Mortgage Lenders and Brokers in Cary, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cary, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA300 Northwest Hwy, Cary, IL 60013A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA122 W Main St, Cary, IL 60013A+5.0 ★Texas Ratio: 3.54%, Fifth Third Bank, National AssociationFifth Third Bank, National Association750 Northwest Hwy, Cary, IL 60013A+5.0 ★Texas Ratio: 3.22%, Crystal Lake Bank & Trust Company, N.A.Crystal Lake Bank & Trust Company, N.A.60 E Main St, Cary, IL 60013A+5.0 ★Texas Ratio: 2.94%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Home State Bank National AssociationHome State Bank National AssociationRoute 14 And Main Street, Crystal Lake, IL 60014A+5.0 ★Texas Ratio: 0.47%, CIBM BankCIBM Bank1801 E Empire St, Bloomington, IL 61704A5.0 ★Texas Ratio: 8.91%, and First American BankFirst American Bank1780 W Fullerton Ave, Addison, IL 60101A+5.0 ★Texas Ratio: 2.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cary, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cary are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cary, Illinois
Market share is the lender's share of all home loans closed in Cary, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cary 300 Northwest Hwy, Cary, IL 60013 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 17 +6 HELOCs |
3.5% | 89.5% | $316,176 | View |
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1 office in Cary 122 W Main St, Cary, IL 60013 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 6 +34 HELOCs |
1.2% | 66.7% | $160,000 | View |
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1 office in Cary 750 Northwest Hwy, Cary, IL 60013 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 6 +28 HELOCs |
1.2% | 85.7% | $241,666 | View |
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1 office in Cary 60 E Main St, Cary, IL 60013 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 2 | 0.4% | 100% | $85,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 21 | 4.3% | 100% | $304,047 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 14 +13 HELOCs |
2.9% | 94.1% | $202,142 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +4 HELOCs |
1.9% | 100% | $263,888 | View |
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Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 5 | 1% | 100% | $407,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 4 | 0.8% | 100% | $305,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +9 HELOCs |
0.6% | 100% | $255,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +6 HELOCs |
0.6% | 60% | $391,666 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +6 HELOCs |
0.6% | 75% | $251,666 | View |
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85 W Algonquin Rd, Arlington Heights, IL 60005 A5.0 ★Texas Ratio: 6.61% |
Conventional | 3 | 0.6% | 100% | $255,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional, FHA, VA | 3 | 0.6% | 100% | $365,000 | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 2 +10 HELOCs |
0.4% | 66.7% | $70,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $270,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $325,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $270,000 | View |
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1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 2 | 0.4% | 66.7% | $345,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional | 2 | 0.4% | 100% | $330,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $15,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $125,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 50% | $245,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
VA | 1 | 0.2% | 100% | $175,000 | |
Corporate America Family CU
830 E Kensington Rd, Arlington Heights, IL 60004 |
Conventional | 1 | 0.2% | 100% | $105,000 | |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 23 +4 HELOCs |
4.8% | 100% | $342,826 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 9 | 1.9% | 100% | $256,111 | View |
Originpoint, LLC
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Conventional, VA | 5 | 1% | 100% | $351,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.8% | 100% | $377,500 | |
Compass Mortgage, Inc.
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Conventional | 4 | 0.8% | 100% | $255,000 | |
Proper Rate, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $265,000 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.4% | 40% | $5,000 | |
Pacor Mortgage Corp
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Conventional | 2 | 0.4% | 100% | $365,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 2 | 0.4% | 100% | $90,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $375,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 45 | 9.3% | 90% | $333,888 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 6.4% | 81.6% | $183,387 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 29 | 6% | 96.7% | $311,551 | |
Union Home Mortgage Corp.
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Conventional | 16 | 3.3% | 100% | $326,250 | |
Greenstate Credit Union
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Conventional, FHA | 13 | 2.7% | 100% | $173,461 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
2.5% | 92.3% | $340,833 | |
loanDepot.com LLC
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Conventional, FHA | 10 | 2.1% | 90.9% | $281,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.7% | 100% | $262,500 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 1.7% | 88.9% | $291,250 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.4% | 100% | $342,142 | |
Newrez LLC
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Conventional, VA | 7 | 1.4% | 70% | $257,857 | |
American Pacific Mortgage Corporation
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Conventional | 7 | 1.4% | 100% | $356,428 | |
Mortgage Research Center
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VA | 6 | 1.2% | 85.7% | $425,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 1% | 85.7% | $329,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1% | 100% | $355,000 | |
Mortgage Center LC
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Conventional | 4 | 0.8% | 100% | $157,500 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 0.8% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $290,000 | |
Lower, LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $260,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 4 | 0.8% | 80% | $347,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.6% | 50% | $321,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.6% | 42.9% | $45,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $365,000 | |
The Loan Store, Inc
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Conventional | 3 | 0.6% | 100% | $311,666 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 0.6% | 80% | $321,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $305,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 2 | 0.4% | 66.7% | $285,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.4% | 100% | $320,000 | |
Filo Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $395,000 | |
Resicentral LLC
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Conventional | 2 | 0.4% | 100% | $315,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.4% | 100% | $440,000 | |
Bay Equity LLC
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Conventional | 2 | 0.4% | 100% | $210,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 100% | $310,000 | |
Nations Lending Corporation
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Conventional | 2 | 0.4% | 100% | $430,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $320,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 2 | 0.4% | 40% | $280,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 2 | 0.4% | 100% | $695,000 | View |
Polish & Slavic Federal Credit
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Conventional | 2 | 0.4% | 66.7% | $75,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +5 HELOCs |
0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $195,000 | View |
Digital Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 50% | $235,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $325,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $35,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $395,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.2% | 100% | $555,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $235,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 33.3% | $45,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.2% | 100% | $455,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $615,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $205,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Advia Credit Union
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HELOC | 0 +13 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Msu Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cary Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cary, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Cary? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cary in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cary, IL
Use these to narrow the list above. Each category shows how many Cary, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Cary, IL
Independent mortgage companies closed 67.5 percent of home loans in Cary, Illinois in 2025, banks 23.4 percent and credit unions 9.1 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cary, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cary, Illinois with 17 loans, about 3.5 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Cary, Illinois in 2025, led by United Wholesale Mortgage with 11. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 18 credit unions closed home loans in Cary, Illinois in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cary, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cary, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cary. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
