Mortgage Lenders and Brokers in Niles, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Niles, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7007 W Dempster St, Niles, IL 60714A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank5667 W Touhy Ave, Niles, IL 60714A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA8950 N Greenwood Ave, Niles, IL 60714A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association8001 W Golf Rd, Niles, IL 60714A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.8500 W Dempster St, Niles, IL 60714A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA8400 W Dempster St, Niles, IL 60714A+5.0 ★Texas Ratio: 2.82%, PNC Bank N.A.PNC Bank N.A.8990 N Milwaukee Ave, Niles, IL 60714A+5.0 ★Texas Ratio: 4.24%, BMO Harris Bank NABMO Harris Bank NA7077 W Dempster St, Niles, IL 60714A+5.0 ★Texas Ratio: 3.54%, First American BankFirst American Bank7747 N Waukegan Rd, Niles, IL 60714A+5.0 ★Texas Ratio: 2.93%, and Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Niles, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Niles are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Niles, Illinois
Market share is the lender's share of all home loans closed in Niles, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Niles 7007 W Dempster St, Niles, IL 60714 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 28 +1 HELOCs |
7% | 77.8% | $294,285 | View |
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2 offices in Niles 5667 W Touhy Ave, Niles, IL 60714 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 13 +7 HELOCs |
3.2% | 81.2% | $303,461 | View |
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1 office in Niles 8950 N Greenwood Ave, Niles, IL 60714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 12 +11 HELOCs |
3% | 100% | $310,833 | View |
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4 offices in Niles 8001 W Golf Rd, Niles, IL 60714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +12 HELOCs |
1.8% | 63.6% | $230,714 | View |
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1 office in Niles 8500 W Dempster St, Niles, IL 60714 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 66.7% | $222,500 | View |
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1 office in Niles 8400 W Dempster St, Niles, IL 60714 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 4 | 1% | 71.4% | $217,500 | View |
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★ 1.7 stars, 3 reviews 2 offices in Niles 8990 N Milwaukee Ave, Niles, IL 60714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +10 HELOCs |
0.5% | 100% | $705,000 | View |
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1 office in Niles 7077 W Dempster St, Niles, IL 60714 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 100% | $315,000 | View |
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1 office in Niles 7747 N Waukegan Rd, Niles, IL 60714 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 8 | 2% | 100% | $296,250 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 0.8% | 100% | $368,333 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 3 | 0.8% | 75% | $245,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $190,000 | View |
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6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 0.5% | 100% | $55,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 2 | 0.5% | 100% | $80,000 | View |
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1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional | 2 | 0.5% | 100% | $255,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $265,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | View |
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9136 Washington Ave, Brookfield, IL 60513 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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1250 Village Dr, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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6350 W 63rd St, Chicago, IL 60638 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 1 | 0.2% | 100% | $245,000 | |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 17 | 4.2% | 100% | $360,882 | |
Originpoint, LLC
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Conventional, Jumbo | 7 | 1.8% | 100% | $412,142 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 1% | 100% | $382,500 | View |
Neighborhood Loans, Inc
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Conventional | 3 | 0.8% | 50% | $5,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.8% | 100% | $338,333 | View |
Compass Mortgage, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $275,000 | |
Proper Rate, LLC
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FHA | 1 | 0.2% | 100% | $535,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $345,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 47 +1 HELOCs |
11.8% | 81% | $298,191 | |
Rocket Mortgage
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Conventional, FHA | 34 | 8.5% | 77.8% | $246,176 | |
Greenstate Credit Union
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Conventional, VA, HELOC | 9 +1 HELOCs |
2.2% | 100% | $266,111 | |
The Loan Store, Inc
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Conventional, HELOC | 9 +1 HELOCs |
2.2% | 90% | $352,777 | |
Newrez LLC
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Conventional, FHA | 9 | 2.2% | 90.9% | $305,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 2.2% | 90% | $326,111 | |
Union Home Mortgage Corp.
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Conventional, VA | 9 | 2.2% | 76.9% | $250,555 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1.8% | 87.5% | $242,142 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 1.8% | 88.9% | $259,285 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 1.8% | 77.8% | $259,285 | |
New American Funding, LLC.
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Conventional, HELOC | 5 +1 HELOCs |
1.2% | 100% | $423,000 | |
Resicentral LLC
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Conventional | 4 | 1% | 75% | $395,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 1% | 100% | $347,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1% | 80% | $262,500 | |
Uif Corporation
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Conventional | 4 | 1% | 66.7% | $310,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 1% | 100% | $290,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 4 | 1% | 80% | $310,000 | |
Provident Funding Associates
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Conventional | 3 | 0.8% | 100% | $355,000 | |
Mortgage Research Center
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VA | 3 | 0.8% | 100% | $385,000 | |
Towne Mortgage Company
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Conventional | 3 | 0.8% | 100% | $388,333 | |
Lower, LLC
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Conventional | 3 | 0.8% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.8% | 100% | $418,333 | |
Kind Lending, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $285,000 | View |
Guidance Residential, LLC
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Conventional | 2 | 0.5% | 100% | $300,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.5% | 100% | $365,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 2 | 0.5% | 100% | $385,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $565,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 25% | $70,000 | |
Select Lending Services, LLC
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Conventional | 2 | 0.5% | 100% | $170,000 | |
Securitynational Mortgage Company
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FHA | 2 | 0.5% | 66.7% | $230,000 | |
Point Mortgage Corp
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Conventional | 2 | 0.5% | 100% | $340,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 0.5% | 50% | $310,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $445,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 50% | $90,000 | |
Polish & Slavic Federal Credit
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Conventional | 2 | 0.5% | 100% | $275,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $385,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 28.6% | $265,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 25% | $385,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 50% | $205,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $205,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $305,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Mortgage Center LC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $95,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $585,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Advia Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Niles Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Niles, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Niles? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Niles in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Niles, IL
Use these to narrow the list above. Each category shows how many Niles, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Niles, IL
Independent mortgage companies closed 66.2 percent of home loans in Niles, Illinois in 2025, banks 28 percent and credit unions 5.8 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Niles, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Niles, Illinois with 28 loans, about 7 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Niles, Illinois in 2025, led by Rocket Mortgage with 5. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 14 credit unions closed home loans in Niles, Illinois in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Niles, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Niles, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Niles. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
