Mortgage Lenders and Brokers in Gary, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gary, Indiana mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3680 Broadway, Gary, IN 46408A+5.0 ★Texas Ratio: 3.68%, Centier BankCentier Bank4883 Broadway, Gary, IN 46409A5.0 ★Texas Ratio: 6.45%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5100 Broadway, Gary, IN 46408A+5.0 ★Texas Ratio: 3.22%, Old National BankOld National Bank1975 W Ridge Rd, Gary, IN 46408A+5.0 ★Texas Ratio: 4.98%, Horizon BankHorizon Bank3599 Grant St, Gary, IN 46408A+5.0 ★Texas Ratio: 4.40%, BMO Harris Bank NABMO Harris Bank NA6001 Melton Rd, Gary, IN 46403A+5.0 ★Texas Ratio: 3.54%, First Financial BankFirst Financial Bank5974 W Ridge Rd, Gary, IN 46408A+5.0 ★Texas Ratio: 3.21%, Peoples BankPeoples Bank1801 W 25th Ave, Gary, IN 46404A5.0 ★Texas Ratio: 10.43%, Tech Credit UnionTech Credit Union2155 W Ridge Rd, Gary, IN 46408 2056A5.0 ★Texas Ratio: 13.37%, and Bank of America NABank of America NA6859 E Us Highway 36, Avon, IN 46123A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gary, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gary are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gary, Indiana
Market share is the lender's share of all home loans closed in Gary, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Gary 3680 Broadway, Gary, IN 46408 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 31 +4 HELOCs |
5% | 79.5% | $128,548 | View |
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3 offices in Gary 4883 Broadway, Gary, IN 46409 A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA, HELOC | 21 +18 HELOCs |
3.4% | 72.7% | $125,476 | View |
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2 offices in Gary 5100 Broadway, Gary, IN 46408 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 19 +4 HELOCs |
3% | 50% | $96,578 | View |
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1 office in Gary 1975 W Ridge Rd, Gary, IN 46408 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 5 +4 HELOCs |
0.8% | 71.4% | $125,000 | View |
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1 office in Gary 3599 Grant St, Gary, IN 46408 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
0.6% | 40% | $122,500 | View |
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2 offices in Gary 6001 Melton Rd, Gary, IN 46403 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 2 +12 HELOCs |
0.3% | 33.3% | $95,000 | View |
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1 office in Gary 5974 W Ridge Rd, Gary, IN 46408 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 40% | $35,000 | View |
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1 office in Gary 1801 W 25th Ave, Gary, IN 46404 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $155,000 | View |
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2155 W Ridge Rd, Gary, IN 46408 2056 A5.0 ★Texas Ratio: 13.37% |
Conventional, HELOC | 14 +3 HELOCs |
2.2% | 87.5% | $66,428 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
0.8% | 83.3% | $223,000 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 4 +4 HELOCs |
0.6% | 62.5% | $205,000 | View |
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3730 Grant St, Gary, IN 46408 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, VA, HELOC | 4 +3 HELOCs |
0.6% | 100% | $147,500 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $161,666 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.5% | 42.9% | $135,000 | View |
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11275 Broadway, Crown Point, IN 46307 B-4.3 ★Texas Ratio: 22.89% |
Conventional | 3 | 0.5% | 100% | $271,666 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 80% | $90,000 | View |
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3400 Broadway, Gary, IN 46408 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 0.3% | 100% | $60,000 | View |
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7144 Kennedy Ave, Hammond, IN 46323 2225 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Royal United Mortgage LLC
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Conventional, FHA | 6 | 1% | 77.8% | $83,333 | |
Ruoff Mortgage Company
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Conventional, FHA | 4 | 0.6% | 100% | $260,000 | |
Purdue Federal Cu
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $45,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 53 | 8.5% | 60% | $115,377 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 34 | 5.4% | 76.1% | $173,529 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 27 +1 HELOCs |
4.3% | 90.6% | $145,740 | |
Mortgage Research Center
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Conventional, VA | 26 | 4.2% | 66.7% | $171,538 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 23 | 3.7% | 92.3% | $165,434 | |
Diamond Residential Mtg Corp
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Conventional, FHA, VA | 20 | 3.2% | 83.3% | $125,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 19 +2 HELOCs |
3% | 80% | $162,368 | |
New American Funding, LLC.
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Conventional, FHA | 19 | 3% | 82.6% | $106,052 | |
Fairway Independent Mort Corp
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Conventional, FHA | 19 | 3% | 95% | $116,052 | |
loanDepot.com LLC
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Conventional, FHA | 17 | 2.7% | 45.9% | $99,705 | |
Leaderone Financial Corp.
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Conventional, FHA | 14 | 2.2% | 82.4% | $115,714 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 13 | 2.1% | 92.9% | $186,538 | View |
Freedom Mortgage Corporation
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FHA, VA | 9 | 1.4% | 75% | $150,555 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 9 | 1.4% | 81.8% | $210,555 | |
Movement Mortgage, LLC
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Conventional, FHA | 9 | 1.4% | 100% | $136,111 | |
Guild Mortgage Company
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Conventional, FHA | 9 | 1.4% | 90% | $82,777 | |
Pennymac Loan Services LLC
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FHA, VA | 8 | 1.3% | 58.8% | $180,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 8 | 1.3% | 100% | $98,750 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.3% | 88.9% | $75,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 7 | 1.1% | 53.8% | $143,571 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 7 | 1.1% | 19.4% | $86,428 | |
Zillow Home Loans, LLC
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Conventional, FHA | 6 | 1% | 85.7% | $160,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 5 +3 HELOCs |
0.8% | 50% | $73,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
Conventional, FHA, VA | 5 | 0.8% | 100% | $151,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 5 | 0.8% | 100% | $117,000 | |
Newrez LLC
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Conventional, FHA | 5 | 0.8% | 45.5% | $123,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 0.8% | 77.8% | $123,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.6% | 100% | $217,500 | |
New Day Financial, LLC.
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VA | 4 | 0.6% | 55.6% | $140,000 | |
BoxCar Mortgage, LLC
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Conventional, FHA | 4 | 0.6% | 100% | $227,500 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional | 4 | 0.6% | 100% | $102,500 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 4 | 0.6% | 100% | $147,500 | View |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.5% | 75% | $215,000 | |
Success Mortgage Partners, Inc
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FHA | 3 | 0.5% | 100% | $221,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.5% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $115,000 | View |
Lower, LLC
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FHA | 3 | 0.5% | 100% | $198,333 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 100% | $100,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $170,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $85,000 | |
Filo Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $145,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 0.3% | 66.7% | $135,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $90,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 66.7% | $100,000 | |
ClearPath Lending
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VA | 2 | 0.3% | 100% | $185,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $90,000 | |
Greenbox Loans
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Conventional | 2 | 0.3% | 100% | $170,000 | |
T2 Financial LLC
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Conventional | 2 | 0.3% | 100% | $160,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.3% | 42.9% | $195,000 | |
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A5.0 ★Texas Ratio: 11.86% |
Conventional | 2 | 0.3% | 100% | $105,000 | View |
Proper Rate, LLC
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FHA | 1 | 0.2% | 50% | $135,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $145,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $175,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 14.3% | $15,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $245,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.2% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 66.7% | $15,000 | |
Success Lending, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
MortgageOne, Inc
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VA | 1 | 0.2% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 33.3% | $145,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.2% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
VA | 1 | 0.2% | 100% | $215,000 | View |
Michigan Mutual, Inc
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FHA | 1 | 0.2% | 100% | $145,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 100% | $175,000 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.2% | 100% | $125,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $145,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $145,000 | |
Rapid Mortgage Company
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FHA | 1 | 0.2% | 100% | $125,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Member First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.2% | 100% | $135,000 | View |
Wings Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 50% | $305,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.88% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.2% | 100% | $95,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 50% | $75,000 | |
Texana Bank
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FHA | 1 | 0.2% | 100% | $215,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 50% | $175,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 50% | $75,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $185,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $115,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Gary Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gary, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Gary? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gary in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gary, IN
Use these to narrow the list above. Each category shows how many Gary, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Gary, IN
Independent mortgage companies closed 72.5 percent of home loans in Gary, Indiana in 2025, banks 22.9 percent and credit unions 4.6 percent. Royal United Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Tech Credit Union the largest credit union. Among lenders headquartered in Indiana, Centier Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gary, IN
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Gary, Indiana with 31 loans, about 5 percent of the market. The largest lender headquartered in Indiana was Centier Bank with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Gary, Indiana, Rocket Mortgage approved the highest share of completed applications in 2025 at 60 percent, against a 71.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
72 lenders closed FHA loans in Gary, Indiana in 2025, led by Rocket Mortgage with 24. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 13 credit unions closed home loans in Gary, Indiana in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gary, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gary, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gary. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
