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Mortgage Lenders and Brokers in Sugar Grove, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sugar Grove, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA489 N Sugar Grove Pkwy, Sugar Grove, IL 60554A+5.0 ★Texas Ratio: 3.68%, Old Second National BankOld Second National Bank522 N Sugar Grove Pkwy, Sugar Grove, IL 60554A5.0 ★Texas Ratio: 6.17%, First National Bank of OmahaFirst National Bank of Omaha36 E Galena Blvd, Sugar Grove, IL 60554A+5.0 ★Texas Ratio: 4.82%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Old National BankOld National Bank43 West 518 US Highway 30, Sugar Grove, IL 60554A+5.0 ★Texas Ratio: 4.98%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, DuPage Credit UnionDuPage Credit Union725 Ogden Ave, Downers Grove, IL 60515 2915A+5.0 ★Texas Ratio: 3.55%, First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510, and PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sugar Grove, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sugar Grove are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sugar Grove, Illinois

Market share is the lender's share of all home loans closed in Sugar Grove, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Sugar Grove 489 N Sugar Grove Pkwy, Sugar Grove, IL 60554 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	20 +4 HELOCs	6.5%	100%	$284,500	View
Old Second National Bank 1 office in Sugar Grove 522 N Sugar Grove Pkwy, Sugar Grove, IL 60554 A5.0 ★Texas Ratio: 6.17%	Conventional, FHA, HELOC	13 +22 HELOCs	4.2%	100%	$260,384	View
First National Bank of Omaha 2 offices in Sugar Grove 36 E Galena Blvd, Sugar Grove, IL 60554 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$245,000	View
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	4 +9 HELOCs	1.3%	80%	$250,000	View
Old National Bank 43 West 518 US Highway 30, Sugar Grove, IL 60554 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	4 +5 HELOCs	1.3%	100%	$452,500	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	4	1.3%	66.7%	$347,500	View
US Bank, N.A. 540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	3 +5 HELOCs	1%	100%	$331,666	View
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	3 +3 HELOCs	1%	100%	$148,333	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional	3	1%	100%	$318,333
PNC Bank N.A. ★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +7 HELOCs	0.7%	100%	$315,000	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	2 +4 HELOCs	0.7%	100%	$25,000	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.7%	100%	$365,000	View
St. Charles Bank & Trust Company, N.A. 2287 W Galena Blvd, Aurora, IL 60506 A+5.0 ★Texas Ratio: 5.27%	Conventional	2	0.7%	100%	$255,000	View
BMO Harris Bank NA 625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +7 HELOCs	0.3%	100%	$275,000	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	1 +7 HELOCs	0.3%	100%	$805,000	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	1 +5 HELOCs	0.3%	100%	$355,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$225,000	View
Busey Bank 4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$365,000	View
CIBC Bank USA 23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.3%	100%	$185,000	View
North Shore Trust & Savings 3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.3%	100%	$375,000	View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	Conventional	1	0.3%	100%	$395,000	View
Regions Bank 2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.3%	100%	$245,000	View
First Northern Credit Union 230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.3%	100%	$65,000	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	1	0.3%	100%	$65,000	View
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	1	0.3%	100%	$195,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	FHA	1	0.3%	100%	$385,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.3%	100%	$325,000	View
Empeople Credit Union 1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75%	Conventional	1	0.3%	100%	$365,000	View
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional	1	0.3%	100%	$105,000	View
Credit Union 1 750 S Halsted St Rm 220C, Chicago, IL 60607 7008	HELOC	0 +2 HELOCs	0%	n/a
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	HELOC	0 +2 HELOCs	0%	n/a		View
Bank of America NA 850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, VA, HELOC	29 +2 HELOCs	9.5%	93.5%	$367,758
Compass Mortgage, Inc.	Conventional, FHA	7	2.3%	100%	$329,285
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	1.6%	100%	$339,000
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional	5	1.6%	100%	$281,000	View
Originpoint, LLC	Conventional	2	0.7%	100%	$220,000
American Portfolio Mortgage Corporation	Conventional	1	0.3%	100%	$285,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.3%	100%	$385,000
Neighborhood Loans, Inc	Conventional	1	0.3%	100%	$5,000
The Anderson Financial Group, Inc.	Conventional	1	0.3%	100%	$415,000
United Wholesale Mortgage	Conventional, FHA, VA	19	6.2%	100%	$362,368
Rocket Mortgage	Conventional, VA	16	5.2%	81.8%	$255,625
loanDepot.com LLC	Conventional, FHA, VA	12	3.9%	100%	$312,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA	11	3.6%	91.7%	$365,000
Guild Mortgage Company	Conventional, FHA	11	3.6%	100%	$325,000
American Pacific Mortgage Corporation	Conventional, FHA	8	2.6%	100%	$310,000
Greenstate Credit Union	Conventional, HELOC	7 +3 HELOCs	2.3%	100%	$260,714
Freedom Mortgage Corporation	Conventional, FHA, VA	6	2%	87.5%	$383,333
Newrez LLC	Conventional, FHA, VA	6	2%	77.8%	$326,666
Nvr Mortgage Finance, Inc.	Conventional, VA	6	2%	75%	$398,333
Pennymac Loan Services LLC	Conventional, FHA	4	1.3%	100%	$297,500
Fairway Independent Mort Corp	Conventional, FHA	4	1.3%	80%	$387,500
Mortgage Research Center	VA	3	1%	75%	$361,666
New American Funding, LLC.	Conventional	3	1%	75%	$305,000
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.7%	50%	$40,000
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	Conventional	2	0.7%	100%	$415,000	View
AmeriHome Mortgage Company, LLC	Conventional	2	0.7%	100%	$600,000
Amerisave Mortgage Company	Conventional	2	0.7%	50%	$45,000
American Financial Network, Inc.	Conventional, FHA	2	0.7%	100%	$335,000
Union Home Mortgage Corp.	Conventional	2	0.7%	100%	$295,000
Cardinal Financial Company, Li	Conventional, VA	2	0.7%	100%	$325,000
Nationstar Mortgage	Conventional	2	0.7%	100%	$125,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.7%	100%	$330,000	View
Endeavor Capital, LLC	FHA	2	0.7%	100%	$295,000
The Loan Store, Inc	Conventional	2	0.7%	100%	$195,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	2	0.7%	100%	$280,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.7%	100%	$315,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.7%	100%	$95,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$45,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.3%	100%	$385,000	View
First Community Mortgage, Inc.	VA	1	0.3%	100%	$455,000
Msu Federal Credit Union	Conventional	1	0.3%	100%	$415,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.3%	100%	$385,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.3%	100%	$235,000
Servion	Conventional	1	0.3%	100%	$325,000
Everett Financial, Inc.	VA	1	0.3%	100%	$285,000
ALCOVA Mortgage, LLC	VA	1	0.3%	100%	$445,000
Kind Lending, LLC	Conventional	1	0.3%	100%	$215,000
Synergy One Lending, Inc.	Conventional	1	0.3%	100%	$155,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	FHA	1	0.3%	100%	$365,000	View
Thompson Kane & Company, Inc	Conventional	1	0.3%	100%	$235,000
New Wave Lending Group Inc	Conventional	1	0.3%	100%	$345,000
American Financing Corporation	Conventional	1	0.3%	50%	$205,000
Point Mortgage Corp	Conventional	1	0.3%	100%	$385,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.3%	100%	$255,000	View
Planet Home Lending, LLC	Conventional	1	0.3%	100%	$475,000
Hometown Equity Mortgage, LLC	Conventional	1	0.3%	100%	$285,000
Stockton Mortgage Corporation	Conventional	1	0.3%	100%	$275,000
Towne Mortgage Company	Conventional	1	0.3%	100%	$155,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional	1	0.3%	100%	$445,000	View
Summit Funding.Inc	Conventional	1	0.3%	100%	$415,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0.3%	100%	$335,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.3%	100%	$275,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	VA	1	0.3%	100%	$605,000
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	FHA	1	0.3%	33.3%	$235,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.3%	100%	$245,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.3%	50%	$305,000
Ark-La-Tex Financial Services LLC	FHA	1	0.3%	100%	$325,000
JMAC Lending, Inc.	Conventional	1	0.3%	100%	$405,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	0%
Altra Federal Credit Union A+5.0 ★Texas Ratio: 4.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Sugar Grove Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sugar Grove, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Sugar Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sugar Grove in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sugar Grove, IL

Use these to narrow the list above. Each category shows how many Sugar Grove, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 57 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 35 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 21 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 15 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 30 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Sugar Grove, IL

Independent mortgage companies closed 67 percent of home loans in Sugar Grove, Illinois in 2025, banks 26.5 percent and credit unions 6.5 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and DuPage Credit Union the largest credit union. Among lenders headquartered in Illinois, Old Second National Bank led with 13 loans.

67%

Mortgage companies

26.5%

Banks

6.5%

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Sugar Grove, IL

Who is the largest mortgage lender in Sugar Grove, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sugar Grove, Illinois with 20 loans, about 6.5 percent of the market. The largest lender headquartered in Illinois was Old Second National Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sugar Grove, IL mortgage lenders offer FHA, VA and USDA loans?

21 lenders closed FHA loans in Sugar Grove, Illinois in 2025, led by loanDepot.com LLC with 4. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sugar Grove, IL lender list?

Yes. 35 banks and 19 credit unions closed home loans in Sugar Grove, Illinois in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sugar Grove, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sugar Grove, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sugar Grove, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sugar Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.