Mortgage Lenders and Brokers in Bedford, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bedford, Indiana mortgage lenders include Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%, Jackson County BankJackson County Bank2635 16th St, Bedford, IN 47421A5.0 ★Texas Ratio: 7.28%, Old National BankOld National Bank1227 James Ave, Bedford, IN 47421A+5.0 ★Texas Ratio: 4.98%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1602 I St, Bedford, IN 47421A+5.0 ★Texas Ratio: 3.68%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Owen County State BankOwen County State Bank1037 15th Street, Bedford, IN 47421A4.9 ★Texas Ratio: 6.28%, Crane Credit UnionCrane Credit Union1201 James Ave, Bedford, IN 47421A5.0 ★Texas Ratio: 8.44%, Indiana University CUIndiana University CU105 E Winslow Rd, Bloomington, IN 47401A+5.0 ★Texas Ratio: 4.12%, The Poples State BankThe Poples State Bank200 E Kirkwood Ave, Bloomington, IN 47408A+5.0 ★Texas Ratio: 1.12%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bedford, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bedford are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bedford, Indiana
Market share is the lender's share of all home loans closed in Bedford, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional, HELOC | 67 +51 HELOCs |
13.3% | 83.3% | $99,477 | View |
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1 office in Bedford 2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, HELOC | 8 +13 HELOCs |
1.6% | 61.5% | $191,250 | View |
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1 office in Bedford 1227 James Ave, Bedford, IN 47421 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA, HELOC | 4 +6 HELOCs |
0.8% | 80% | $120,000 | View |
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1 office in Bedford 1602 I St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 83.3% | $120,000 | View |
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1 office in Bedford 2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 2 +26 HELOCs |
0.4% | 40% | $145,000 | View |
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1 office in Bedford 1037 15th Street, Bedford, IN 47421 A4.9 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.2% | 50% | $165,000 | View |
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1201 James Ave, Bedford, IN 47421 A5.0 ★Texas Ratio: 8.44% |
Conventional | 19 | 3.8% | 84% | $102,368 | View |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 15 +5 HELOCs |
3% | 76.2% | $133,666 | View |
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200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 9 | 1.8% | 100% | $173,888 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 8 +5 HELOCs |
1.6% | 72.7% | $212,500 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $131,666 | View |
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20 N Emerson Ave, Greenwood, IN 46143 8895 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 3 | 0.6% | 100% | $188,333 | View |
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401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
Conventional, FHA | 3 | 0.6% | 100% | $158,333 | View |
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11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $65,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 0.4% | 66.7% | $205,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $115,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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1224 N State Road 45, Bloomfield, IN 47424 D2.6 ★Texas Ratio: 16.22% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
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136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA, USDA | 51 | 10.1% | 98.2% | $213,823 | |
Gvc Mortgage, Inc.
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Conventional, USDA | 3 | 0.6% | 100% | $211,666 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.4% | 75% | $115,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 67 +2 HELOCs |
13.3% | 93.6% | $182,164 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 5.4% | 76.9% | $133,148 | |
Paramount Residential Mortgage
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Conventional, FHA, USDA | 19 | 3.8% | 95% | $183,947 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 2.4% | 100% | $168,333 | |
Mortgage Research Center
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VA | 12 | 2.4% | 63.2% | $307,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
2.2% | 84.6% | $231,363 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 8 +2 HELOCs |
1.6% | 66.7% | $130,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, USDA | 8 | 1.6% | 100% | $123,750 | |
Navy Federal Credit Union
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Conventional, VA | 8 | 1.6% | 88.9% | $190,000 | |
Pennymac Loan Services LLC
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FHA, VA, Jumbo | 7 | 1.4% | 88.9% | $269,285 | |
New American Funding, LLC.
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Conventional, FHA, USDA, HELOC | 6 +2 HELOCs |
1.2% | 75% | $175,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 1.2% | 85.7% | $115,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 6 | 1.2% | 60% | $153,333 | View |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 1% | 38.5% | $75,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 1% | 40% | $135,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $210,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 4 | 0.8% | 100% | $192,500 | |
JMAC Lending, Inc.
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Conventional, FHA | 4 | 0.8% | 100% | $167,500 | |
Goodleap, LLC
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FHA, VA, HELOC | 3 +4 HELOCs |
0.6% | 57.1% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $251,666 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, USDA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $171,666 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.6% | 60% | $151,666 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.6% | 100% | $185,000 | |
Fair Way Lending, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 3 | 0.6% | 100% | $245,000 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.6% | 100% | $151,666 | |
21St Mortgage
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Conventional | 3 | 0.6% | 21.4% | $118,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.6% | 100% | $148,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 50% | $110,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 2 | 0.4% | 100% | $250,000 | View |
Milestone Home Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $80,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 75% | $250,000 | View |
Direct Mortgage Loans, LLC
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Conventional, USDA | 2 | 0.4% | 100% | $135,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $195,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.4% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.4% | 66.7% | $210,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.4% | 100% | $295,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $395,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 33.3% | $245,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
Kind Lending, LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $115,000 | View |
Success Mortgage Partners, Inc
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FHA | 1 | 0.2% | 100% | $215,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
The Loan Store, Inc
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VA | 1 | 0.2% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 33.3% | $75,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $75,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bedford Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bedford, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Bedford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bedford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bedford, IN
Use these to narrow the list above. Each category shows how many Bedford, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Bedford, IN
Independent mortgage companies closed 62.7 percent of home loans in Bedford, Indiana in 2025, banks 12.9 percent and credit unions 24.4 percent. Ruoff Mortgage Company was the largest mortgage company, Jackson County Bank the largest bank and Hoosier Hills Credit Union the largest credit union. Among lenders headquartered in Indiana, Hoosier Hills Credit Union led with 67 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bedford, IN
By home loans closed in 2025, Hoosier Hills Credit Union was the largest mortgage lender in Bedford, Indiana with 67 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bedford, Indiana, Ruoff Mortgage Company approved the highest share of completed applications in 2025 at 98.2 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Bedford, Indiana in 2025, led by Cmg Mortgage Inc with 27. 24 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Bedford, Indiana in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bedford, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bedford, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bedford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
