Mortgage Lenders and Brokers in Gilberts, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gilberts, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, First American BankFirst American Bank1780 W Fullerton Ave, Addison, IL 60101A+5.0 ★Texas Ratio: 2.93%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, and Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gilberts, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gilberts are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gilberts, Illinois
Market share is the lender's share of all home loans closed in Gilberts, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 9 | 2.1% | 100% | $306,111 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +3 HELOCs |
1.4% | 85.7% | $308,333 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 6 | 1.4% | 100% | $345,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +4 HELOCs |
1.2% | 100% | $335,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +2 HELOCs |
1.2% | 83.3% | $255,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 4 +6 HELOCs |
0.9% | 100% | $47,500 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 4 | 0.9% | 100% | $370,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +9 HELOCs |
0.7% | 60% | $208,333 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $115,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $440,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $225,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 33.3% | $285,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $435,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $265,000 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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730 Engineering Ave, Springfield, IL 62703 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 1 | 0.2% | 100% | $205,000 | |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 13 +2 HELOCs |
3% | 92.9% | $342,692 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 5 | 1.2% | 87.5% | $359,000 | View |
Neighborhood Loans, Inc
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Conventional | 2 | 0.5% | 20% | $15,000 | |
Originpoint, LLC
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VA | 1 | 0.2% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 140 | 32.5% | 91.5% | $335,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 30 +2 HELOCs |
7% | 96.9% | $334,333 | |
Rocket Mortgage
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Conventional, FHA | 19 | 4.4% | 84% | $199,210 | |
Fairway Independent Mort Corp
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Conventional, VA | 12 | 2.8% | 100% | $285,000 | |
Greenstate Credit Union
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Conventional | 9 | 2.1% | 100% | $312,777 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.9% | 100% | $293,750 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.6% | 100% | $245,000 | |
Lower, LLC
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Conventional, FHA, Jumbo | 7 | 1.6% | 100% | $449,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.4% | 100% | $336,666 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 6 | 1.4% | 100% | $340,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.2% | 83.3% | $271,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.2% | 100% | $339,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 1.2% | 83.3% | $295,000 | |
Towne Mortgage Company
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Conventional | 5 | 1.2% | 100% | $397,000 | |
The Loan Store, Inc
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Conventional | 5 | 1.2% | 100% | $329,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.9% | 57.1% | $117,500 | |
Newrez LLC
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Conventional | 4 | 0.9% | 62.5% | $292,500 | |
Bay Equity LLC
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Conventional | 4 | 0.9% | 100% | $322,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 0.9% | 100% | $285,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 75% | $215,000 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.7% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 0.7% | 100% | $351,666 | |
Polish & Slavic Federal Credit
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Conventional | 3 | 0.7% | 100% | $201,666 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 2 | 0.5% | 100% | $305,000 | |
American Airlines Federal Cred
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Conventional | 2 | 0.5% | 100% | $300,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 33.3% | $390,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 2 | 0.5% | 100% | $90,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.5% | 100% | $280,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.5% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional, VA | 2 | 0.5% | 66.7% | $220,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 0.5% | 100% | $365,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 33.3% | $295,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $215,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $155,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Credence Funding Corporation
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VA | 1 | 0.2% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Vellum Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $425,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 50% | $335,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gilberts Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gilberts, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Gilberts? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gilberts in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gilberts, IL
Use these to narrow the list above. Each category shows how many Gilberts, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Gilberts, IL
Independent mortgage companies closed 79.4 percent of home loans in Gilberts, Illinois in 2025, banks 14.8 percent and credit unions 5.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, Barrington Bank & Trust Company, N.A. led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gilberts, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Gilberts, Illinois with 9 loans, about 2.1 percent of the market. The largest lender headquartered in Illinois was Barrington Bank & Trust Company, N.A. with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Gilberts, Illinois, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 91.5 percent, against a 89.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Gilberts, Illinois in 2025, led by DHI Mortgage Company, LTD. with 36. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 12 credit unions closed home loans in Gilberts, Illinois in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gilberts, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gilberts, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gilberts. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
