial LLC	Conventional	4	0.4%	100%	$325,000
First Savings Bank of Hegewisch	Conventional	4	0.4%	100%	$372,500
American Pacific Mortgage Corporation	Conventional	4	0.4%	100%	$320,000
Village Capital & Investment	FHA, VA	4	0.4%	71.4%	$285,000
Better Mortgage Corporation	Conventional, HELOC	3 +3 HELOCs	0.3%	75%	$238,333
Lower, LLC	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.3%	100%	$325,000
Primelending	Conventional	3	0.3%	100%	$401,666
Greenstate Credit Union	Conventional	3	0.3%	100%	$298,333
Sun West Mortgage Company, Inc	Conventional, FHA	3	0.3%	100%	$311,666
Das Acquisition Company, LLC	Conventional	3	0.3%	100%	$311,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	3	0.3%	100%	$305,000	View
Endeavor Capital, LLC	Conventional, FHA	3	0.3%	100%	$238,333
Mutual of Omaha Mortgage	Conventional	3	0.3%	100%	$445,000
Farm Credit Mid-America, Aca	Conventional	3	0.3%	100%	$171,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.3%	100%	$428,333	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.3%	42.9%	$131,666
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$240,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$450,000
Mortgage Assurance Inc	Conventional, FHA	2	0.2%	100%	$205,000
Discover Bank	Conventional	2	0.2%	22.2%	$45,000
SIRVA Mortgage, Inc.	Conventional	2	0.2%	100%	$295,000
Point Mortgage Corp	Conventional	2	0.2%	100%	$450,000
Cardinal Financial Company, Li	Conventional	2	0.2%	100%	$295,000
New Day Financial, LLC.	VA	2	0.2%	33.3%	$160,000
The Loan Store, Inc	Conventional	2	0.2%	100%	$260,000
Compass Mortgage, Inc. A5.0 ★Texas Ratio: 11.86%	Conventional, FHA	2	0.2%	100%	$290,000	View
Paramount Residential Mortgage	FHA, VA	2	0.2%	100%	$365,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional, Jumbo	2	0.2%	100%	$1,380,000	View
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA	2	0.2%	100%	$425,000	View
Quorum Federal Credit Union A+5.0 ★Texas Ratio: 1.80%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000	View
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$335,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000	View
Proper Rate, LLC	Conventional	1	0.1%	100%	$275,000
Zippy Loans, LLC	Conventional	1	0.1%	100%	$35,000
Servion	FHA	1	0.1%	100%	$245,000
Everett Financial, Inc.	VA	1	0.1%	100%	$225,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	27.3%	$665,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$595,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$185,000
First National Bank of Brookfield A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$215,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	50%	$445,000
United Federal Credit Union ★ 3 stars, 1 review A+5.0 ★Texas Ratio: 2.56%	Conventional	1	0.1%	100%	$55,000	View
Loanunited.Com, LLC	FHA	1	0.1%	100%	$245,000
Fcb Banks A5.0 ★Texas Ratio: 7.31%	Conventional	1	0.1%	100%	$675,000	View
Filo Mortgage, LLC	FHA	1	0.1%	100%	$265,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$235,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$425,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$335,000
Credit Union 1	Conventional	1	0.1%	50%	$25,000
American Financing Corporation	FHA	1	0.1%	50%	$195,000
ClearPath Lending	VA	1	0.1%	50%	$365,000
Geneva Financial LLC	FHA	1	0.1%	100%	$315,000
Independent Bank A5.0 ★Texas Ratio: 6.46%	Conventional	1	0.1%	100%	$55,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$205,000	View
Deseret First Credit Union	Conventional	1	0.1%	100%	$325,000
Servis One, Inc	Conventional	1	0.1%	100%	$125,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$75,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	VA	1	0.1%	100%	$375,000	View
Incrediblebank A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$245,000	View
Planet Home Lending, LLC	FHA	1	0.1%	100%	$465,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$485,000	View
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$275,000
The Northern Trust Co A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$125,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$235,000
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$165,000
Park Lane Finance SolutionsLLC	Conventional	1	0.1%	100%	$55,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$445,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$505,000
Zillow Home Loans, LLC	FHA	1	0.1%	50%	$245,000
Veritas Funding, LLC	FHA	1	0.1%	100%	$255,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$355,000	View
Marquette Bank A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.1%	100%	$695,000	View
21St Mortgage	Conventional	1	0.1%	33.3%	$45,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	25%	$25,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$495,000	View
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$395,000
First American Bank A+5.0 ★Texas Ratio: 2.93%	Conventional	1	0.1%	100%	$175,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$375,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$205,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$315,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Consumers Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Msu Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Valparaiso Mortgage Rate Trends

Daily average mortgage rates for Indiana compared with the national average, updated every evening.

30-Year Fixed IN Avg

7.542%

▲ 0.158 vs 7 days ago

15-Year Fixed IN Avg

7.050%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Valparaiso, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Valparaiso? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valparaiso in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Valparaiso, IN

Use these to narrow the list above. Each category shows how many Valparaiso, IN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 91 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 50 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IN 26 lenders headquartered in Indiana, the closest thing to a mortgage lender near you

Who Lends in Valparaiso, IN

Independent mortgage companies closed 59.6 percent of home loans in Valparaiso, Indiana in 2025, banks 32 percent and credit unions 8.3 percent. Mortgage Masters of Indiana Inc was the largest mortgage company, Centier Bank the largest bank and Tech Credit Union the largest credit union. Among lenders headquartered in Indiana, Centier Bank led with 41 loans.

59.6%

Mortgage companies

32%

Banks

8.3%

Credit unions

15%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

All Indiana lenders 807 lenders Indianapolis city 389 lenders Fort Wayne 223 lenders Westfield 235 lenders Fishers 224 lenders Evansville 159 lenders Carmel 206 lenders South Bend 159 lenders Lafayette 153 lenders Noblesville 204 lenders Greenwood 186 lenders Kokomo 160 lenders Elkhart 118 lenders

Frequently Asked Questions About Mortgage Lenders in Valparaiso, IN

Who is the largest mortgage lender in Valparaiso, IN?

By home loans closed in 2025, Centier Bank was the largest mortgage lender in Valparaiso, Indiana with 41 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Valparaiso, IN have the highest approval rates?

Among lenders with meaningful volume in Valparaiso, Indiana, Diamond Residential Mtg Corp approved the highest share of completed applications in 2025 at 98.5 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Valparaiso, IN mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Valparaiso, Indiana in 2025, led by Rocket Mortgage with 17. 35 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Valparaiso, IN lender list?

Yes. 53 banks and 21 credit unions closed home loans in Valparaiso, Indiana in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Valparaiso, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Valparaiso, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valparaiso, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valparaiso. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.