Muncie, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank1501 N Nebo Rd, Muncie, IN 47304A+5.0 ★Texas Ratio: 4.12%, Thrive FCUThrive FCU2610 N Wheeling Ave, Muncie, IN 47303A+5.0 ★Texas Ratio: 5.88%, Old National BankOld National Bank3100 N Morrison Rd, Muncie, IN 47304A+5.0 ★Texas Ratio: 4.98%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1635 W Mcgalliard Rd, Muncie, IN 47304A+5.0 ★Texas Ratio: 3.68%, Northwest BankNorthwest Bank1912 W Mcgalliard Rd, Muncie, IN 47304A+5.0 ★Texas Ratio: 3.99%, Star Financial BankStar Financial Bank400 N High St, Muncie, IN 47305A+5.0 ★Texas Ratio: 2.87%, PrimeTrust Financial Federal CPrimeTrust Financial Federal CMuncie, IN, Financial Center First Credit UnionFinancial Center First Credit Union2900 N Oakwood Ave, Muncie, IN 47304 2273A+5.0 ★Texas Ratio: 4.51%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, and FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Muncie, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Muncie are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Muncie, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5 offices in Muncie 1501 N Nebo Rd, Muncie, IN 47304 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 50 +72 HELOCs |
4.8% | 82% | $89,000 | View |
|
2610 N Wheeling Ave, Muncie, IN 47303 A+5.0 ★Texas Ratio: 5.88% |
Conventional | 37 | 3.6% | 97.4% | $62,027 | View |
|
4 offices in Muncie 3100 N Morrison Rd, Muncie, IN 47304 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 35 +14 HELOCs |
3.4% | 89.7% | $151,285 | View |
|
2 offices in Muncie 1635 W Mcgalliard Rd, Muncie, IN 47304 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 32 +1 HELOCs |
3.1% | 97% | $122,812 | View |
|
3 offices in Muncie 1912 W Mcgalliard Rd, Muncie, IN 47304 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 26 +28 HELOCs |
2.5% | 81.2% | $146,538 | View |
|
3 offices in Muncie 400 N High St, Muncie, IN 47305 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 7 +21 HELOCs |
0.7% | 56.2% | $212,142 | View |
PrimeTrust Financial Federal C
|
Conventional | 27 | 2.6% | 77.1% | $44,259 | |
|
2900 N Oakwood Ave, Muncie, IN 47304 2273 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 20 | 1.9% | 72.4% | $67,000 | View |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 9 +5 HELOCs |
0.9% | 64.3% | $126,111 | View |
|
9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 8 +1 HELOCs |
0.8% | 88.9% | $137,500 | View |
|
101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 7 +6 HELOCs |
0.7% | 77.8% | $185,000 | View |
|
2401 W University Ave, Muncie, IN 47303 3428 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 6 +2 HELOCs |
0.6% | 85.7% | $50,000 | View |
|
410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
Conventional, FHA | 4 | 0.4% | 80% | $135,000 | View |
|
5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.3% | 100% | $181,666 | View |
|
104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 3 | 0.3% | 100% | $211,666 | View |
|
103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $115,000 | View |
|
104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $35,000 | View |
|
902 S Rangeline Rd, Carmel, IN 46032 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.2% | 100% | $70,000 | View |
|
9 W Kentucky St, Clayton, IN 46118 A5.0 ★Texas Ratio: 6.01% |
Conventional | 2 | 0.2% | 100% | $105,000 | View |
|
720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 14.3% | $85,000 | View |
|
11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $275,000 | View |
|
111 N 4th St, Kentland, IN 47951 A5.0 ★Texas Ratio: 13.55% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
|
603 W Harcourt Rd, Angola, IN 46703 8802 A+5.0 ★Texas Ratio: 2.95% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
|
910 N Meridian St, Portland, IN 47371 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Union Savings and Loan Association
730 N Central Ave, Connersville, IN 47331 |
Conventional | 1 | 0.1% | 100% | $75,000 | |
|
1409 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.1% | 100% | $125,000 | |
|
200 W Main St, Cambridge City, IN 47327 A-4.9 ★Texas Ratio: 16.01% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
|
427 E Main St, Attica, IN 47918 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.1% | 100% | $145,000 | View |
|
307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
358 S Elkhart Ave, Elkhart, IN 46516 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7995 N State Road 59, Brazil, IN 47834 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
Conventional, FHA, VA | 99 | 9.6% | 97.4% | $164,696 | |
Gvc Mortgage, Inc.
|
Conventional, FHA | 41 | 4% | 97.6% | $156,463 | |
Three Rivers Federal Crediit U
|
Conventional, HELOC | 20 +10 HELOCs |
1.9% | 87% | $105,500 | |
Royal United Mortgage LLC
|
Conventional, FHA | 5 | 0.5% | 71.4% | $89,000 | |
Mjw Financial LLC dba Mjw Mortgage
|
Conventional, FHA | 5 | 0.5% | 100% | $127,000 | |
Independent Federal Credit Uni
|
Conventional | 1 | 0.1% | 100% | $65,000 | |
Elements Financial Federal Cre
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Purdue Federal Cu
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 81 | 7.8% | 78.9% | $125,740 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 38 +1 HELOCs |
3.7% | 97.4% | $134,210 | |
Newrez LLC
|
Conventional, FHA, VA | 37 | 3.6% | 77.1% | $134,729 | |
Zippy Loans, LLC
|
Conventional | 36 | 3.5% | 37.5% | $28,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 34 | 3.3% | 97.1% | $138,529 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 32 +1 HELOCs |
3.1% | 84.2% | $180,312 | |
Mortgage Research Center
|
Conventional, FHA, VA | 28 | 2.7% | 74.4% | $182,142 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 25 | 2.4% | 86.2% | $116,200 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 19 | 1.8% | 95% | $246,578 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 15 | 1.4% | 95% | $185,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 13 +1 HELOCs |
1.3% | 92.9% | $129,615 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 11 | 1.1% | 85.7% | $173,181 | |
New Day Financial, LLC.
|
VA | 9 | 0.9% | 70.6% | $165,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 9 | 0.9% | 40.9% | $93,888 | |
Amerisave Mortgage Company
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
0.7% | 26.9% | $80,714 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 7 | 0.7% | 100% | $156,428 | |
Nationstar Mortgage
|
Conventional, VA | 7 | 0.7% | 70% | $122,142 | |
Member First Mortgage, LLC
|
Conventional, FHA | 7 | 0.7% | 100% | $163,571 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 7 | 0.7% | 70% | $167,857 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 6 | 0.6% | 100% | $186,666 | View |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 5 +3 HELOCs |
0.5% | 83.3% | $179,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 5 | 0.5% | 83.3% | $203,000 | View |
Lower, LLC
|
Conventional, FHA, VA | 5 | 0.5% | 100% | $131,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 4 | 0.4% | 100% | $287,500 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 0.4% | 50% | $40,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 4 | 0.4% | 100% | $97,500 | |
ClearPath Lending
|
VA | 4 | 0.4% | 100% | $222,500 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.4% | 100% | $130,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 4 | 0.4% | 100% | $185,000 | |
Goodleap, LLC
|
Conventional, FHA, HELOC | 3 +9 HELOCs |
0.3% | 75% | $91,666 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 3 | 0.3% | 100% | $121,666 | View |
Primelending
|
Conventional | 3 | 0.3% | 100% | $105,000 | |
Canopy Mortgage, LLC
|
Conventional | 3 | 0.3% | 100% | $321,666 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.3% | 75% | $88,333 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 3 | 0.3% | 40% | $95,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $228,333 | |
Milestone Home Lending, LLC
|
Conventional | 3 | 0.3% | 100% | $141,666 | |
Click n' Close, Inc.
|
Conventional, FHA | 3 | 0.3% | 100% | $85,000 | |
Union Savings Bank
|
Conventional | 3 | 0.3% | 100% | $145,000 | |
Better Mortgage Corporation
|
Conventional | 3 | 0.3% | 60% | $235,000 | |
Zillow Home Loans, LLC
|
Conventional | 3 | 0.3% | 100% | $111,666 | |
The Loan Store, Inc
|
Conventional, FHA | 3 | 0.3% | 100% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 0.3% | 20% | $101,666 | |
The Farmers & Merchants State Bank
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $400,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $70,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 2 | 0.2% | 100% | $115,000 | |
American Financing Corporation
|
Conventional | 2 | 0.2% | 60% | $65,000 | |
Calcon Mutual Mortgage LLC
|
Conventional, VA | 2 | 0.2% | 100% | $115,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.2% | 100% | $170,000 | View |
Endeavor Capital, LLC
|
FHA, VA | 2 | 0.2% | 100% | $215,000 | |
Polaris Home Funding Corp.
|
FHA | 1 | 0.1% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.1% | 100% | $115,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
VA | 1 | 0.1% | 100% | $15,000 | View |
Servion
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $155,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 0.1% | 100% | $205,000 | |
Diamond Residential Mtg Corp
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Bayshore Mortgage Funding
|
FHA | 1 | 0.1% | 100% | $85,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 20% | $35,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 0.1% | 100% | $105,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.1% | 100% | $145,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Flat Branch Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $85,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
Credit Union One
|
Conventional | 1 | 0.1% | 100% | $45,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
First Option Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $115,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.1% | 100% | $175,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.1% | 50% | $165,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Wright Patt Credit Union Inc
|
VA | 1 | 0.1% | 100% | $595,000 | |
Milend, Inc
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Lake Michigan Credit Union
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.1% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $735,000 | View |
21St Mortgage
|
Conventional | 1 | 0.1% | 22.2% | $65,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.1% | 100% | $145,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.1% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.1% | 50% | $185,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Tomo Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $135,000 | |
Figure Lending LLC
|
HELOC | 0 +9 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Superior Credit Union, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Muncie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Muncie in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Muncie, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.1 percent of home loans in Muncie, Indiana in 2025, banks 22 percent and credit unions 12.9 percent. Ruoff Mortgage Company was the largest mortgage company, First Merchants Bank the largest bank and Thrive FCU the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 50 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Muncie, Indiana with 50 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Muncie, Indiana, Ruoff Mortgage Company approved the highest share of completed applications in 2025 at 97.4 percent, against a 79.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Muncie, Indiana in 2025, led by Rocket Mortgage with 33. 31 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 20 credit unions closed home loans in Muncie, Indiana in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Muncie, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Muncie, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Muncie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.