Northlake, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA100 W North Ave, Northlake, IL 60164A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.26 W North Ave, Northlake, IL 60164A+5.0 ★Texas Ratio: 2.85%, First American BankFirst American Bank1780 W Fullerton Ave, Addison, IL 60101A+5.0 ★Texas Ratio: 2.93%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Credit Union 1Credit Union 16 W North Ave, Northlake, IL 60164 2330, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, and Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northlake, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northlake are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Northlake, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Northlake 100 W North Ave, Northlake, IL 60164 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 16 +1 HELOCs |
9.1% | 100% | $197,500 | View |
|
1 office in Northlake 26 W North Ave, Northlake, IL 60164 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
2.3% | 60% | $120,000 | View |
|
1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 5 +1 HELOCs |
2.9% | 62.5% | $199,000 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 4 | 2.3% | 66.7% | $290,000 | View |
|
103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +7 HELOCs |
1.1% | 100% | $280,000 | View |
|
777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 66.7% | $200,000 | View |
Credit Union 1
6 W North Ave, Northlake, IL 60164 2330 |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $55,000 | |
|
850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $85,000 | View |
|
11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $275,000 | View |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $35,000 | View |
|
★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $195,000 | View |
|
23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
|
1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
|
245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
|
1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 50% | $225,000 | View |
|
1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
|
2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 7 +1 HELOCs |
4% | 77.8% | $289,285 | |
Neighborhood Loans, Inc
|
Conventional | 6 | 3.4% | 60% | $15,000 | |
Compass Mortgage, Inc.
|
Conventional, FHA | 2 | 1.1% | 100% | $320,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.6% | 33.3% | $265,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 18 | 10.3% | 94.7% | $287,222 | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 7.4% | 72.2% | $241,923 | |
loanDepot.com LLC
|
Conventional, FHA | 9 | 5.1% | 81.8% | $230,555 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 9 | 5.1% | 90% | $251,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 6 | 3.4% | 100% | $225,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 6 | 3.4% | 85.7% | $258,333 | |
Newrez LLC
|
Conventional | 4 | 2.3% | 100% | $232,500 | |
Nationstar Mortgage
|
Conventional | 4 | 2.3% | 80% | $90,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 1.7% | 75% | $295,000 | |
New American Funding, LLC.
|
Conventional | 3 | 1.7% | 60% | $215,000 | |
Greenstate Credit Union
|
Conventional | 2 | 1.1% | 100% | $150,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 1.1% | 28.6% | $230,000 | |
Freedom Mortgage Corporation
|
FHA | 2 | 1.1% | 75% | $285,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 1.1% | 100% | $215,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 1.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 2 | 1.1% | 100% | $290,000 | View |
Sun West Mortgage Company, Inc
|
Conventional | 2 | 1.1% | 100% | $320,000 | |
Bay Equity LLC
|
Conventional | 2 | 1.1% | 100% | $230,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 1.1% | 66.7% | $295,000 | |
Self Help Federal Credit Union
|
Conventional | 2 | 1.1% | 100% | $175,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA | 2 | 1.1% | 100% | $135,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Primelending
|
Conventional | 1 | 0.6% | 50% | $205,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 25% | $215,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.6% | 50% | $315,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
Ony Glo, Inc.
|
Conventional | 1 | 0.6% | 100% | $505,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
Lower, LLC
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
Grand Bank for Savings, FSB
|
Conventional | 1 | 0.6% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 50% | $55,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.6% | 33.3% | $65,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.6% | 100% | $275,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.6% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Northlake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northlake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Northlake, IL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.6 percent of home loans in Northlake, Illinois in 2025, banks 27.4 percent and credit unions 4 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union 1 the largest credit union. Among lenders headquartered in Illinois, First American Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Northlake, Illinois with 16 loans, about 9.1 percent of the market. The largest lender headquartered in Illinois was First American Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Northlake, Illinois in 2025, led by Rocket Mortgage with 5. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 5 credit unions closed home loans in Northlake, Illinois in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northlake, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northlake, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northlake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.