Mortgage Lenders and Brokers in Lincolnwood, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lincolnwood, Illinois mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association6401 N Lincoln Ave, Lincolnwood, IL 60712A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.6677 N Lincoln Ave, Lincolnwood, IL 60712A+5.0 ★Texas Ratio: 2.85%, Republic Bank of ChicagoRepublic Bank of Chicago4433 W Touhy Ave, Lincolnwood, IL 60712A-5.0 ★Texas Ratio: 15.03%, BMO Harris Bank NABMO Harris Bank NA6820 N Lincoln Ave, Lincolnwood, IL 60712A+5.0 ★Texas Ratio: 3.54%, First Financial BankFirst Financial Bank3443 W Touhy Ave, Lincolnwood, IL 60712A+5.0 ★Texas Ratio: 3.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, United Home Loans, Inc.United Home Loans, Inc.4747 W Peterson Ave Ste 100, Chicago, IL 60646, Devon BankDevon Bank6445 N Western Ave, Chicago, IL 60645B+4.0 ★Texas Ratio: 2.09%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Associated Bank NAAssociated Bank NA104 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincolnwood, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincolnwood are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lincolnwood, Illinois
Market share is the lender's share of all home loans closed in Lincolnwood, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lincolnwood 6401 N Lincoln Ave, Lincolnwood, IL 60712 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
3.1% | 100% | $473,000 | View |
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1 office in Lincolnwood 6677 N Lincoln Ave, Lincolnwood, IL 60712 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
1.9% | 100% | $575,000 | View |
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1 office in Lincolnwood 4433 W Touhy Ave, Lincolnwood, IL 60712 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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1 office in Lincolnwood 6820 N Lincoln Ave, Lincolnwood, IL 60712 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1 office in Lincolnwood 3443 W Touhy Ave, Lincolnwood, IL 60712 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 20 +2 HELOCs |
12.5% | 95.2% | $362,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 3 | 1.9% | 100% | $541,666 | |
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6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 1.2% | 100% | $590,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 1.2% | 100% | $510,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 2 | 1.2% | 100% | $2,070,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $285,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 33.3% | $425,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 50% | $355,000 | View |
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9136 Washington Ave, Brookfield, IL 60513 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $595,000 | View |
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2400 W Madison St, Chicago, IL 60612 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49% |
Conventional, Jumbo | 1 | 0.6% | 100% | $3,885,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.6% | 100% | $435,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 8 +1 HELOCs |
5% | 88.9% | $392,500 | |
Originpoint, LLC
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Conventional | 2 | 1.2% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $425,000 | |
United Wholesale Mortgage
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Conventional, VA | 19 | 11.9% | 87% | $485,000 | |
Newrez LLC
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Conventional | 6 | 3.8% | 85.7% | $488,333 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 5 +1 HELOCs |
3.1% | 100% | $529,000 | |
Rocket Mortgage
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Conventional | 5 | 3.1% | 55.6% | $323,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 3.1% | 83.3% | $287,000 | |
Resicentral LLC
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Conventional | 5 | 3.1% | 100% | $321,000 | |
Greenstate Credit Union
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.5% | 100% | $757,500 | |
Guidance Residential, LLC
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Conventional | 4 | 2.5% | 100% | $457,500 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 2.5% | 100% | $345,000 | View |
New American Funding, LLC.
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Conventional, FHA | 4 | 2.5% | 100% | $415,000 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.9% | 75% | $545,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.9% | 75% | $401,666 | |
Ameritrust Mortgage Corporation
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Conventional | 3 | 1.9% | 100% | $511,666 | |
Towne Mortgage Company
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Conventional | 3 | 1.9% | 100% | $438,333 | |
Lower, LLC
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Conventional, Jumbo | 2 | 1.2% | 100% | $660,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Dart Bank
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Conventional | 1 | 0.6% | 100% | $585,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 20% | $155,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $665,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $85,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.6% | 100% | $415,000 | |
Select Lending Services, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,805,000 | |
American Finance House Lariba
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Conventional | 1 | 0.6% | 100% | $765,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 50% | $495,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.6% | 100% | $835,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $35,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 20% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $375,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $315,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lincolnwood Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lincolnwood, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Lincolnwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincolnwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lincolnwood, IL
Use these to narrow the list above. Each category shows how many Lincolnwood, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Lincolnwood, IL
Independent mortgage companies closed 64.4 percent of home loans in Lincolnwood, Illinois in 2025, banks 31.9 percent and credit unions 3.8 percent. United Home Loans, Inc. was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Selfreliance Federal Credit Union the largest credit union. Among lenders headquartered in Illinois, Republic Bank of Chicago led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lincolnwood, IL
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Lincolnwood, Illinois with 5 loans, about 3.1 percent of the market. The largest lender headquartered in Illinois was Republic Bank of Chicago with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Lincolnwood, Illinois in 2025, led by The Federal Savings Bank with 1. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in Lincolnwood, Illinois in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincolnwood, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincolnwood, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincolnwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
