Mortgage Lenders and Brokers in Elburn, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elburn, Illinois mortgage lenders include Old Second National BankOld Second National Bank749 N Main St, Elburn, IL 60119A5.0 ★Texas Ratio: 6.17%, American B&T C, N.A.American B&T C, N.A.8 S Main St, Elburn, IL 60119A5.0 ★Texas Ratio: 7.06%, Old National BankOld National Bank930 N Main St, Elburn, IL 60119A+5.0 ★Texas Ratio: 4.98%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, NuMark Credit UnionNuMark Credit Union403 Asbury Dr, Aurora, IL 60502A5.0 ★Texas Ratio: 8.07%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, First Federal Savings BankFirst Federal Savings Bank111 E Main St, Amboy, IL 61310A5.0 ★Texas Ratio: 8.80%, and US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elburn, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elburn are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elburn, Illinois
Market share is the lender's share of all home loans closed in Elburn, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Elburn 749 N Main St, Elburn, IL 60119 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 5 +11 HELOCs |
4.5% | 83.3% | $301,000 | View |
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1 office in Elburn 8 S Main St, Elburn, IL 60119 A5.0 ★Texas Ratio: 7.06% |
Conventional | 2 | 1.8% | 100% | $405,000 | View |
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1 office in Elburn 930 N Main St, Elburn, IL 60119 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 3.6% | 80% | $442,500 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
1.8% | 50% | $725,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 1.8% | 100% | $550,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional | 2 | 1.8% | 100% | $455,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 1.8% | 100% | $405,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 2 | 1.8% | 100% | $405,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 66.7% | $115,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $25,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $345,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 100% | $525,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.9% | 100% | $415,000 | View |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.9% | 100% | $805,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional | 11 | 9.9% | 100% | $371,363 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 3 | 2.7% | 100% | $448,333 | View |
Originpoint, LLC
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Conventional | 2 | 1.8% | 66.7% | $330,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.8% | 100% | $360,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.9% | 100% | $615,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Pacor Mortgage Corp
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Conventional | 1 | 0.9% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $495,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Rocket Mortgage
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Conventional | 7 | 6.3% | 88.9% | $165,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 3.6% | 100% | $325,000 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 3.6% | 100% | $367,500 | |
United Wholesale Mortgage
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Conventional | 3 | 2.7% | 50% | $348,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 2.7% | 100% | $388,333 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 2.7% | 100% | $388,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 2.7% | 75% | $331,666 | |
Greenstate Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.8% | 66.7% | $110,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.8% | 100% | $345,000 | |
American Financial Resources LLC
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Conventional | 2 | 1.8% | 100% | $285,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.8% | 100% | $390,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.8% | 100% | $220,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $65,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.9% | 100% | $615,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Primelending
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VA | 1 | 0.9% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.9% | 100% | $485,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $195,000 | |
Newrez LLC
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VA | 1 | 0.9% | 20% | $535,000 | |
Resicentral LLC
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FHA | 1 | 0.9% | 100% | $465,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.9% | 100% | $465,000 | |
Intelliloan, Inc.
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VA | 1 | 0.9% | 100% | $535,000 | |
T2 Financial LLC
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Summit Funding.Inc
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FHA | 1 | 0.9% | 100% | $525,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.9% | 50% | $525,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $445,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Elburn Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elburn, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Elburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elburn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elburn, IL
Use these to narrow the list above. Each category shows how many Elburn, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Elburn, IL
Independent mortgage companies closed 68.5 percent of home loans in Elburn, Illinois in 2025, banks 25.2 percent and credit unions 6.3 percent. Guaranteed Rate, Inc. was the largest mortgage company, Old Second National Bank the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Old Second National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elburn, IL
By home loans closed in 2025, Old Second National Bank was the largest mortgage lender in Elburn, Illinois with 5 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Elburn, Illinois in 2025, led by Key Mortgage Services, Inc. with 1. 8 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Elburn, Illinois in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elburn, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elburn, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
