Mortgage Lenders and Brokers in Ellettsville, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ellettsville, Indiana mortgage lenders include The Poples State BankThe Poples State Bank601 E Temperance St, Ellettsville, IN 47429A+5.0 ★Texas Ratio: 1.12%, Indiana University CUIndiana University CU105 E Winslow Rd, Bloomington, IN 47401A+5.0 ★Texas Ratio: 4.12%, Jackson County BankJackson County Bank2635 16th St, Bedford, IN 47421A5.0 ★Texas Ratio: 7.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%, Crane Credit UnionCrane Credit Union1201 James Ave, Bedford, IN 47421A5.0 ★Texas Ratio: 8.44%, Owen County State BankOwen County State Bank1037 15th Street, Bedford, IN 47421A4.9 ★Texas Ratio: 6.28%, and Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ellettsville, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ellettsville are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ellettsville, Indiana
Market share is the lender's share of all home loans closed in Ellettsville, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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601 E Temperance St, Ellettsville, IN 47429 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 17 | 4.4% | 100% | $220,294 | View |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 55 +20 HELOCs |
14.1% | 83.3% | $171,727 | View |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, HELOC | 13 +3 HELOCs |
3.3% | 100% | $281,923 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 12 +2 HELOCs |
3.1% | 100% | $195,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 8 +14 HELOCs |
2.1% | 88.9% | $246,250 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 8 +8 HELOCs |
2.1% | 80% | $253,750 | View |
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630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional, HELOC | 6 +1 HELOCs |
1.5% | 60% | $236,666 | View |
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1201 James Ave, Bedford, IN 47421 A5.0 ★Texas Ratio: 8.44% |
Conventional | 5 | 1.3% | 100% | $107,000 | View |
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1037 15th Street, Bedford, IN 47421 A4.9 ★Texas Ratio: 6.28% |
Conventional | 4 | 1% | 80% | $185,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $248,333 | View |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
Conventional, VA | 3 | 0.8% | 100% | $251,666 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 2 +4 HELOCs |
0.5% | 100% | $365,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $35,000 | View |
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801 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.37% |
Conventional, VA | 2 | 0.5% | 100% | $355,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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11275 Broadway, Crown Point, IN 46307 B-4.3 ★Texas Ratio: 22.89% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA, USDA | 52 | 13.3% | 98.4% | $287,500 | |
Elements Financial Federal Cre
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Conventional | 4 | 1% | 100% | $380,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Gvc Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $435,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 31 | 7.9% | 100% | $283,709 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 3.8% | 81% | $191,000 | |
Fair Way Lending, LLC
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Conventional, FHA, VA | 10 | 2.6% | 100% | $250,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 9 | 2.3% | 81.8% | $228,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 2.1% | 100% | $365,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 2.1% | 88.9% | $283,750 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.8% | 88.9% | $305,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.5% | 63.6% | $231,666 | |
Stockton Mortgage Corporation
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Conventional | 6 | 1.5% | 100% | $285,000 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 1.3% | 55.6% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 5 | 1.3% | 100% | $379,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 4 | 1% | 100% | $155,000 | View |
Union Savings Bank
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Conventional | 4 | 1% | 100% | $282,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1% | 100% | $285,000 | |
Navy Federal Credit Union
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Conventional, VA | 4 | 1% | 80% | $282,500 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $268,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.8% | 50% | $81,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.8% | 100% | $108,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $45,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $280,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $325,000 | |
Flat Branch Mortgage, Inc.
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VA, USDA | 2 | 0.5% | 100% | $370,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.5% | 100% | $220,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $200,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.5% | 100% | $190,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.5% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.5% | 30% | $225,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $215,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $225,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Milestone Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $295,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $575,000 | |
Community Banc Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 50% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ellettsville Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ellettsville, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Ellettsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ellettsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ellettsville, IN
Use these to narrow the list above. Each category shows how many Ellettsville, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Ellettsville, IN
Independent mortgage companies closed 53.6 percent of home loans in Ellettsville, Indiana in 2025, banks 25.6 percent and credit unions 20.8 percent. Mortgage Masters of Indiana Inc was the largest mortgage company, The Poples State Bank the largest bank and Indiana University CU the largest credit union. Among lenders headquartered in Indiana, The Poples State Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ellettsville, IN
By home loans closed in 2025, The Poples State Bank was the largest mortgage lender in Ellettsville, Indiana with 17 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ellettsville, Indiana, Ruoff Mortgage Company approved the highest share of completed applications in 2025 at 98.4 percent, against a 89.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Ellettsville, Indiana in 2025, led by Ruoff Mortgage Company with 13. 22 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 9 credit unions closed home loans in Ellettsville, Indiana in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ellettsville, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ellettsville, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ellettsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
