Mortgage Lenders and Brokers in Tolono, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tolono, Illinois mortgage lenders include Busey BankBusey Bank128 E Holden St, Tolono, IL 61880A+5.0 ★Texas Ratio: 2.31%, University of Illinois Community Credit UnionUniversity of Illinois Community Credit Union1722 E Hamilton Rd, Bloomington, IL 61704A+5.0 ★Texas Ratio: 4.34%, First Federal Savings Bank of Champaign-UrbanaFirst Federal Savings Bank of Champaign-Urbana1311 S Neil St, Champaign, IL 61820A+5.0 ★Texas Ratio: 0.40%, The Fisher National BankThe Fisher National Bank109 E Vermilion St, Catlin, IL 61817A5.0 ★Texas Ratio: 10.85%, Midland States BankMidland States Bank951 Dixie Hwy, Beecher, IL 60401A5.0 ★Texas Ratio: 9.50%, State Bank of BementState Bank of Bement180 E Bodman St, Bement, IL 61813A+5.0 ★Texas Ratio: 3.18%, First State Bank and TrustFirst State Bank and Trust131 N Main St, Atwood, IL 61913A+5.0 ★Texas Ratio: 2.03%, Longview BankLongview Bank121 S Pennsylvania St, Chrisman, IL 61924A5.0 ★Texas Ratio: 8.41%, Morton Community BankMorton Community Bank209 S Main St, Albany, IL 61230A+5.0 ★Texas Ratio: 5.85%, and Bank of SpringfieldBank of Springfield1015 W Windsor Rd, Champaign, IL 61821A5.0 ★Texas Ratio: 13.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tolono, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tolono are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tolono, Illinois
Market share is the lender's share of all home loans closed in Tolono, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Tolono 128 E Holden St, Tolono, IL 61880 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 14 +10 HELOCs |
7.4% | 100% | $336,428 | View |
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1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 15 | 8% | 100% | $259,666 | View |
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1311 S Neil St, Champaign, IL 61820 A+5.0 ★Texas Ratio: 0.40% |
Conventional | 9 | 4.8% | 100% | $263,888 | View |
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109 E Vermilion St, Catlin, IL 61817 A5.0 ★Texas Ratio: 10.85% |
Conventional | 7 | 3.7% | 100% | $223,571 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional, VA | 6 | 3.2% | 85.7% | $355,000 | View |
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180 E Bodman St, Bement, IL 61813 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 6 | 3.2% | 100% | $101,666 | View |
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131 N Main St, Atwood, IL 61913 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 5 | 2.7% | 85.7% | $231,000 | View |
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121 S Pennsylvania St, Chrisman, IL 61924 A5.0 ★Texas Ratio: 8.41% |
Conventional | 5 | 2.7% | 100% | $229,000 | View |
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209 S Main St, Albany, IL 61230 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 4 +3 HELOCs |
2.1% | 100% | $132,500 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional, Jumbo | 4 | 2.1% | 80% | $412,500 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
1.6% | 100% | $298,333 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $265,000 | View |
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2101 S Neil St, Champaign, IL 61820 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 1.6% | 100% | $128,333 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.1% | 100% | $340,000 | View |
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202 W Park Ave, Champaign, IL 61820 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 2 | 1.1% | 100% | $220,000 | View |
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2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional | 2 | 1.1% | 100% | $380,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 2 | 1.1% | 66.7% | $375,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $280,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $285,000 | View |
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1309 Swanwick St, Chester, IL 62233 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
VA | 1 | 0.5% | 100% | $235,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iroquois Federal Savings & Loan Association
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Conventional | 3 | 1.6% | 100% | $148,333 | |
Community Banc Mortgage Corp
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Conventional | 2 | 1.1% | 100% | $115,000 | |
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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Conventional, FHA, VA | 17 | 9% | 100% | $236,764 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 14 | 7.4% | 93.8% | $283,571 | |
United Wholesale Mortgage
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Conventional, FHA | 8 | 4.3% | 88.9% | $235,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 4.3% | 72.7% | $207,500 | |
Primelending
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Conventional, FHA | 3 | 1.6% | 100% | $295,000 | |
TruHome Solutions, LLC
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USDA | 2 | 1.1% | 100% | $140,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.1% | 100% | $150,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 100% | $255,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.1% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 1.1% | 100% | $400,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $75,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 66.7% | $365,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $35,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 25% | $85,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.5% | 100% | $475,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $185,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $495,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $475,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Member First Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $105,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $375,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Purdue Federal Cu
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Conventional | 1 | 0.5% | 50% | $405,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.5% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Tolono Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tolono, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Tolono? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tolono in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tolono, IL
Use these to narrow the list above. Each category shows how many Tolono, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Tolono, IL
Independent mortgage companies closed 38.3 percent of home loans in Tolono, Illinois in 2025, banks 50.5 percent and credit unions 11.2 percent. New American Funding, LLC. was the largest mortgage company, Busey Bank the largest bank and University of Illinois Community Credit Union the largest credit union. Among lenders headquartered in Illinois, Busey Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tolono, IL
By home loans closed in 2025, Busey Bank was the largest mortgage lender in Tolono, Illinois with 14 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Tolono, Illinois in 2025, led by United Wholesale Mortgage with 5. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 7 credit unions closed home loans in Tolono, Illinois in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tolono, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tolono, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tolono. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
