Lake Zurich, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1289 S Rand Rd, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association459 S Rand Rd, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA790 Main St, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 4.14%, First American BankFirst American Bank33 S Rand Rd, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 2.93%, PNC Bank N.A.PNC Bank N.A.111 Quentin Rd, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 4.24%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Baxter Credit UnionBaxter Credit Union444 S Rand Rd Ste 100, Lake Zurich, IL 60047 2307A5.0 ★Texas Ratio: 6.31%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Citibank, NACitibank, NA1828 N Arlington Heights Rd, Arlington Heights, IL 60004A+5.0 ★Texas Ratio: 2.82%, and Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Zurich, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Zurich are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lake Zurich, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lake Zurich 1289 S Rand Rd, Lake Zurich, IL 60047 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 19 +5 HELOCs |
4.6% | 87% | $371,842 | View |
|
1 office in Lake Zurich 459 S Rand Rd, Lake Zurich, IL 60047 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +15 HELOCs |
1.7% | 100% | $457,857 | View |
|
1 office in Lake Zurich 790 Main St, Lake Zurich, IL 60047 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +12 HELOCs |
1.5% | 85.7% | $405,000 | View |
|
1 office in Lake Zurich 33 S Rand Rd, Lake Zurich, IL 60047 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +7 HELOCs |
0.7% | 75% | $198,333 | View |
|
★ 1.7 stars, 3 reviews 1 office in Lake Zurich 111 Quentin Rd, Lake Zurich, IL 60047 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $505,000 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 12 | 2.9% | 100% | $499,166 | View |
|
444 S Rand Rd Ste 100, Lake Zurich, IL 60047 2307 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 9 +12 HELOCs |
2.2% | 90.9% | $248,333 | View |
|
103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 9 +10 HELOCs |
2.2% | 90% | $830,555 | View |
|
1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
1.9% | 100% | $647,500 | View |
|
950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 5 +9 HELOCs |
1.2% | 100% | $137,000 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 5 | 1.2% | 100% | $633,000 | |
|
11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, Jumbo | 3 | 0.7% | 100% | $781,666 | View |
|
540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 50% | $615,000 | View |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $520,000 | View |
|
1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 2 | 0.5% | 100% | $305,000 | View |
|
245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $395,000 | View |
|
302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $395,000 | View |
|
104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $375,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | |
|
23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
1407 W Washington Blvd, Chicago, IL 60607 1820 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 50% | $495,000 | View |
|
1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
|
1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.2% | 100% | $655,000 | |
|
1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
2400 W Madison St, Chicago, IL 60612 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
|
951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
|
217 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
|
4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
|
111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,655,000 | View |
|
1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
|
351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 21 +1 HELOCs |
5.1% | 95.5% | $457,857 | |
Originpoint, LLC
|
Conventional, VA, Jumbo | 10 | 2.4% | 100% | $574,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 5 | 1.2% | 100% | $293,000 | |
Abbott Laboratories Employees Credit Union
|
Conventional | 4 | 1% | 100% | $275,000 | |
Mutual of Omaha Mortgage
|
Conventional | 4 | 1% | 100% | $452,500 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.7% | 100% | $655,000 | View |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.5% | 100% | $525,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Neighborhood Loans, Inc
|
Conventional | 1 | 0.2% | 16.7% | $15,000 | |
Diamond Residential Mtg Corp
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $705,000 | |
Crown Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Compass Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 34 +1 HELOCs |
8.3% | 97.3% | $422,941 | |
Rocket Mortgage
|
Conventional, FHA, VA | 28 | 6.8% | 90.3% | $272,857 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 16 +1 HELOCs |
3.9% | 100% | $436,250 | |
Pulte Mortgage LLC
|
Conventional | 12 | 2.9% | 100% | $547,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA, Jumbo | 11 | 2.7% | 100% | $435,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 10 +3 HELOCs |
2.4% | 100% | $350,000 | |
Towne Mortgage Company
|
Conventional, VA | 7 | 1.7% | 100% | $432,142 | |
loanDepot.com LLC
|
Conventional, FHA | 6 | 1.5% | 100% | $301,666 | |
Union Home Mortgage Corp.
|
Conventional | 6 | 1.5% | 100% | $495,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 5 | 1.2% | 100% | $539,000 | |
T2 Financial LLC
|
Conventional | 5 | 1.2% | 100% | $387,000 | |
American Pacific Mortgage Corporation
|
Conventional | 5 | 1.2% | 71.4% | $343,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1.2% | 100% | $209,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 5 | 1.2% | 100% | $445,000 | View |
Discover Bank
|
Conventional | 4 | 1% | 33.3% | $87,500 | |
Mortgage Research Center
|
FHA, VA | 4 | 1% | 100% | $402,500 | |
New American Funding, LLC.
|
Conventional | 4 | 1% | 80% | $392,500 | |
Greenstate Credit Union
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $125,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 3 | 0.7% | 100% | $388,333 | |
Newrez LLC
|
Conventional | 3 | 0.7% | 100% | $431,666 | |
Nationstar Mortgage
|
Conventional | 3 | 0.7% | 66.7% | $91,666 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional | 3 | 0.7% | 75% | $248,333 | View |
Lower, LLC
|
Conventional | 3 | 0.7% | 100% | $351,666 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $445,000 | View |
Affordable Mortgage Advisors
|
Conventional | 2 | 0.5% | 100% | $545,000 | |
Resicentral LLC
|
Conventional | 2 | 0.5% | 100% | $490,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.5% | 60% | $445,000 | |
Planet Home Lending, LLC
|
Conventional | 2 | 0.5% | 100% | $385,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.5% | 100% | $560,000 | |
Nations Lending Corporation
|
Conventional | 2 | 0.5% | 100% | $245,000 | |
Waterstone Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $485,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $455,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $575,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $965,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $145,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Brighton Bank
|
Conventional | 1 | 0.2% | 100% | $615,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.2% | 50% | $325,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Plus Relocation Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
Quorum Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
Direct Mortgage Corp
|
FHA | 1 | 0.2% | 100% | $245,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
East Coast Capital Corp.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Bay Equity LLC
|
VA | 1 | 0.2% | 100% | $445,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
Real Genius LLC
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $615,000 | |
Point Mortgage Corp
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 50% | $505,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 0.2% | 100% | $405,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 50% | $765,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Advia Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lake Zurich? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Zurich in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lake Zurich, IL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 64.8 percent of home loans in Lake Zurich, Illinois in 2025, banks 27.4 percent and credit unions 7.8 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, First American Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Zurich, Illinois with 19 loans, about 4.6 percent of the market. The largest lender headquartered in Illinois was First American Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Lake Zurich, Illinois in 2025, led by loanDepot.com LLC with 2. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 44 banks and 17 credit unions closed home loans in Lake Zurich, Illinois in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Zurich, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Zurich, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Zurich. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.