Mortgage Lenders and Brokers in Lake Holiday, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Holiday, Illinois mortgage lenders include Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company485 Lake St, Antioch, IL 60002A+5.0 ★Texas Ratio: 0.84%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Midland States BankMidland States Bank951 Dixie Hwy, Beecher, IL 60401A5.0 ★Texas Ratio: 9.50%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Resource Bank N.A.Resource Bank N.A.10 W North Ave, Cortland, IL 60112B+4.7 ★Texas Ratio: 18.28%, and First National Bank of OmahaFirst National Bank of Omaha1725 S State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 4.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Holiday, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Holiday are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Holiday, Illinois
Market share is the lender's share of all home loans closed in Lake Holiday, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 4 +3 HELOCs |
2.8% | 100% | $235,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 3 +3 HELOCs |
2.1% | 100% | $151,666 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 3 | 2.1% | 100% | $448,333 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 2.1% | 100% | $445,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $210,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $90,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 1.4% | 100% | $275,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 100% | $390,000 | View |
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10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 2 | 1.4% | 66.7% | $55,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +7 HELOCs |
0.7% | 50% | $55,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $415,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $685,000 | View |
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550 W Meadows Dr, Freeport, IL 61032 7610 A5.0 ★Texas Ratio: 8.59% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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★ 5 stars, 1 review 250 Marquette St, La Salle, IL 61301 A5.0 ★Texas Ratio: 9.12% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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107 E Chippewa St, Dwight, IL 60420 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.7% | 100% | $235,000 | |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
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1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Anderson Financial Group, Inc.
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Conventional | 2 | 1.4% | 100% | $390,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1.4% | 100% | $340,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.7% | 100% | $435,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 39 | 26.9% | 100% | $298,333 | |
Rocket Mortgage
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Conventional, FHA | 13 | 9% | 82.4% | $245,769 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 3.4% | 83.3% | $263,000 | |
Greenstate Credit Union
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Conventional | 5 | 3.4% | 53.8% | $173,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 3.4% | 100% | $125,000 | |
Newrez LLC
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Conventional, FHA | 3 | 2.1% | 75% | $111,666 | |
Mortgage Research Center
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Conventional, VA | 3 | 2.1% | 100% | $381,666 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.4% | 100% | $280,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.4% | 66.7% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $265,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.4% | 50% | $290,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.4% | 66.7% | $345,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 1.4% | 100% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.4% | 66.7% | $265,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.7% | 100% | $165,000 | |
American Financing Corporation
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.7% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
Nexera Holding LLC
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FHA | 1 | 0.7% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Holiday Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Holiday, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Lake Holiday? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Holiday in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Holiday, IL
Use these to narrow the list above. Each category shows how many Lake Holiday, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Holiday, IL
Independent mortgage companies closed 71.7 percent of home loans in Lake Holiday, Illinois in 2025, banks 21.4 percent and credit unions 6.9 percent. United Home Loans, Inc. was the largest mortgage company, Old Second National Bank the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Old Second National Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Holiday, IL
By home loans closed in 2025, Old Second National Bank was the largest mortgage lender in Lake Holiday, Illinois with 4 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Lake Holiday, Illinois in 2025, led by Guild Mortgage Company with 4. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 7 credit unions closed home loans in Lake Holiday, Illinois in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Holiday, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Holiday, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Holiday. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
