Mortgage Lenders and Brokers in Round Lake, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Round Lake, Illinois mortgage lenders include Huntington National BankHuntington National Bank900 E Rollins Rd, Round Lake, IL 60073A+5.0 ★Texas Ratio: 3.66%, First American BankFirst American Bank1865 S Cedar Lake Rd, Round Lake, IL 60073A+5.0 ★Texas Ratio: 2.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Baxter Credit UnionBaxter Credit Union25212 W IL Route 120, Round Lake, IL 60073A5.0 ★Texas Ratio: 6.31%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, Citibank, NACitibank, NA1828 N Arlington Heights Rd, Arlington Heights, IL 60004A+5.0 ★Texas Ratio: 2.82%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, and US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Round Lake, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Round Lake are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Round Lake, Illinois
Market share is the lender's share of all home loans closed in Round Lake, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Round Lake 900 E Rollins Rd, Round Lake, IL 60073 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 60% | $261,666 | View |
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1 office in Round Lake 1865 S Cedar Lake Rd, Round Lake, IL 60073 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 50% | $130,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 15 +1 HELOCs |
3.8% | 78.9% | $248,333 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 8 +4 HELOCs |
2% | 100% | $100,000 | View |
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25212 W IL Route 120, Round Lake, IL 60073 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 7 +3 HELOCs |
1.8% | 80% | $113,571 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 7 | 1.8% | 100% | $280,714 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 6 +22 HELOCs |
1.5% | 75% | $136,666 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 5 | 1.3% | 100% | $299,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +14 HELOCs |
0.8% | 100% | $235,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 40% | $285,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $170,000 | View |
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302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 2 | 0.5% | 100% | $375,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 2 | 0.5% | 100% | $280,000 | View |
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1777 N Cedar Lake Rd, Round Lake, IL 60073 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $75,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $285,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $355,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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1263 N Il Route 83, Grayslake, IL 60030 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $295,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 17 +3 HELOCs |
4.3% | 100% | $322,058 | |
Guaranteed Rate Affinity, LLC
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Conventional | 5 | 1.3% | 83.3% | $247,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 1% | 100% | $280,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 1% | 100% | $307,500 | View |
Originpoint, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $300,000 | |
Pacor Mortgage Corp
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Conventional | 2 | 0.5% | 100% | $165,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 2 | 0.5% | 40% | $265,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.3% | 40% | $15,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $495,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.3% | 50% | $335,000 | |
Rocket Mortgage
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Conventional, FHA | 29 | 7.3% | 87.9% | $192,931 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 28 | 7.1% | 87.5% | $290,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 6.3% | 86.2% | $282,600 | |
Greenstate Credit Union
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Conventional, FHA | 21 | 5.3% | 96.2% | $184,523 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 13 +1 HELOCs |
3.3% | 86.7% | $303,461 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 13 | 3.3% | 100% | $334,230 | |
Mortgage Research Center
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VA | 10 | 2.5% | 90.9% | $311,000 | |
Towne Mortgage Company
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Conventional, FHA | 10 | 2.5% | 100% | $212,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +1 HELOCs |
2.3% | 100% | $172,777 | |
Nationstar Mortgage
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Conventional, VA | 9 | 2.3% | 90% | $177,222 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 2.3% | 100% | $236,111 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.8% | 66.7% | $219,285 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 1.5% | 75% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 1.3% | 100% | $283,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.3% | 63.6% | $223,000 | |
Newrez LLC
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Conventional, VA | 5 | 1.3% | 62.5% | $243,000 | |
Union Home Mortgage Corp.
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Conventional | 5 | 1.3% | 100% | $241,000 | |
The Loan Store, Inc
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Conventional | 5 | 1.3% | 100% | $217,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 4 | 1% | 100% | $297,500 | |
Discover Bank
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Conventional | 3 | 0.8% | 60% | $81,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 0.8% | 100% | $175,000 | View |
Spring Eq, LLC
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Conventional | 3 | 0.8% | 42.9% | $65,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.8% | 100% | $195,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 2 | 0.5% | 100% | $205,000 | |
Affordable Mortgage Advisors
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Conventional | 2 | 0.5% | 100% | $290,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.5% | 100% | $295,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.5% | 100% | $360,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 50% | $280,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.5% | 50% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $345,000 | View |
New American Funding, LLC.
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Conventional | 2 | 0.5% | 100% | $325,000 | |
Lower, LLC
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Conventional | 2 | 0.5% | 100% | $225,000 | |
21St Mortgage
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Conventional | 2 | 0.5% | 11.8% | $80,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Everett Financial, Inc.
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VA | 1 | 0.3% | 100% | $435,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $345,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.3% | 50% | $115,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $385,000 | |
Land Home Financial Services,
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FHA | 1 | 0.3% | 50% | $275,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $215,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 50% | $295,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 25% | $165,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $305,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 50% | $355,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $215,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Advia Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Round Lake Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Round Lake, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Round Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Round Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Round Lake, IL
Use these to narrow the list above. Each category shows how many Round Lake, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Round Lake, IL
Independent mortgage companies closed 68.7 percent of home loans in Round Lake, Illinois in 2025, banks 18.2 percent and credit unions 13.1 percent. Guaranteed Rate, Inc. was the largest mortgage company, Huntington National Bank the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, First American Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Round Lake, IL
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Round Lake, Illinois with 3 loans, about 0.8 percent of the market. The largest lender headquartered in Illinois was First American Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Round Lake, Illinois in 2025, led by Rocket Mortgage with 8. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 14 credit unions closed home loans in Round Lake, Illinois in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Round Lake, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Round Lake, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Round Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
