Mortgage Lenders and Brokers in Godfrey, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Godfrey, Illinois mortgage lenders include Carrollton BankCarrollton Bank136 Northport Drive, Godfrey, IL 62035A+5.0 ★Texas Ratio: 3.58%, United Community BankUnited Community Bank2711 Godfrey Rd, Godfrey, IL 62035A+5.0 ★Texas Ratio: 2.53%, Regions BankRegions Bank821 W Homer M Adams Pkwy, Godfrey, IL 62035A+5.0 ★Texas Ratio: 4.37%, 1St Midamerica Credit Union1St Midamerica Credit Union5301 Godfrey Rd, Godfrey, IL 62035A5.0 ★Texas Ratio: 11.80%, Cnb Bank & Trust, N.A.Cnb Bank & Trust, N.A.123 E Knoxville St, Brimfield, IL 61517A+5.0 ★Texas Ratio: 5.41%, Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Scott Credit UnionScott Credit Union4807 W Main St, Belleville, IL 62226 4722A+5.0 ★Texas Ratio: 3.36%, and First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 W Washington Ave, Altamont, IL 62411A+5.0 ★Texas Ratio: 3.88%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Godfrey, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Godfrey are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Godfrey, Illinois
Market share is the lender's share of all home loans closed in Godfrey, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Godfrey 136 Northport Drive, Godfrey, IL 62035 A+5.0 ★Texas Ratio: 3.58% |
Conventional, VA, HELOC | 39 +12 HELOCs |
10.2% | 100% | $193,974 | View |
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2 offices in Godfrey 2711 Godfrey Rd, Godfrey, IL 62035 A+5.0 ★Texas Ratio: 2.53% |
Conventional, FHA, HELOC | 21 +2 HELOCs |
5.5% | 95.5% | $200,714 | View |
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1 office in Godfrey 821 W Homer M Adams Pkwy, Godfrey, IL 62035 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +7 HELOCs |
2.4% | 75% | $157,222 | View |
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5301 Godfrey Rd, Godfrey, IL 62035 A5.0 ★Texas Ratio: 11.80% |
Conventional | 48 | 12.6% | 76.9% | $123,750 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 9 | 2.4% | 90% | $166,111 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 7 +2 HELOCs |
1.8% | 87.5% | $197,857 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 5 +8 HELOCs |
1.3% | 66.7% | $139,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
1.3% | 100% | $145,000 | View |
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4807 W Main St, Belleville, IL 62226 4722 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 100% | $171,666 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 2 | 0.5% | 75% | $145,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.5% | 50% | $380,000 | View |
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2400 Madison Ave, Granite City, IL 62040 A+5.0 ★Texas Ratio: 2.23% |
Conventional | 2 | 0.5% | 100% | $20,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $175,000 | View |
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350 Riverpark Dr, East Saint Louis, IL 62201 A+5.0 ★Texas Ratio: 2.49% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $425,000 | View |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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14 E Main St, Grafton, IL 62037 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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128 W 2nd St, Flora, IL 62839 A5.0 ★Texas Ratio: 7.80% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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115 S Madison St, Lebanon, IL 62254 B+4.8 ★Texas Ratio: 17.14% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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26 Farragut Avenue, Great Lakes, IL 60088 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $355,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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101 N High St, Belleville, IL 62220 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mutual of Omaha Mortgage
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Conventional | 4 | 1% | 100% | $180,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 0.8% | 75% | $255,000 | |
Citizens Equity First Credit U
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $140,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $335,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 32 | 8.4% | 100% | $190,937 | |
Endeavor Capital, LLC
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Conventional, FHA, VA | 27 | 7.1% | 93.1% | $164,259 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 5% | 81.5% | $153,421 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 3.9% | 93.8% | $259,666 | |
Mortgage Research Center
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VA | 13 | 3.4% | 92.9% | $242,692 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 10 +5 HELOCs |
2.6% | 100% | $137,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 10 | 2.6% | 100% | $181,000 | |
Zippy Loans, LLC
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Conventional | 7 | 1.8% | 87.5% | $20,714 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 7 | 1.8% | 87.5% | $252,142 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.6% | 100% | $111,666 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 4 | 1% | 100% | $210,000 | View |
Nqm Funding, LLC
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Conventional, FHA | 4 | 1% | 100% | $175,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1% | 80% | $107,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 4 | 1% | 100% | $190,000 | |
Newrez LLC
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FHA, VA | 3 | 0.8% | 60% | $168,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.8% | 75% | $108,333 | |
Amerisave Mortgage Company
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Conventional, VA | 3 | 0.8% | 44.4% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.8% | 60% | $151,666 | |
Primelending
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Conventional | 2 | 0.5% | 100% | $415,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.5% | 100% | $310,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.5% | 100% | $190,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $300,000 | View |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional | 2 | 0.5% | 100% | $440,000 | |
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A+5.0 ★Texas Ratio: 2.67% |
Conventional | 2 | 0.5% | 100% | $45,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $35,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $265,000 | |
First Community Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $25,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $135,000 | |
Royal Banks of Missouri
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Conventional | 1 | 0.3% | 100% | $65,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $345,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $485,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $125,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.3% | 100% | $95,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Alltru Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
FHA | 1 | 0.3% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 33.3% | $595,000 | View |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Godfrey Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Godfrey, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Godfrey? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Godfrey in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Godfrey, IL
Use these to narrow the list above. Each category shows how many Godfrey, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Godfrey, IL
Independent mortgage companies closed 51 percent of home loans in Godfrey, Illinois in 2025, banks 32.7 percent and credit unions 16.2 percent. Mutual of Omaha Mortgage was the largest mortgage company, Carrollton Bank the largest bank and 1St Midamerica Credit Union the largest credit union. Among lenders headquartered in Illinois, United Community Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Godfrey, IL
By home loans closed in 2025, Carrollton Bank was the largest mortgage lender in Godfrey, Illinois with 39 loans, about 10.2 percent of the market. The largest lender headquartered in Illinois was United Community Bank with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Godfrey, Illinois in 2025, led by Flat Branch Mortgage, Inc. with 11. 19 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 10 credit unions closed home loans in Godfrey, Illinois in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Godfrey, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Godfrey, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Godfrey. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
