Mortgage Lenders and Brokers in Lake Bluff, Illinois
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lake Bluff, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA965 Rockland Rd, Lake Bluff, IL 60044A+5.0 ★Texas Ratio: 3.68%, Lake Forest Bank & Trust Company, N.A.Lake Forest Bank & Trust Company, N.A.4 E Scranton Ave, Lake Bluff, IL 60044A+5.0 ★Texas Ratio: 2.75%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA625 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA1828 N Arlington Heights Rd, Arlington Heights, IL 60004A+5.0 ★Texas Ratio: 2.82%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, and Gold Coast BankGold Coast Bank1165 N Clark St, Chicago, IL 60610A5.0 ★Texas Ratio: 6.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Bluff, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Bluff are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Bluff, Illinois
Market share is the lender's share of all home loans closed in Lake Bluff, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lake Bluff 965 Rockland Rd, Lake Bluff, IL 60044 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
5.9% | 90% | $662,777 | View |
|
1 office in Lake Bluff 4 E Scranton Ave, Lake Bluff, IL 60044 A+5.0 ★Texas Ratio: 2.75% |
Conventional, Jumbo | 3 | 2% | 100% | $1,491,666 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 10 | 6.6% | 100% | $371,000 | View |
|
777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
3.3% | 100% | $945,000 | View |
|
850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 100% | $645,000 | View |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.3% | 100% | $790,000 | View |
|
540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $285,000 | View |
|
1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.3% | 66.7% | $665,000 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA, Jumbo | 2 | 1.3% | 100% | $880,000 | View |
|
1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional | 2 | 1.3% | 100% | $730,000 | View |
|
★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.7% | 100% | $985,000 | View |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $45,000 | View |
|
11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,215,000 | View |
|
311 S Wacker Dr Ste 6200, Chicago, IL 60606 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.7% | 100% | $955,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 1 | 0.7% | 100% | $715,000 | |
|
675 N Oplaine Rd, Gurnee, IL 60031 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
|
2400 W Madison St, Chicago, IL 60612 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
|
1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
|
2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
|
104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.7% | 100% | $625,000 | View |
|
950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
7.2% | 100% | $731,363 | |
Abbott Laboratories Employees Credit Union
|
Conventional, Jumbo | 8 | 5.3% | 88.9% | $333,750 | |
Diamond Residential Mtg Corp
|
Conventional, VA | 7 | 4.6% | 100% | $397,857 | |
Originpoint, LLC
|
Conventional | 6 | 3.9% | 100% | $485,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.7% | 100% | $105,000 | |
Neighborhood Loans, Inc
|
Conventional | 1 | 0.7% | 100% | $5,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 7 | 4.6% | 100% | $557,857 | |
T2 Financial LLC
|
Conventional | 6 | 3.9% | 100% | $570,000 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 3.3% | 60% | $239,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 4 | 2.6% | 100% | $567,500 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 3 | 2% | 75% | $468,333 | |
Mortgage Research Center
|
Conventional, VA | 3 | 2% | 100% | $575,000 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo | 2 | 1.3% | 66.7% | $1,010,000 | |
Dart Bank
|
Conventional, Jumbo | 2 | 1.3% | 100% | $765,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.3% | 50% | $280,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 1.3% | 100% | $360,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.3% | 100% | $295,000 | |
Summit Funding.Inc
|
Conventional, VA | 2 | 1.3% | 100% | $425,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.3% | 100% | $1,385,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.3% | 100% | $110,000 | View |
Greenstate Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $365,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,505,000 | View |
American Financial Resources LLC
|
VA | 1 | 0.7% | 100% | $805,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.7% | 100% | $505,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $535,000 | |
Newrez LLC
|
Conventional | 1 | 0.7% | 50% | $135,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.7% | 100% | $505,000 | |
Resicentral LLC
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
VA, Jumbo | 1 | 0.7% | 100% | $1,075,000 | View |
Mortgage 1 Incorporated
|
Conventional | 1 | 0.7% | 100% | $665,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 50% | $235,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.7% | 100% | $535,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.7% | 100% | $875,000 | View |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.7% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 0.7% | 100% | $475,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.7% | 100% | $385,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.7% | 100% | $575,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.7% | 100% | $775,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.7% | 100% | $685,000 | |
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Notre Dame Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lake Bluff Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Bluff, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Lake Bluff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Bluff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Bluff, IL
Use these to narrow the list above. Each category shows how many Lake Bluff, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Bluff, IL
Independent mortgage companies closed 54.6 percent of home loans in Lake Bluff, Illinois in 2025, banks 37.5 percent and credit unions 7.9 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Lake Forest Bank & Trust Company, N.A. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Bluff, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Bluff, Illinois with 9 loans, about 5.9 percent of the market. The largest lender headquartered in Illinois was Lake Forest Bank & Trust Company, N.A. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Lake Bluff, Illinois in 2025, led by CrossCountry Mortgage, LLC with 2. 10 lenders closed VA loans, led by Barrington Bank & Trust Company, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Lake Bluff, Illinois in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Bluff, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Bluff, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Bluff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
