Mortgage Lenders and Brokers in Lincolnshire, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lincolnshire, Illinois mortgage lenders include Bank of America NABank of America NA195 Milwaukee Ave, Lincolnshire, IL 60069A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA1828 N Arlington Heights Rd, Arlington Heights, IL 60004A+5.0 ★Texas Ratio: 2.82%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincolnshire, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincolnshire are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lincolnshire, Illinois
Market share is the lender's share of all home loans closed in Lincolnshire, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lincolnshire 195 Milwaukee Ave, Lincolnshire, IL 60069 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
2.4% | 100% | $865,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 5.5% | 87.5% | $595,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
3.9% | 100% | $679,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
3.9% | 100% | $501,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 3 +1 HELOCs |
2.4% | 100% | $241,666 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
1.6% | 100% | $385,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.6% | 50% | $900,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1.6% | 100% | $790,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 1.6% | 100% | $580,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $875,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $35,000 | View |
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1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.8% | 100% | $685,000 | View |
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200 N Buffalo Grove Rd, Buffalo Grove, IL 60089 A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo | 1 | 0.8% | 100% | $895,000 | View |
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302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
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1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.8% | 100% | $715,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 6 | 4.7% | 100% | $750,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 4 | 3.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 2.4% | 75% | $588,333 | View |
Originpoint, LLC
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Conventional | 2 | 1.6% | 100% | $380,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.6% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $705,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $735,000 | |
United Wholesale Mortgage
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Conventional | 18 | 14.2% | 85.7% | $438,333 | |
Rocket Mortgage
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Conventional, Jumbo, HELOC | 7 +1 HELOCs |
5.5% | 77.8% | $510,714 | |
Provident Funding Associates
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Conventional | 5 | 3.9% | 100% | $451,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 3.1% | 100% | $707,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 2.4% | 100% | $621,666 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.6% | 100% | $615,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 1.6% | 66.7% | $400,000 | |
AmWest Funding Corp
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Conventional | 2 | 1.6% | 100% | $565,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.6% | 100% | $540,000 | |
Nmsi, Inc.
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Conventional | 2 | 1.6% | 100% | $420,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.8% | 50% | $725,000 | |
Nbkc Bank
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Resicentral LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $865,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.8% | 100% | $675,000 | View |
Select Lending Services, LLC
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Conventional | 1 | 0.8% | 100% | $395,000 | |
Lake Michigan Credit Union
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,405,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $705,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.8% | 100% | $745,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $625,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $85,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.8% | 100% | $695,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.8% | 100% | $615,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $595,000 | |
New American Funding, LLC.
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VA | 1 | 0.8% | 100% | $645,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.8% | 100% | $635,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.8% | 100% | $995,000 | View |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,025,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 66.7% | $185,000 | |
Kind Lending, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Lincolnshire Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lincolnshire, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Lincolnshire? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincolnshire in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lincolnshire, IL
Use these to narrow the list above. Each category shows how many Lincolnshire, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Lincolnshire, IL
Independent mortgage companies closed 59.8 percent of home loans in Lincolnshire, Illinois in 2025, banks 30.7 percent and credit unions 9.4 percent. Guaranteed Rate, Inc. was the largest mortgage company, Bank of America NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, Baxter Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lincolnshire, IL
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Lincolnshire, Illinois with 3 loans, about 2.4 percent of the market. The largest lender headquartered in Illinois was Baxter Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Lincolnshire, Illinois in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincolnshire, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincolnshire, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincolnshire. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
