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Mortgage Lenders and Brokers in Evanston, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Evanston, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1900 Central St, Evanston, IL 60201A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA817 Church St, Evanston, IL 60201A+5.0 ★Texas Ratio: 2.82%, Huntington National BankHuntington National Bank2485 Howard St, Evanston, IL 60202A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA1336 Chicago Ave, Evanston, IL 60201A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.1999 Campus Dr, Evanston, IL 60208A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA2289 Howard St, Evanston, IL 60202A+5.0 ★Texas Ratio: 5.36%, Wintrust Bank, N.A.Wintrust Bank, N.A.1740 Sherman Ave, Evanston, IL 60201A+5.0 ★Texas Ratio: 3.24%, BMO Harris Bank NABMO Harris Bank NA2821 Central St, Evanston, IL 60201A+5.0 ★Texas Ratio: 3.54%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2440 Main St, Evanston, IL 60202A+5.0 ★Texas Ratio: 3.22%, and Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Evanston, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Evanston are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Evanston, Illinois

Market share is the lender's share of all home loans closed in Evanston, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Evanston 1900 Central St, Evanston, IL 60201 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	68 +5 HELOCs	8.7%	89.9%	$480,441	View
Citibank, NA 1 office in Evanston 817 Church St, Evanston, IL 60201 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	13 +4 HELOCs	1.7%	81.2%	$794,230	View
Huntington National Bank 1 office in Evanston 2485 Howard St, Evanston, IL 60202 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, Jumbo, HELOC	12 +20 HELOCs	1.5%	85.7%	$688,333	View
Bank of America NA 1 office in Evanston 1336 Chicago Ave, Evanston, IL 60201 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +16 HELOCs	1.5%	85.7%	$511,666	View
US Bank, N.A. 2 offices in Evanston 1999 Campus Dr, Evanston, IL 60208 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	12 +4 HELOCs	1.5%	87.5%	$581,666	View
Wells Fargo Bank NA 2 offices in Evanston 2289 Howard St, Evanston, IL 60202 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	5	0.6%	83.3%	$563,000	View
Wintrust Bank, N.A. 2 offices in Evanston 1740 Sherman Ave, Evanston, IL 60201 A+5.0 ★Texas Ratio: 3.24%	Conventional, Jumbo	5	0.6%	100%	$1,001,000	View
BMO Harris Bank NA 1 office in Evanston 2821 Central St, Evanston, IL 60201 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +12 HELOCs	0.4%	50%	$701,666	View
Fifth Third Bank, National Association 1 office in Evanston 2440 Main St, Evanston, IL 60202 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	3 +9 HELOCs	0.4%	66.7%	$448,333	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	30	3.8%	100%	$378,000	View
First Northern Credit Union 1705 Sherman Ave, Evanston, IL 60201 A+5.0 ★Texas Ratio: 4.14%	Conventional	6	0.8%	66.7%	$86,666	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional, VA, Jumbo	6	0.8%	100%	$421,666	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	4 +5 HELOCs	0.5%	80%	$67,500	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional	4	0.5%	80%	$540,000
Devon Bank 6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09%	Conventional, Jumbo	3	0.4%	100%	$1,255,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +6 HELOCs	0.3%	66.7%	$335,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$290,000	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$180,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	2	0.3%	100%	$330,000	View
Liberty Bank For Savings 2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10%	Conventional, Jumbo	2	0.3%	66.7%	$655,000	View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	2	0.3%	100%	$290,000
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	50%	$1,495,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.1%	100%	$985,000	View
Old Second National Bank 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$385,000	View
CIBC Bank USA 23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$1,775,000	View
Success Lending, LLC 1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62%	FHA	1	0.1%	50%	$275,000	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	1	0.1%	33.3%	$165,000	View
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	1	0.1%	100%	$265,000	View
Libertyville Bank & Trust Company, N.A. 675 N Oplaine Rd, Gurnee, IL 60031 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$915,000	View
Northbrook Bank & Trust Company, N.A. 200 N Buffalo Grove Rd, Buffalo Grove, IL 60089 A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0.1%	100%	$675,000	View
Midland States Bank 951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50%	Conventional	1	0.1%	100%	$415,000	View
American Commercial Bank & Trust, National Association 1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75%	Conventional	1	0.1%	100%	$355,000	View
Home State Bank National Association Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$495,000	View
Resource Bank N.A. 10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28%	Conventional	1	0.1%	100%	$795,000	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	1	0.1%	100%	$165,000	View
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional	1	0.1%	100%	$645,000	View
The Harvard State Bank 33 N Ayer St, Harvard, IL 60033 A+5.0 ★Texas Ratio: 1.86%	Conventional	1	0.1%	100%	$215,000	View
Old National Bank 11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98%	HELOC	0 +9 HELOCs	0%	0%		View
Busey Bank 4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +2 HELOCs	0%	n/a		View
Regions Bank 2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union 1 750 S Halsted St Rm 220C, Chicago, IL 60607 7008	HELOC	0 +1 HELOCs	0%	n/a
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	67 +1 HELOCs	8.6%	98.5%	$507,985
Originpoint, LLC	Conventional, VA, Jumbo	27	3.5%	100%	$472,407
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	17	2.2%	94.4%	$450,294
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	16	2%	100%	$424,375	View
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	14	1.8%	100%	$362,857	View
Mutual of Omaha Mortgage	Conventional, VA	8	1%	88.9%	$472,500
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	6	0.8%	100%	$133,333	View
Abbott Laboratories Employees Credit Union	Conventional	6	0.8%	100%	$211,666
Proper Rate, LLC	Conventional, Jumbo	3	0.4%	100%	$605,000
Neighborhood Loans, Inc	Conventional	2	0.3%	50%	$10,000
Pacor Mortgage Corp	Conventional	1	0.1%	100%	$585,000
Diamond Residential Mtg Corp	Conventional	1	0.1%	100%	$295,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$445,000
The Anderson Financial Group, Inc.	Conventional	1	0.1%	100%	$335,000
North Side Federal Savings and Loan	Conventional	1	0.1%	100%	$195,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	HELOC	0 +1 HELOCs	0%	n/a		View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	79 +3 HELOCs	10.1%	97.5%	$449,430
Rocket Mortgage	Conventional, FHA, VA, Jumbo	36	4.6%	74.5%	$286,944
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	19 +2 HELOCs	2.4%	87.5%	$472,368
Greenstate Credit Union	Conventional, Jumbo, HELOC	16 +5 HELOCs	2%	100%	$451,875
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	16 +2 HELOCs	2%	94.4%	$389,375
New American Funding, LLC.	Conventional, FHA, VA	15	1.9%	93.8%	$404,333
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	13	1.7%	92.9%	$601,923
Select Lending Services, LLC	Conventional, Jumbo	12	1.5%	100%	$679,166
Prosperity Home Mortgage, LLC	Conventional, Jumbo	12	1.5%	100%	$409,166
Union Home Mortgage Corp.	Conventional	11	1.4%	84.6%	$452,272
Nationstar Mortgage	Conventional	9	1.2%	75%	$249,444
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	9	1.2%	100%	$177,222	View
T2 Financial LLC	Conventional, Jumbo	7	0.9%	90.9%	$673,571
Spring Eq, LLC	Conventional, HELOC	6 +3 HELOCs	0.8%	60%	$93,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.8%	100%	$501,666	View
Towne Mortgage Company	Conventional	6	0.8%	100%	$450,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	5 +2 HELOCs	0.6%	83.3%	$237,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.5%	57.1%	$480,000	View
The Loan Store, Inc	Conventional, HELOC	4 +1 HELOCs	0.5%	100%	$300,000
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	4	0.5%	66.7%	$490,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.4%	100%	$451,666	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.4%	100%	$611,666	View
PHH Mortgage Corporation	Conventional	3	0.4%	100%	$728,333
Resicentral LLC	Conventional	3	0.4%	100%	$498,333
Amerisave Mortgage Company	Conventional	3	0.4%	50%	$298,333
Guild Mortgage Company	Conventional	3	0.4%	60%	$405,000
Bay Equity LLC	Conventional, VA, Jumbo	3	0.4%	100%	$681,666
Nfm, Inc	Conventional, Jumbo	3	0.4%	100%	$655,000
Mortgage Research Center	VA, Jumbo	3	0.4%	60%	$461,666
Summit Funding.Inc	Conventional	3	0.4%	100%	$601,666
Lower, LLC	Conventional, FHA	3	0.4%	100%	$325,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	3	0.4%	100%	$265,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +5 HELOCs	0.3%	100%	$185,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.3%	100%	$1,290,000	View
Sage Home Loans Corporation	Conventional	2	0.3%	100%	$325,000
Nbkc Bank	Conventional	2	0.3%	100%	$420,000
Movement Mortgage, LLC	Conventional	2	0.3%	100%	$410,000
Deephaven Mortgage LLC	Conventional	2	0.3%	100%	$435,000
General Mortgage Capital Corporation	Conventional, Jumbo	2	0.3%	100%	$850,000
Success Mortgage Partners, Inc	Conventional, FHA	2	0.3%	100%	$655,000
Discover Bank	Conventional	2	0.3%	22.2%	$80,000
American Pacific Mortgage Corporation	Conventional	2	0.3%	66.7%	$470,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.3%	100%	$695,000	View
Zillow Home Loans, LLC	Conventional	2	0.3%	66.7%	$310,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, Jumbo	2	0.3%	100%	$510,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$415,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$285,000	View
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,005,000	View
EMM Loans LLC	FHA	1	0.1%	50%	$255,000
American Pride Bank A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$145,000	View
First State Bank A5.0 ★Texas Ratio: 6.84%	Conventional	1	0.1%	100%	$305,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$255,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	50%	$525,000
Freedom Mortgage Corporation	FHA	1	0.1%	50%	$375,000
Newrez LLC	Conventional	1	0.1%	50%	$455,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$415,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$215,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$405,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$715,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$405,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$295,000	View
HomeXpress Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$345,000
Frontier Financial, Inc. DBA Frontier Mortgage	Conventional	1	0.1%	100%	$175,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$155,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$685,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$445,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$565,000	View
Signature Bank, N.A. A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.1%	100%	$405,000	View
Fox Communities Credit Union	Conventional	1	0.1%	100%	$145,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$365,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$325,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$195,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$125,000
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$725,000
National Cooperative Bank, N.A. A5.0 ★Texas Ratio: 6.04%	Conventional	1	0.1%	100%	$125,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$795,000	View
Nmsi, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,145,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0.1%	100%	$665,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$585,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	50%	$305,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$235,000
Nexera Holding LLC	Conventional	1	0.1%	50%	$295,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$495,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$435,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$255,000
Leaderone Financial Corp.	Conventional, Jumbo	1	0.1%	100%	$1,615,000
Tomo Mortgage LLC	Conventional	1	0.1%	33.3%	$155,000
Village Capital & Investment	FHA	1	0.1%	100%	$565,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$575,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$445,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Msu Federal Credit Union	HELOC	0 +3 HELOCs	0%	100%
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Genisys Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Covantage Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Stanford Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Evanston Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Evanston, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Evanston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Evanston in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Evanston, IL

Use these to narrow the list above. Each category shows how many Evanston, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 78 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 61 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 15 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 11 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 43 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 45 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Evanston, IL

Independent mortgage companies closed 62.8 percent of home loans in Evanston, Illinois in 2025, banks 31.7 percent and credit unions 5.5 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Northern Credit Union the largest credit union. Among lenders headquartered in Illinois, Wintrust Bank, N.A. led with 5 loans.

62.8%

Mortgage companies

31.7%

Banks

5.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Evanston, IL

Who is the largest mortgage lender in Evanston, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Evanston, Illinois with 68 loans, about 8.7 percent of the market. The largest lender headquartered in Illinois was Wintrust Bank, N.A. with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Evanston, IL have the highest approval rates?

Among lenders with meaningful volume in Evanston, Illinois, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 98.5 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Evanston, IL mortgage lenders offer FHA, VA and USDA loans?

15 lenders closed FHA loans in Evanston, Illinois in 2025, led by Guaranteed Rate, Inc. with 4. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Evanston, IL lender list?

Yes. 61 banks and 23 credit unions closed home loans in Evanston, Illinois in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Evanston, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Evanston, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Evanston, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Evanston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.