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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Wauconda, Illinois

Wauconda, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA488 W Liberty St, Wauconda, IL 60084A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association472 W Liberty St, Wauconda, IL 60084A+5.0 ★Texas Ratio: 3.22%, Libertyville Bank & Trust Company, N.A.Libertyville Bank & Trust Company, N.A.495 W Liberty St, Wauconda, IL 60084A+5.0 ★Texas Ratio: 3.32%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.505 W Liberty St, Wauconda, IL 60084A+5.0 ★Texas Ratio: 4.24%, and First American BankFirst American Bank1780 W Fullerton Ave, Addison, IL 60101A+5.0 ★Texas Ratio: 2.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wauconda, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wauconda are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wauconda, Illinois

Market share is the lender's share of all home loans closed in Wauconda, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Wauconda
488 W Liberty St, Wauconda, IL 60084
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, HELOC 17
+4 HELOCs
3.2% 94.7% $300,882 View
1 office in Wauconda
472 W Liberty St, Wauconda, IL 60084
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA, HELOC 9
+17 HELOCs
1.7% 81.8% $378,333 View
1 office in Wauconda
495 W Liberty St, Wauconda, IL 60084
A+5.0 ★Texas Ratio: 3.32%
Conventional 2 0.4% 66.7% $285,000 View
233 W Northwest Hwy, Barrington, IL 60010
A+5.0 ★Texas Ratio: 2.20%
Conventional 27 5.1% 93.1% $350,925 View
950 E Rand Rd, Arlington Heights, IL 60004
A5.0 ★Texas Ratio: 6.15%
Conventional, HELOC 11
+21 HELOCs
2.1% 85.7% $130,454 View
1200 Lakeside Dr, Bannockburn, IL 60015
A5.0 ★Texas Ratio: 6.31%
Conventional, HELOC 9
+8 HELOCs
1.7% 75% $225,000 View
850 W Algonquin Rd, Arlington Heights, IL 60005
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 7
+5 HELOCs
1.3% 100% $316,428 View
540 W Lake St, Addison, IL 60101
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 6
+2 HELOCs
1.1% 75% $383,333 View
★ 1.7 stars, 3 reviews
505 W Liberty St, Wauconda, IL 60084
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 4
+9 HELOCs
0.8% 100% $307,500 View
1780 W Fullerton Ave, Addison, IL 60101
A+5.0 ★Texas Ratio: 2.93%
Conventional, HELOC 4
+8 HELOCs
0.8% 66.7% $147,500 View
103 S Randall Rd, Algonquin, IL 60102
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, HELOC 4
+7 HELOCs
0.8% 100% $400,000 View
4000 W Diversey Ave, Chicago, IL 60639
B+4.8 ★Texas Ratio: 16.98%
Conventional 3 0.6% 100% $278,333 View
625 W Army Trail Blvd, Addison, IL 60101
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 2
+13 HELOCs
0.4% 50% $215,000 View
3060 W Sand Lake Rd, Lindenhurst, IL 60046
A+5.0 ★Texas Ratio: 3.87%
Conventional 2 0.4% 100% $250,000 View
1747 W North Ave, Chicago, IL 60622
A5.0 ★Texas Ratio: 8.69%
Conventional 2 0.4% 100% $265,000 View
1801 E Empire St, Bloomington, IL 61704
A5.0 ★Texas Ratio: 8.91%
Conventional 2 0.4% 100% $245,000 View
1828 N Arlington Heights Rd, Arlington Heights, IL 60004
A+5.0 ★Texas Ratio: 2.82%
Conventional 2 0.4% 66.7% $505,000 View
11900 S Pulaski Rd, Alsip, IL 60803
A+5.0 ★Texas Ratio: 4.98%
Conventional, Jumbo, HELOC 1
+4 HELOCs
0.2% 100% $1,325,000 View
11545 W Touhy Ave, Chicago, IL 60666
A5.0 ★Texas Ratio: 6.04%
Conventional, HELOC 1
+2 HELOCs
0.2% 50% $255,000 View
351 E Il Route 173, Antioch, IL 60002 7355
A5.0 ★Texas Ratio: 9.76%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $125,000 View
1807 W Cermak Rd, Broadview, IL 60155
A+5.0 ★Texas Ratio: 3.62%
Conventional 1 0.2% 100% $225,000 View
9136 Washington Ave, Brookfield, IL 60513
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.2% 100% $375,000 View
1185 S Il Route 31, Crystal Lake, IL 60014
A+5.0 ★Texas Ratio: 0.20%
Conventional 1 0.2% 100% $265,000 View
230 W Monroe St, Chicago, IL 60606
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.2% 100% $205,000 View
1263 N Il Route 83, Grayslake, IL 60030
A+5.0 ★Texas Ratio: 0.26%
Conventional 1 0.2% 100% $85,000 View
1640 W Lake St, Addison, IL 60101
A-5.0 ★Texas Ratio: 15.03%
Conventional 1 0.2% 100% $125,000 View
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646
Conventional 1 0.2% 100% $355,000
245 N Main St, Canton, IL 61520
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.2% 50% $65,000 View
1100 13th Ave, East Moline, IL 61244 1455
A+5.0 ★Texas Ratio: 5.75%
Conventional 1 0.2% 100% $85,000 View
302 E Army Trail Rd, Bloomingdale, IL 60108
A+5.0 ★Texas Ratio: 4.49%
Conventional 1 0.2% 100% $485,000 View
1315 N North Branch St, Chicago, IL 60642
A+5.0 ★Texas Ratio: 3.75%
Conventional 1 0.2% 100% $135,000 View
Route 14 And Main Street, Crystal Lake, IL 60014
A+5.0 ★Texas Ratio: 0.47%
Conventional 1 0.2% 100% $305,000 View
111 E Main St, Amboy, IL 61310
A5.0 ★Texas Ratio: 8.80%
Conventional 1 0.2% 100% $585,000 View
104 Homer M Adams Pkwy, Alton, IL 62002
A+5.0 ★Texas Ratio: 3.45%
HELOC 0
+3 HELOCs
0% n/a View
1725 S State St, Belvidere, IL 61008
A+5.0 ★Texas Ratio: 4.82%
HELOC 0
+2 HELOCs
0% n/a View
2000 W Galena Blvd, Aurora, IL 60506
A5.0 ★Texas Ratio: 6.17%
HELOC 0
+1 HELOCs
0% n/a View
Guaranteed Rate, Inc.
Conventional, FHA, VA, HELOC 22
+1 HELOCs
4.2% 95.7% $430,909
A+5.0 ★Texas Ratio: 4.81%
Conventional 9 1.7% 100% $313,888 View
Guaranteed Rate Affinity, LLC
Conventional 6 1.1% 75% $431,666
Abbott Laboratories Employees Credit Union
Conventional 6 1.1% 100% $331,666
Mutual of Omaha Mortgage
Conventional, FHA, VA 6 1.1% 75% $400,000
Originpoint, LLC
Conventional 4 0.8% 100% $387,500
A+5.0 ★Texas Ratio: 4.11%
Conventional 4 0.8% 100% $497,500 View
Proper Rate, LLC
Conventional, FHA 2 0.4% 100% $375,000
Cmg Mortgage Inc
Conventional 2 0.4% 100% $650,000
A+5.0 ★Texas Ratio: 0.00%
Conventional 2 0.4% 100% $85,000 View
The Anderson Financial Group, Inc.
Conventional 2 0.4% 100% $240,000
American Portfolio Mortgage Corporation
Conventional 1 0.2% 50% $215,000
Neighborhood Loans, Inc
Conventional 1 0.2% 33.3% $5,000
Diamond Residential Mtg Corp
Conventional 1 0.2% 100% $315,000
Crown Mortgage Company
Conventional 1 0.2% 100% $175,000
Rocket Mortgage
Conventional, FHA, VA 43 8.2% 92% $276,395
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 22
+1 HELOCs
4.2% 78.6% $347,727
Fairway Independent Mort Corp
Conventional, FHA, VA 22 4.2% 95.7% $280,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA 20 3.8% 95.2% $429,500
Greenstate Credit Union
Conventional, FHA, VA 15 2.9% 100% $233,666
M/I Financial. LLC
Conventional, VA 15 2.9% 100% $477,666
Pennymac Loan Services LLC
Conventional, FHA, VA 13 2.5% 87.5% $335,000
Union Home Mortgage Corp.
Conventional 10 1.9% 100% $320,000
American Pacific Mortgage Corporation
Conventional, FHA, VA 10 1.9% 100% $243,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 9
+1 HELOCs
1.7% 100% $207,222
New American Funding, LLC.
Conventional 9 1.7% 90% $347,222
Newrez LLC
Conventional, VA 8 1.5% 44.4% $268,750
The Loan Store, Inc
Conventional 7 1.3% 77.8% $417,857
Prosperity Home Mortgage, LLC
Conventional, FHA 7 1.3% 87.5% $305,000
loanDepot.com LLC
Conventional, FHA, HELOC 6
+2 HELOCs
1.1% 87.5% $318,333
Lower, LLC
Conventional, FHA, VA 6 1.1% 100% $268,333
Towne Mortgage Company
Conventional 5 1% 100% $453,000
Spring Eq, LLC
Conventional, HELOC 4
+2 HELOCs
0.8% 62.5% $57,500
Freedom Mortgage Corporation
Conventional, FHA 4 0.8% 71.4% $302,500
Brighton Bank
Conventional, FHA 4 0.8% 100% $420,000
Select Lending Services, LLC
Conventional 4 0.8% 100% $450,000
Nationstar Mortgage
Conventional, FHA 4 0.8% 50% $160,000
A5.0 ★Texas Ratio: 12.35%
FHA, VA 4 0.8% 66.7% $272,500 View
Guild Mortgage Company
Conventional 3 0.6% 100% $351,666
Bay Equity LLC
Conventional 3 0.6% 100% $275,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 3 0.6% 100% $425,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.6% 75% $58,333 View
Consumer Real Estate Finance Co DBA Society Mortgage
Conventional 2 0.4% 100% $170,000
Royal United Mortgage LLC
Conventional, FHA 2 0.4% 100% $170,000
Kind Lending, LLC
Conventional 2 0.4% 100% $425,000
AmeriHome Mortgage Company, LLC
Conventional, FHA 2 0.4% 100% $250,000
Discover Bank
Conventional 2 0.4% 18.2% $115,000
Planet Home Lending, LLC
Conventional, FHA 2 0.4% 100% $315,000
Waterstone Mortgage Corporation
Conventional, FHA 2 0.4% 100% $335,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 2 0.4% 100% $220,000 View
Mortgage Research Center
VA 2 0.4% 100% $495,000
A-5.0 ★Texas Ratio: 14.33%
Conventional 2 0.4% 100% $200,000 View
Paramount Residential Mortgage
Conventional, FHA 2 0.4% 100% $340,000
A5.0 ★Texas Ratio: 9.09%
Conventional 2 0.4% 100% $235,000 View
Plaza Home Mortgage, Inc
Conventional, VA 2 0.4% 100% $345,000
Champions Funding, LLC
Conventional 2 0.4% 100% $300,000
JMAC Lending, Inc.
Conventional, FHA 2 0.4% 100% $310,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $85,000 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 50% $485,000 View
American Airlines Federal Cred
Conventional 1 0.2% 100% $385,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.2% 100% $375,000 View
A-4.9 ★Texas Ratio: 16.48%
Conventional 1 0.2% 100% $405,000 View
Lakeview Loan Servicing, LLC
FHA 1 0.2% 20% $425,000
Canopy Mortgage, LLC
VA 1 0.2% 100% $695,000
Nbkc Bank
VA 1 0.2% 100% $365,000
Movement Mortgage, LLC
Conventional 1 0.2% 100% $255,000
Loanunited.Com, LLC
FHA 1 0.2% 100% $525,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $265,000 View
Resicentral LLC
Conventional 1 0.2% 100% $295,000
Deephaven Mortgage LLC
Conventional 1 0.2% 50% $105,000
Amerisave Mortgage Company
Conventional 1 0.2% 12.5% $235,000
A+5.0 ★Texas Ratio: 5.05%
Conventional 1 0.2% 100% $235,000 View
Success Mortgage Partners, Inc
FHA 1 0.2% 100% $325,000
First Alliance Home Mortgage, LLC
FHA 1 0.2% 100% $315,000
Homeowners Financial Group, LLC
Conventional 1 0.2% 100% $495,000
American Internet Mortgage, Inc.
Conventional 1 0.2% 100% $405,000
Beeline Loans, Inc.
Conventional 1 0.2% 100% $205,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.2% 100% $215,000 View
Nations Lending Corporation
Conventional 1 0.2% 100% $425,000
T2 Financial LLC
VA 1 0.2% 100% $465,000
Mortgage Center LC
Conventional 1 0.2% 100% $325,000
Mortgage Solutions of Colorado
VA 1 0.2% 100% $245,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.2% 100% $255,000
Summit Funding.Inc
VA 1 0.2% 100% $495,000
Zillow Home Loans, LLC
Conventional 1 0.2% 100% $225,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.2% 100% $505,000 View
Gmfs, LLC
FHA 1 0.2% 100% $255,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.2% 100% $225,000 View
DHI Mortgage Company, LTD.
FHA 1 0.2% 100% $345,000
Leaderone Financial Corp.
Conventional 1 0.2% 100% $795,000
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 1 0.2% 100% $365,000 View
American Neighborhood Mortgage Acceptance Company
FHA 1 0.2% 100% $285,000
Lendage, LLC dba Achieve Loans
HELOC 0
+6 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+5 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Advia Credit Union
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 1.47%
HELOC 0
+2 HELOCs
0% n/a View
Msu Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Usalliance Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Connexus Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Wauconda, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Wauconda? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wauconda in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wauconda, IL

Use these to narrow the list above. Each category shows how many Wauconda, IL lenders fit and what that kind of lender is usually best for.

Who Lends in Wauconda, IL

Independent mortgage companies closed 64.3 percent of home loans in Wauconda, Illinois in 2025, banks 24.7 percent and credit unions 11 percent. Success Lending, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, Libertyville Bank & Trust Company, N.A. led with 2 loans.

64.3%
Mortgage companies
24.7%
Banks
11%
Credit unions
10%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Wauconda, IL

Who is the largest mortgage lender in Wauconda, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Wauconda, Illinois with 17 loans, about 3.2 percent of the market. The largest lender headquartered in Illinois was Libertyville Bank & Trust Company, N.A. with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Wauconda, IL mortgage lenders offer FHA, VA and USDA loans?

33 lenders closed FHA loans in Wauconda, Illinois in 2025, led by United Wholesale Mortgage with 5. 22 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wauconda, IL lender list?

Yes. 46 banks and 17 credit unions closed home loans in Wauconda, Illinois in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wauconda, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wauconda, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wauconda, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wauconda. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.