Mortgage Lenders and Brokers in Franklin, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklin, Indiana mortgage lenders include Mutual Savings BankMutual Savings Bank1124 N Main St, Franklin, IN 46131A+5.0 ★Texas Ratio: 0.00%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1160 N Main St, Franklin, IN 46131A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1600 N Morton St, Franklin, IN 46131A+5.0 ★Texas Ratio: 3.68%, Horizon BankHorizon Bank420 N Morton St, Franklin, IN 46131A+5.0 ★Texas Ratio: 4.40%, Huntington National BankHuntington National Bank1126 N Main St, Franklin, IN 46131A+5.0 ★Texas Ratio: 3.66%, First National BankFirst National Bank1701 E King St, Franklin, IN 46131A+5.0 ★Texas Ratio: 4.98%, First Financial BankFirst Financial Bank50 Branigin Rd, Franklin, IN 46131A+5.0 ★Texas Ratio: 3.21%, Keybank National AssociationKeybank National Association1750 Northwood Plz, Franklin, IN 46131A+5.0 ★Texas Ratio: 4.81%, First Merchants BankFirst Merchants Bank2259 N Morton St, Franklin, IN 46131A+5.0 ★Texas Ratio: 4.12%, and PNC Bank N.A.PNC Bank N.A.1500 N Morton St, Franklin, IN 46131A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklin, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklin are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklin, Indiana
Market share is the lender's share of all home loans closed in Franklin, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Franklin 1124 N Main St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 26 | 3.1% | 100% | $375,384 | View |
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1 office in Franklin 1160 N Main St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 19 +37 HELOCs |
2.2% | 71.4% | $148,157 | View |
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1 office in Franklin 1600 N Morton St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 13 +2 HELOCs |
1.5% | 100% | $184,230 | View |
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1 office in Franklin 420 N Morton St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA, Jumbo, HELOC | 10 +18 HELOCs |
1.2% | 78.6% | $265,000 | View |
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1 office in Franklin 1126 N Main St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 10 +17 HELOCs |
1.2% | 84.6% | $214,000 | View |
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1 office in Franklin 1701 E King St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 8 | 0.9% | 100% | $231,250 | View |
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1 office in Franklin 50 Branigin Rd, Franklin, IN 46131 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, HELOC | 7 +20 HELOCs |
0.8% | 70% | $195,000 | View |
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1 office in Franklin 1750 Northwood Plz, Franklin, IN 46131 A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA, HELOC | 4 +4 HELOCs |
0.5% | 80% | $265,000 | View |
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1 office in Franklin 2259 N Morton St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 3 +11 HELOCs |
0.4% | 60% | $121,666 | View |
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★ 1.7 stars, 3 reviews 1 office in Franklin 1500 N Morton St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +6 HELOCs |
0.4% | 100% | $228,333 | View |
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1 office in Franklin 2389 N Morton St, Franklin, IN 46131 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +10 HELOCs |
0.1% | 33.3% | $55,000 | View |
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1 office in Franklin 1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,305,000 | View |
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1073 W Jefferson St, Franklin, IN 46131 2177 A+5.0 ★Texas Ratio: 2.64% |
Conventional, FHA, Jumbo, HELOC | 25 +14 HELOCs |
3% | 92.9% | $189,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 13 +16 HELOCs |
1.5% | 76.5% | $210,384 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 10 +6 HELOCs |
1.2% | 100% | $162,000 | View |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
0.7% | 85.7% | $566,666 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 5 | 0.6% | 62.5% | $185,000 | View |
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99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo | 5 | 0.6% | 100% | $623,000 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 3 | 0.4% | 60% | $65,000 | View |
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5760 E Main St, Carmel, IN 46033 A+5.0 ★Texas Ratio: 1.37% |
Conventional | 3 | 0.4% | 100% | $165,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 50% | $85,000 | View |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 2 | 0.2% | 100% | $425,000 | View |
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2028 N Morton St, Franklin, IN 46131 A5.0 ★Texas Ratio: 8.44% |
Conventional | 2 | 0.2% | 60% | $125,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $285,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $185,000 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $615,000 | View |
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701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
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200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
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1260 S Washington St, Delphi, IN 46923 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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9707 W 133rd Ave, Cedar Lake, IN 46303 8544 A5.0 ★Texas Ratio: 13.37% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.1% | 50% | $45,000 | View |
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410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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8598 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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9 W Kentucky St, Clayton, IN 46118 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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500 Green Blvd, Aurora, IN 47001 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA | 55 | 6.5% | 94.8% | $255,181 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, FHA, VA | 15 | 1.8% | 100% | $304,333 | |
Ruoff Mortgage Company
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Conventional, FHA | 14 | 1.7% | 93.8% | $260,714 | |
Elements Financial Federal Cre
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Conventional, HELOC | 7 +4 HELOCs |
0.8% | 100% | $320,714 | |
Royal United Mortgage LLC
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Conventional | 3 | 0.4% | 100% | $158,333 | |
Winterwood Mortgage Group, LLC
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Conventional | 1 | 0.1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 68 | 8% | 95.8% | $313,382 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 60 | 7.1% | 64.5% | $296,833 | |
Rocket Mortgage
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Conventional, FHA, VA | 55 | 6.5% | 79.7% | $167,181 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 37 | 4.4% | 88.1% | $225,810 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 33 | 3.9% | 92.1% | $239,545 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
3.1% | 81.2% | $313,461 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 24 | 2.8% | 92.3% | $249,166 | |
Mortgage Research Center
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VA | 18 | 2.1% | 66.7% | $282,777 | |
Nationstar Mortgage
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Conventional, FHA | 14 | 1.7% | 94.1% | $135,714 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 11 | 1.3% | 91.7% | $345,909 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 1.2% | 86.7% | $240,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 9 | 1.1% | 90% | $340,555 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +4 HELOCs |
0.9% | 88.9% | $150,000 | |
Triad Financial Services, Inc.
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Conventional | 8 | 0.9% | 69% | $40,000 | |
Milestone Home Lending, LLC
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Conventional, FHA, VA | 8 | 0.9% | 100% | $303,750 | |
Union Savings Bank
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Conventional, USDA, HELOC | 7 +4 HELOCs |
0.8% | 90% | $345,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 0.8% | 100% | $225,000 | |
Planet Home Lending, LLC
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FHA, VA | 6 | 0.7% | 100% | $223,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 6 | 0.7% | 85.7% | $163,333 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 0.7% | 85.7% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
0.6% | 71.4% | $221,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 0.6% | 33.3% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
Conventional, FHA | 4 | 0.5% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 0.5% | 83.3% | $337,500 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA | 4 | 0.5% | 100% | $177,500 | |
Navy Federal Credit Union
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Conventional, VA | 4 | 0.5% | 100% | $290,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 4 | 0.5% | 50% | $140,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 0.5% | 100% | $200,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $318,333 | |
Primelending
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Conventional, FHA | 3 | 0.4% | 100% | $188,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 0.4% | 42.9% | $218,333 | |
Equity Prime Mortgage LLC
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Conventional, VA | 3 | 0.4% | 100% | $341,666 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $228,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.4% | 30% | $178,333 | |
Valon Mortgage
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Conventional | 3 | 0.4% | 60% | $205,000 | |
Bayshore Mortgage Funding
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Conventional | 3 | 0.4% | 100% | $235,000 | |
Village Capital & Investment
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FHA, VA | 3 | 0.4% | 100% | $335,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 3 | 0.4% | 100% | $235,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.2% | 100% | $315,000 | |
Movement Mortgage, LLC
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FHA, VA | 2 | 0.2% | 100% | $235,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.2% | 66.7% | $210,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $115,000 | |
Flat Branch Mortgage, Inc.
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FHA | 2 | 0.2% | 100% | $340,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.2% | 100% | $285,000 | View |
Towne Mortgage Company
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Conventional | 2 | 0.2% | 100% | $270,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $270,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $230,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA, Jumbo | 2 | 0.2% | 66.7% | $615,000 | View |
Leaderone Financial Corp.
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Conventional | 2 | 0.2% | 100% | $130,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $105,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $235,000 | |
Success Lending, LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $345,000 | |
Fed Ex Employees Credit Association
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Conventional | 1 | 0.1% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $345,000 | View |
Usalliance Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $525,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,065,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.1% | 100% | $245,000 | |
LoanFlight Lending, LLC.
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FHA | 1 | 0.1% | 100% | $235,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 33.3% | $205,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Wright Patt Credit Union Inc
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VA | 1 | 0.1% | 100% | $175,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Nasa Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $125,000 | |
United Citizens Bank & Trust Company
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.1% | 100% | $275,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $505,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $245,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $305,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.1% | 100% | $275,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.1% | 100% | $105,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
21St Mortgage
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Conventional | 1 | 0.1% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.1% | 50% | $445,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Tomo Mortgage LLC
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VA | 1 | 0.1% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Franklin Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklin, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Franklin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklin, IN
Use these to narrow the list above. Each category shows how many Franklin, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Franklin, IN
Independent mortgage companies closed 71.2 percent of home loans in Franklin, Indiana in 2025, banks 20.1 percent and credit unions 8.6 percent. Gvc Mortgage, Inc. was the largest mortgage company, Mutual Savings Bank the largest bank and Indiana Members Credit Union the largest credit union. Among lenders headquartered in Indiana, Mutual Savings Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklin, IN
By home loans closed in 2025, Mutual Savings Bank was the largest mortgage lender in Franklin, Indiana with 26 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Franklin, Indiana, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 95.8 percent, against a 83.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Franklin, Indiana in 2025, led by Vanderbilt Mortgage and Finance, Inc with 26. 42 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 48 banks and 19 credit unions closed home loans in Franklin, Indiana in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklin, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklin, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
