Mortgage Lenders and Brokers in Montgomery, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Montgomery, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2101 Orchard Rd, Montgomery, IL 60538A+5.0 ★Texas Ratio: 3.68%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, First National Bank of OmahaFirst National Bank of Omaha1725 S State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 4.82%, First American BankFirst American Bank1780 W Fullerton Ave, Addison, IL 60101A+5.0 ★Texas Ratio: 2.93%, DuPage Credit UnionDuPage Credit Union725 Ogden Ave, Downers Grove, IL 60515 2915A+5.0 ★Texas Ratio: 3.55%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, and Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Montgomery, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Montgomery are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Montgomery, Illinois
Market share is the lender's share of all home loans closed in Montgomery, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Montgomery 2101 Orchard Rd, Montgomery, IL 60538 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 11 | 2.8% | 85.7% | $278,636 | View |
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1 office in Montgomery 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 4 +9 HELOCs |
1% | 100% | $265,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 8 +19 HELOCs |
2% | 66.7% | $226,250 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 7 | 1.8% | 100% | $230,714 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
1.5% | 54.5% | $293,333 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 5 +4 HELOCs |
1.3% | 100% | $263,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 60% | $128,333 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 75% | $118,333 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 100% | $205,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $225,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.5% | 100% | $295,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 66.7% | $170,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.5% | 100% | $155,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $105,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $395,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $265,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.3% | 50% | $275,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 1 | 0.3% | 100% | $415,000 | |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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1130 Armour Rd, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Central Federal Savings & Loan Association
6940 Ogden Ave, Berwyn, IL 60402 |
Conventional | 1 | 0.3% | 100% | $85,000 | |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 1 | 0.3% | 100% | $285,000 | |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 33 +3 HELOCs |
8.3% | 91.7% | $283,787 | |
Compass Mortgage, Inc.
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Conventional | 4 | 1% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 50% | $258,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.5% | 100% | $300,000 | View |
Proper Rate, LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.3% | 50% | $5,000 | |
Diamond Residential Mtg Corp
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FHA | 1 | 0.3% | 100% | $225,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 31 | 7.8% | 80% | $184,677 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 7.5% | 73.8% | $299,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 26 | 6.5% | 93.1% | $223,076 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 23 +2 HELOCs |
5.8% | 85.2% | $228,913 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 15 | 3.8% | 94.1% | $243,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 3% | 100% | $195,833 | |
Fairway Independent Mort Corp
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Conventional, FHA | 12 | 3% | 100% | $230,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 2.8% | 100% | $327,727 | |
Greenstate Credit Union
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Conventional, HELOC | 10 +1 HELOCs |
2.5% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional, FHA | 10 | 2.5% | 83.3% | $165,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.5% | 90% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 6 | 1.5% | 100% | $70,000 | View |
Union Home Mortgage Corp.
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Conventional, VA | 5 | 1.3% | 100% | $387,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 5 | 1.3% | 100% | $323,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 5 | 1.3% | 100% | $201,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 4 +2 HELOCs |
1% | 100% | $217,500 | |
Lakeview Loan Servicing, LLC
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Conventional | 4 | 1% | 55.6% | $57,500 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 4 | 1% | 100% | $327,500 | |
Towne Mortgage Company
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Conventional, FHA, VA | 4 | 1% | 100% | $247,500 | |
Mortgage Research Center
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VA | 3 | 0.8% | 60% | $311,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.8% | 75% | $201,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +3 HELOCs |
0.5% | 100% | $135,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.5% | 100% | $245,000 | |
Primelending
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Conventional | 2 | 0.5% | 100% | $80,000 | |
Newrez LLC
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Conventional | 2 | 0.5% | 60% | $120,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 100% | $355,000 | |
Nations Direct Mortgage, LLC
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FHA, VA | 2 | 0.5% | 100% | $350,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.5% | 100% | $190,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.5% | 100% | $240,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.5% | 100% | $255,000 | |
Village Capital & Investment
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FHA | 2 | 0.5% | 66.7% | $310,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 33.3% | $385,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 50% | $255,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $465,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 50% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 66.7% | $405,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 10% | $85,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $335,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 33.3% | $295,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $385,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $315,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.3% | 100% | $245,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $185,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.3% | 100% | $455,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Mortgage Solutions of Colorado
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FHA | 1 | 0.3% | 66.7% | $295,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 11.1% | $35,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Skyla Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Montgomery Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Montgomery, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Montgomery? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Montgomery in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Montgomery, IL
Use these to narrow the list above. Each category shows how many Montgomery, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Montgomery, IL
Independent mortgage companies closed 75.4 percent of home loans in Montgomery, Illinois in 2025, banks 19.6 percent and credit unions 5 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and DuPage Credit Union the largest credit union. Among lenders headquartered in Illinois, Old Second National Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Montgomery, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Montgomery, Illinois with 11 loans, about 2.8 percent of the market. The largest lender headquartered in Illinois was Old Second National Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Montgomery, Illinois in 2025, led by United Wholesale Mortgage with 10. 13 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Montgomery, Illinois in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Montgomery, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Montgomery, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Montgomery. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
