Mortgage Lenders and Brokers in Prospect Heights, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Prospect Heights, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2 E Euclid Ave, Prospect Heights, IL 60070A+5.0 ★Texas Ratio: 3.68%, Village Bank & Trust, N.A.Village Bank & Trust, N.A.606 N Milwaukee Ave, Prospect Heights, IL 60070A+5.0 ★Texas Ratio: 1.60%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Gold Coast BankGold Coast Bank1165 N Clark St, Chicago, IL 60610A5.0 ★Texas Ratio: 6.28%, and Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prospect Heights, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prospect Heights are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Prospect Heights, Illinois
Market share is the lender's share of all home loans closed in Prospect Heights, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Prospect Heights 2 E Euclid Ave, Prospect Heights, IL 60070 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 19 +2 HELOCs |
6.1% | 95% | $241,842 | View |
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1 office in Prospect Heights 606 N Milwaukee Ave, Prospect Heights, IL 60070 A+5.0 ★Texas Ratio: 1.60% |
Conventional, Jumbo | 2 | 0.6% | 100% | $810,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +7 HELOCs |
2.3% | 87.5% | $365,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 7 +2 HELOCs |
2.3% | 100% | $375,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +13 HELOCs |
1.6% | 83.3% | $267,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
1.3% | 100% | $145,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +2 HELOCs |
1.3% | 80% | $230,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 1% | 80% | $328,333 | View |
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1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional | 3 | 1% | 100% | $278,333 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $330,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.6% | 100% | $215,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.6% | 100% | $605,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $545,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $35,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $55,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $565,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $165,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Corporate America Family CU
830 E Kensington Rd, Arlington Heights, IL 60004 |
Conventional | 1 | 0.3% | 100% | $45,000 | |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 19 +1 HELOCs |
6.1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 10 | 3.2% | 100% | $405,000 | View |
Originpoint, LLC
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Conventional | 9 | 2.9% | 100% | $279,444 | |
Guaranteed Rate Affinity, LLC
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Conventional | 5 | 1.6% | 100% | $235,000 | |
Neighborhood Loans, Inc
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Conventional | 3 | 1% | 60% | $8,333 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.6% | 100% | $490,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.6% | 100% | $250,000 | View |
Proper Rate, LLC
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Conventional | 1 | 0.3% | 100% | $685,000 | |
United Wholesale Mortgage
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Conventional, FHA | 35 | 11.3% | 97.2% | $316,428 | |
Rocket Mortgage
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Conventional, FHA | 16 | 5.2% | 89.5% | $236,875 | |
The Loan Store, Inc
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Conventional, HELOC | 10 +1 HELOCs |
3.2% | 100% | $224,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 2.9% | 100% | $212,777 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 2.6% | 80% | $317,500 | |
Union Home Mortgage Corp.
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Conventional | 7 | 2.3% | 100% | $223,571 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 6 +1 HELOCs |
1.9% | 87.5% | $363,333 | |
Resicentral LLC
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Conventional | 6 | 1.9% | 100% | $315,000 | |
Towne Mortgage Company
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Conventional | 5 | 1.6% | 100% | $299,000 | |
Polish & Slavic Federal Credit
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Conventional | 5 | 1.6% | 83.3% | $193,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 1.3% | 80% | $272,500 | View |
Newrez LLC
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Conventional | 4 | 1.3% | 66.7% | $220,000 | |
Discover Bank
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Conventional | 4 | 1.3% | 50% | $55,000 | |
Lower, LLC
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Conventional | 4 | 1.3% | 100% | $297,500 | |
Guild Mortgage Company
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Conventional, VA | 3 | 1% | 75% | $381,666 | |
T2 Financial LLC
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Conventional | 3 | 1% | 100% | $435,000 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 1% | 75% | $185,000 | |
Mortgage Research Center
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VA | 3 | 1% | 75% | $321,666 | |
Greenstate Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $320,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.6% | 100% | $170,000 | View |
Pennymac Loan Services LLC
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Conventional | 2 | 0.6% | 66.7% | $195,000 | |
Select Lending Services, LLC
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Conventional | 2 | 0.6% | 100% | $340,000 | |
Bay Equity LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $575,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $95,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.6% | 100% | $205,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.6% | 100% | $240,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $325,000 | |
Leaderone Financial Corp.
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Conventional | 2 | 0.6% | 100% | $435,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $75,000 | |
First Community Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $435,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $205,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $405,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.3% | 50% | $145,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $745,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 50% | $305,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Texana Bank
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Longbridge Financial, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Prospect Heights Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Prospect Heights, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Prospect Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prospect Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Prospect Heights, IL
Use these to narrow the list above. Each category shows how many Prospect Heights, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Prospect Heights, IL
Independent mortgage companies closed 69.6 percent of home loans in Prospect Heights, Illinois in 2025, banks 26.2 percent and credit unions 4.2 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, Village Bank & Trust, N.A. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Prospect Heights, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Prospect Heights, Illinois with 19 loans, about 6.1 percent of the market. The largest lender headquartered in Illinois was Village Bank & Trust, N.A. with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Prospect Heights, Illinois in 2025, led by Fairway Independent Mort Corp with 2. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 12 credit unions closed home loans in Prospect Heights, Illinois in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prospect Heights, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prospect Heights, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prospect Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
