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Home / Mortgage Lenders / Illinois / Lake Zurich
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lake Zurich, Illinois

Lake Zurich, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1289 S Rand Rd, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association459 S Rand Rd, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA790 Main St, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 4.14%, First American BankFirst American Bank33 S Rand Rd, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 2.93%, PNC Bank N.A.PNC Bank N.A.111 Quentin Rd, Lake Zurich, IL 60047A+5.0 ★Texas Ratio: 4.24%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Baxter Credit UnionBaxter Credit Union444 S Rand Rd Ste 100, Lake Zurich, IL 60047 2307A5.0 ★Texas Ratio: 6.31%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Citibank, NACitibank, NA1828 N Arlington Heights Rd, Arlington Heights, IL 60004A+5.0 ★Texas Ratio: 2.82%, and Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lake Zurich, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Zurich are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lake Zurich, Illinois

Market share is the lender's share of all home loans closed in Lake Zurich, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Lake Zurich
1289 S Rand Rd, Lake Zurich, IL 60047
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, HELOC 19
+5 HELOCs
4.6% 87% $371,842 View
1 office in Lake Zurich
459 S Rand Rd, Lake Zurich, IL 60047
A+5.0 ★Texas Ratio: 3.22%
Conventional, HELOC 7
+15 HELOCs
1.7% 100% $457,857 View
1 office in Lake Zurich
790 Main St, Lake Zurich, IL 60047
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 6
+12 HELOCs
1.5% 85.7% $405,000 View
1 office in Lake Zurich
33 S Rand Rd, Lake Zurich, IL 60047
A+5.0 ★Texas Ratio: 2.93%
Conventional, HELOC 3
+7 HELOCs
0.7% 75% $198,333 View
★ 1.7 stars, 3 reviews
1 office in Lake Zurich
111 Quentin Rd, Lake Zurich, IL 60047
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+3 HELOCs
0.2% 50% $505,000 View
233 W Northwest Hwy, Barrington, IL 60010
A+5.0 ★Texas Ratio: 2.20%
Conventional, Jumbo 12 2.9% 100% $499,166 View
444 S Rand Rd Ste 100, Lake Zurich, IL 60047 2307
A5.0 ★Texas Ratio: 6.31%
Conventional, HELOC 9
+12 HELOCs
2.2% 90.9% $248,333 View
103 S Randall Rd, Algonquin, IL 60102
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo, HELOC 9
+10 HELOCs
2.2% 90% $830,555 View
1828 N Arlington Heights Rd, Arlington Heights, IL 60004
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo, HELOC 8
+1 HELOCs
1.9% 100% $647,500 View
950 E Rand Rd, Arlington Heights, IL 60004
A5.0 ★Texas Ratio: 6.15%
Conventional, HELOC 5
+9 HELOCs
1.2% 100% $137,000 View
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305
Conventional 5 1.2% 100% $633,000
11545 W Touhy Ave, Chicago, IL 60666
A5.0 ★Texas Ratio: 6.04%
Conventional, Jumbo 3 0.7% 100% $781,666 View
540 W Lake St, Addison, IL 60101
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 2
+5 HELOCs
0.5% 50% $615,000 View
11900 S Pulaski Rd, Alsip, IL 60803
A+5.0 ★Texas Ratio: 4.98%
Conventional, HELOC 2
+3 HELOCs
0.5% 100% $520,000 View
1185 S Il Route 31, Crystal Lake, IL 60014
A+5.0 ★Texas Ratio: 0.20%
Conventional 2 0.5% 100% $305,000 View
245 N Main St, Canton, IL 61520
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 0.5% 100% $395,000 View
302 E Army Trail Rd, Bloomingdale, IL 60108
A+5.0 ★Texas Ratio: 4.49%
Conventional 2 0.5% 100% $190,000 View
625 W Army Trail Blvd, Addison, IL 60101
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 1
+9 HELOCs
0.2% 100% $395,000 View
104 Homer M Adams Pkwy, Alton, IL 62002
A+5.0 ★Texas Ratio: 3.45%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $375,000 View
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $105,000
23840 W Eames St, Channahon, IL 60410
A+5.0 ★Texas Ratio: 5.05%
Conventional 1 0.2% 100% $455,000 View
1407 W Washington Blvd, Chicago, IL 60607 1820
A+5.0 ★Texas Ratio: 4.12%
Conventional 1 0.2% 50% $495,000 View
1722 E Hamilton Rd, Bloomington, IL 61704
A+5.0 ★Texas Ratio: 4.34%
Conventional 1 0.2% 100% $725,000 View
1640 W Lake St, Addison, IL 60101
A-5.0 ★Texas Ratio: 15.03%
Conventional 1 0.2% 100% $225,000 View
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646
Conventional 1 0.2% 100% $655,000
1747 W North Ave, Chicago, IL 60622
A5.0 ★Texas Ratio: 8.69%
Conventional 1 0.2% 100% $345,000 View
2400 W Madison St, Chicago, IL 60612
A+5.0 ★Texas Ratio: 3.24%
Conventional 1 0.2% 100% $435,000 View
951 Dixie Hwy, Beecher, IL 60401
A5.0 ★Texas Ratio: 9.50%
Conventional 1 0.2% 100% $415,000 View
217 W Cermak Rd, Chicago, IL 60616
A+5.0 ★Texas Ratio: 5.06%
Conventional 1 0.2% 100% $405,000 View
4001 General Electric Rd, Bloomington, IL 61704
A+5.0 ★Texas Ratio: 1.83%
Conventional 1 0.2% 100% $55,000 View
2392 N Milwaukee Ave, Chicago, IL 60647
A+5.0 ★Texas Ratio: 0.10%
Conventional 1 0.2% 100% $235,000 View
1315 N North Branch St, Chicago, IL 60642
A+5.0 ★Texas Ratio: 3.75%
Conventional 1 0.2% 100% $555,000 View
111 E Main St, Amboy, IL 61310
A5.0 ★Texas Ratio: 8.80%
Conventional 1 0.2% 100% $165,000 View
4000 W Diversey Ave, Chicago, IL 60639
B+4.8 ★Texas Ratio: 16.98%
Conventional, Jumbo 1 0.2% 100% $1,655,000 View
1165 N Clark St, Chicago, IL 60610
A5.0 ★Texas Ratio: 6.28%
Conventional 1 0.2% 100% $425,000 View
351 E Il Route 173, Antioch, IL 60002 7355
A5.0 ★Texas Ratio: 9.76%
HELOC 0
+1 HELOCs
0% n/a View
2000 W Galena Blvd, Aurora, IL 60506
A5.0 ★Texas Ratio: 6.17%
HELOC 0
+1 HELOCs
0% n/a View
Guaranteed Rate, Inc.
Conventional, FHA, HELOC 21
+1 HELOCs
5.1% 95.5% $457,857
Originpoint, LLC
Conventional, VA, Jumbo 10 2.4% 100% $574,000
Guaranteed Rate Affinity, LLC
Conventional 5 1.2% 100% $293,000
Abbott Laboratories Employees Credit Union
Conventional 4 1% 100% $275,000
Mutual of Omaha Mortgage
Conventional 4 1% 100% $452,500
A+5.0 ★Texas Ratio: 4.11%
Conventional 3 0.7% 100% $655,000 View
A+5.0 ★Texas Ratio: 4.81%
Conventional 2 0.5% 100% $525,000 View
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.2% 100% $475,000 View
Neighborhood Loans, Inc
Conventional 1 0.2% 16.7% $15,000
Diamond Residential Mtg Corp
Conventional 1 0.2% 100% $405,000
Cmg Mortgage Inc
Conventional 1 0.2% 100% $705,000
Crown Mortgage Company
Conventional 1 0.2% 100% $265,000
Compass Mortgage, Inc.
Conventional 1 0.2% 100% $395,000
United Wholesale Mortgage
Conventional, FHA, HELOC 34
+1 HELOCs
8.3% 97.3% $422,941
Rocket Mortgage
Conventional, FHA, VA 28 6.8% 90.3% $272,857
CrossCountry Mortgage, LLC
Conventional, FHA, HELOC 16
+1 HELOCs
3.9% 100% $436,250
Pulte Mortgage LLC
Conventional 12 2.9% 100% $547,500
Fairway Independent Mort Corp
Conventional, FHA, Jumbo 11 2.7% 100% $435,000
The Loan Store, Inc
Conventional, HELOC 10
+3 HELOCs
2.4% 100% $350,000
Towne Mortgage Company
Conventional, VA 7 1.7% 100% $432,142
loanDepot.com LLC
Conventional, FHA 6 1.5% 100% $301,666
Union Home Mortgage Corp.
Conventional 6 1.5% 100% $495,000
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 5 1.2% 100% $539,000
T2 Financial LLC
Conventional 5 1.2% 100% $387,000
American Pacific Mortgage Corporation
Conventional 5 1.2% 71.4% $343,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 5 1.2% 100% $209,000 View
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 5 1.2% 100% $445,000 View
Discover Bank
Conventional 4 1% 33.3% $87,500
Mortgage Research Center
FHA, VA 4 1% 100% $402,500
New American Funding, LLC.
Conventional 4 1% 80% $392,500
Greenstate Credit Union
Conventional, HELOC 3
+1 HELOCs
0.7% 100% $125,000
Freedom Mortgage Corporation
Conventional, FHA, VA 3 0.7% 100% $388,333
Newrez LLC
Conventional 3 0.7% 100% $431,666
Nationstar Mortgage
Conventional 3 0.7% 66.7% $91,666
A-5.0 ★Texas Ratio: 14.33%
Conventional 3 0.7% 75% $248,333 View
Lower, LLC
Conventional 3 0.7% 100% $351,666
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.5% 100% $445,000 View
Affordable Mortgage Advisors
Conventional 2 0.5% 100% $545,000
Resicentral LLC
Conventional 2 0.5% 100% $490,000
Guild Mortgage Company
Conventional 2 0.5% 60% $445,000
Planet Home Lending, LLC
Conventional 2 0.5% 100% $385,000
Provident Funding Associates
Conventional 2 0.5% 100% $560,000
Nations Lending Corporation
Conventional 2 0.5% 100% $245,000
Waterstone Mortgage Corporation
Conventional 2 0.5% 100% $485,000
Prosperity Home Mortgage, LLC
Conventional 2 0.5% 100% $455,000
Pentagon Federal Credit Union
VA, HELOC 1
+3 HELOCs
0.2% 100% $575,000
D3.3 ★Texas Ratio: 35.11%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.2% 100% $965,000 View
Spring Eq, LLC
Conventional, HELOC 1
+1 HELOCs
0.2% 33.3% $145,000
First Community Mortgage, Inc.
Conventional 1 0.2% 100% $295,000
Lakeview Loan Servicing, LLC
Conventional 1 0.2% 100% $305,000
Sage Home Loans Corporation
Conventional 1 0.2% 100% $295,000
Brighton Bank
Conventional 1 0.2% 100% $615,000
Nbkc Bank
Conventional 1 0.2% 100% $275,000
AmeriHome Mortgage Company, LLC
Conventional 1 0.2% 50% $325,000
Movement Mortgage, LLC
Conventional 1 0.2% 100% $405,000
PHH Mortgage Corporation
Conventional 1 0.2% 100% $325,000
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0.2% 100% $355,000 View
Filo Mortgage, LLC
Conventional 1 0.2% 100% $485,000
A+5.0 ★Texas Ratio: 0.65%
Conventional 1 0.2% 100% $665,000 View
Plus Relocation Mortgage, LLC
Conventional 1 0.2% 100% $565,000
Quorum Federal Credit Union
Conventional 1 0.2% 100% $65,000
Direct Mortgage Corp
FHA 1 0.2% 100% $245,000
New Wave Lending Group Inc
Conventional 1 0.2% 100% $425,000
East Coast Capital Corp.
Conventional 1 0.2% 100% $205,000
Bay Equity LLC
VA 1 0.2% 100% $445,000
First Colony Mortgage Corporat
Conventional 1 0.2% 100% $395,000
Real Genius LLC
Conventional 1 0.2% 100% $565,000
Nfm, Inc
Conventional 1 0.2% 100% $615,000
Point Mortgage Corp
Conventional 1 0.2% 100% $645,000
Cardinal Financial Company, Li
Conventional 1 0.2% 100% $315,000
Communityamerica Federal Credit Union
Conventional 1 0.2% 100% $245,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.2% 50% $505,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.2% 100% $795,000 View
Stockton Mortgage Corporation
Conventional 1 0.2% 100% $545,000
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.2% 100% $325,000 View
RoundPoint Mortgage Servicing LLC
Conventional 1 0.2% 100% $145,000
Nations Direct Mortgage, LLC
Conventional 1 0.2% 100% $465,000
Summit Funding.Inc
Conventional 1 0.2% 100% $285,000
Mld Mortgage, Inc.Dba the Money Store
FHA 1 0.2% 100% $405,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.2% 100% $335,000 View
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 0.2% 100% $505,000 View
Angel Oak Mortgage Solutions LLC
Conventional 1 0.2% 100% $585,000
Plaza Home Mortgage, Inc
Conventional 1 0.2% 100% $105,000
Tomo Mortgage LLC
Conventional 1 0.2% 50% $765,000
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+6 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+5 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
Advia Credit Union
HELOC 0
+2 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
American Airlines Federal Cred
HELOC 0
+1 HELOCs
0% n/a
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Ussfcu
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lake Zurich, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Lake Zurich? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Zurich in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lake Zurich, IL

Use these to narrow the list above. Each category shows how many Lake Zurich, IL lenders fit and what that kind of lender is usually best for.

Who Lends in Lake Zurich, IL

Independent mortgage companies closed 64.8 percent of home loans in Lake Zurich, Illinois in 2025, banks 27.4 percent and credit unions 7.8 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, First American Bank led with 3 loans.

64.8%
Mortgage companies
27.4%
Banks
7.8%
Credit unions
3%
FHA loans
3%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Lake Zurich, IL

Who is the largest mortgage lender in Lake Zurich, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Zurich, Illinois with 19 loans, about 4.6 percent of the market. The largest lender headquartered in Illinois was First American Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lake Zurich, IL mortgage lenders offer FHA, VA and USDA loans?

12 lenders closed FHA loans in Lake Zurich, Illinois in 2025, led by loanDepot.com LLC with 2. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lake Zurich, IL lender list?

Yes. 44 banks and 17 credit unions closed home loans in Lake Zurich, Illinois in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lake Zurich, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lake Zurich, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Zurich, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Zurich. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.