Mortgage Lenders and Brokers in Round Lake Beach, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Round Lake Beach, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2100 North Illinois Route 83, Round Lake Beach, IL 60073A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association454 E Rollins Rd, Round Lake Beach, IL 60073A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.750 E Rollins Rd, Round Lake Beach, IL 60073A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, State Bank of The Lakes, N.A.State Bank of The Lakes, N.A.10 E Rollins Rd, Round Lake Beach, IL 60073A+5.0 ★Texas Ratio: 1.38%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Consumers Credit UnionConsumers Credit Union2626 N Il Route 83, Round Lake Beach, IL 60073 4983A5.0 ★Texas Ratio: 6.15%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, CIBM BankCIBM Bank1801 E Empire St, Bloomington, IL 61704A5.0 ★Texas Ratio: 8.91%, and PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Round Lake Beach, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Round Lake Beach are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Round Lake Beach, Illinois
Market share is the lender's share of all home loans closed in Round Lake Beach, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Round Lake Beach 2100 North Illinois Route 83, Round Lake Beach, IL 60073 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 12 +2 HELOCs |
3.8% | 92.3% | $215,833 | View |
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1 office in Round Lake Beach 454 E Rollins Rd, Round Lake Beach, IL 60073 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 8 +7 HELOCs |
2.5% | 88.9% | $233,750 | View |
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1 office in Round Lake Beach 750 E Rollins Rd, Round Lake Beach, IL 60073 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
1.3% | 80% | $150,000 | View |
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1 office in Round Lake Beach 11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 3 +8 HELOCs |
1% | 100% | $218,333 | View |
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1 office in Round Lake Beach 10 E Rollins Rd, Round Lake Beach, IL 60073 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 10 | 3.2% | 100% | $234,000 | View |
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2626 N Il Route 83, Round Lake Beach, IL 60073 4983 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 8 +9 HELOCs |
2.5% | 81.8% | $162,500 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 4 +5 HELOCs |
1.3% | 50% | $150,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 4 | 1.3% | 100% | $175,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +8 HELOCs |
1% | 100% | $181,666 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +4 HELOCs |
1% | 100% | $195,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $225,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA | 3 | 1% | 100% | $251,666 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 100% | $190,000 | View |
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1263 N Il Route 83, Grayslake, IL 60030 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 0.6% | 66.7% | $95,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional, VA | 2 | 0.6% | 100% | $170,000 | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 25% | $155,000 | View |
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1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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100 S Main Street, Herscher, IL 60941 A5.0 ★Texas Ratio: 12.63% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $335,000 | View |
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2135 N Il Route 83, Round Lake Beach, IL 60073 4906 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 10 +2 HELOCs |
3.2% | 100% | $211,000 | |
Neighborhood Loans, Inc
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Conventional | 5 | 1.6% | 35.7% | $9,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 4 | 1.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 1% | 100% | $238,333 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $275,000 | |
Compass Mortgage, Inc.
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Conventional | 2 | 0.6% | 100% | $305,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 8.6% | 82.9% | $233,148 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 6.7% | 91.3% | $250,714 | |
Greenstate Credit Union
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Conventional, FHA | 21 | 6.7% | 100% | $159,285 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 14 | 4.4% | 93.3% | $211,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 13 | 4.1% | 86.7% | $264,230 | |
loanDepot.com LLC
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Conventional, FHA | 11 | 3.5% | 92.3% | $197,727 | |
Pennymac Loan Services LLC
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Conventional, FHA | 11 | 3.5% | 78.6% | $220,454 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 2.9% | 90% | $238,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +1 HELOCs |
2.5% | 88.9% | $257,500 | |
Mortgage Research Center
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VA | 6 | 1.9% | 50% | $343,333 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.9% | 100% | $241,666 | |
Newrez LLC
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Conventional, FHA | 5 | 1.6% | 62.5% | $193,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.6% | 100% | $319,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1% | 62.5% | $308,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 1% | 37.5% | $91,666 | |
Discover Bank
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Conventional | 3 | 1% | 42.9% | $75,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.6% | 100% | $270,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $305,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.6% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
FHA | 2 | 0.6% | 100% | $320,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.6% | 66.7% | $175,000 | |
Lower, LLC
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Conventional | 2 | 0.6% | 100% | $195,000 | |
Gmfs, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $100,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $155,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Resicentral LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Select Lending Services, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $395,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 33.3% | $85,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 50% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Allied Mortgage Group, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Round Lake Beach Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Round Lake Beach, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Round Lake Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Round Lake Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Round Lake Beach, IL
Use these to narrow the list above. Each category shows how many Round Lake Beach, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Round Lake Beach, IL
Independent mortgage companies closed 61.6 percent of home loans in Round Lake Beach, Illinois in 2025, banks 22.9 percent and credit unions 15.6 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, State Bank of The Lakes, N.A. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Round Lake Beach, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Round Lake Beach, Illinois with 12 loans, about 3.8 percent of the market. The largest lender headquartered in Illinois was State Bank of The Lakes, N.A. with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Round Lake Beach, Illinois in 2025, led by United Wholesale Mortgage with 10. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Round Lake Beach, Illinois in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Round Lake Beach, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Round Lake Beach, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Round Lake Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
