Mortgage Lenders and Brokers in Carpentersville, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carpentersville, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA21 S Western Ave, Carpentersville, IL 60110A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA6900 Huntley Rd, Carpentersville, IL 60110A+5.0 ★Texas Ratio: 3.54%, Fifth Third Bank, National AssociationFifth Third Bank, National Association154 S Western Ave, Carpentersville, IL 60110A+5.0 ★Texas Ratio: 3.22%, First American BankFirst American Bank261 S Western Ave, Carpentersville, IL 60110A+5.0 ★Texas Ratio: 2.93%, Bank of America NABank of America NA2190 Randall Rd, Carpentersville, IL 60110A+5.0 ★Texas Ratio: 4.14%, Associated Bank NAAssociated Bank NA7675 Miller Rd, Carpentersville, IL 60110A+5.0 ★Texas Ratio: 3.45%, First National Bank of OmahaFirst National Bank of Omaha1725 S State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 4.82%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, and Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carpentersville, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carpentersville are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carpentersville, Illinois
Market share is the lender's share of all home loans closed in Carpentersville, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Carpentersville 21 S Western Ave, Carpentersville, IL 60110 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 27 +2 HELOCs |
6.5% | 93.5% | $234,259 | View |
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2 offices in Carpentersville 6900 Huntley Rd, Carpentersville, IL 60110 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 4 +25 HELOCs |
1% | 50% | $230,000 | View |
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1 office in Carpentersville 154 S Western Ave, Carpentersville, IL 60110 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +11 HELOCs |
0.7% | 50% | $288,333 | View |
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1 office in Carpentersville 261 S Western Ave, Carpentersville, IL 60110 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +8 HELOCs |
0.7% | 50% | $38,333 | View |
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1 office in Carpentersville 2190 Randall Rd, Carpentersville, IL 60110 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $201,666 | View |
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1 office in Carpentersville 7675 Miller Rd, Carpentersville, IL 60110 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 8 +9 HELOCs |
1.9% | 80% | $256,250 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +2 HELOCs |
1.7% | 63.6% | $195,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +11 HELOCs |
1% | 100% | $225,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +11 HELOCs |
0.7% | 100% | $228,333 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 42.9% | $181,666 | View |
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1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 3 | 0.7% | 100% | $201,666 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 0.7% | 100% | $265,000 | View |
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302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 3 | 0.7% | 100% | $185,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 3 | 0.7% | 100% | $208,333 | View |
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350 LAKE MARIAN RD, CARPENTERSVILLE, IL 60110 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 2 +9 HELOCs |
0.5% | 100% | $185,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 2 | 0.5% | 100% | $95,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 2 | 0.5% | 100% | $130,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $395,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
Corporate America Family CU
830 E Kensington Rd, Arlington Heights, IL 60004 |
Conventional | 1 | 0.2% | 50% | $55,000 | |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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85 W Algonquin Rd, Arlington Heights, IL 60005 A5.0 ★Texas Ratio: 6.61% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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2287 W Galena Blvd, Aurora, IL 60506 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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1000 S Mclean Blvd, Elgin, IL 60123 C4.0 ★Texas Ratio: 27.11% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 22 +3 HELOCs |
5.3% | 95.7% | $276,818 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 6 | 1.4% | 100% | $306,666 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA, Jumbo | 3 | 0.7% | 100% | $381,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $178,333 | |
Originpoint, LLC
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Conventional | 2 | 0.5% | 100% | $310,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $350,000 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.5% | 28.6% | $5,000 | |
Compass Mortgage, Inc.
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FHA | 2 | 0.5% | 100% | $295,000 | |
Proper Rate, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Greenstate Credit Union
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Conventional | 37 | 8.9% | 97.4% | $145,540 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 34 | 8.1% | 92.1% | $293,823 | |
Guild Mortgage Company
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Conventional, FHA | 27 | 6.5% | 100% | $221,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 5.7% | 89.3% | $247,083 | |
Fairway Independent Mort Corp
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Conventional, FHA | 21 | 5% | 91.3% | $193,095 | |
The Loan Store, Inc
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Conventional | 16 | 3.8% | 100% | $179,375 | |
Newrez LLC
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Conventional, FHA | 9 | 2.2% | 83.3% | $181,666 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 7 | 1.7% | 100% | $186,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.4% | 100% | $278,333 | |
American Financial Network, Inc.
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Conventional, FHA | 6 | 1.4% | 100% | $271,666 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.2% | 33.3% | $183,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 5 | 1.2% | 100% | $267,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 5 | 1.2% | 100% | $171,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.2% | 100% | $341,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 4 | 1% | 80% | $345,000 | |
Nationstar Mortgage
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Conventional | 4 | 1% | 66.7% | $110,000 | |
Mortgage Research Center
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VA | 4 | 1% | 100% | $260,000 | |
Towne Mortgage Company
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Conventional | 4 | 1% | 100% | $292,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.7% | 42.9% | $295,000 | |
Lennar Mortgage, LLC
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Conventional | 3 | 0.7% | 60% | $338,333 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $181,666 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $215,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $318,333 | |
Lower, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $378,333 | |
Nbkc Bank
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Conventional | 2 | 0.5% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 25% | $280,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 2 | 0.5% | 100% | $110,000 | View |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.5% | 100% | $180,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 80% | $405,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $375,000 | |
Dart Bank
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FHA | 1 | 0.2% | 100% | $385,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.2% | 100% | $275,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $65,000 | |
Greenway Mortgage Funding Corp.
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FHA | 1 | 0.2% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Gmfs, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.2% | 40% | $185,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 25% | $155,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Advia Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Carpentersville Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carpentersville, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Carpentersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carpentersville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carpentersville, IL
Use these to narrow the list above. Each category shows how many Carpentersville, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Carpentersville, IL
Independent mortgage companies closed 65.8 percent of home loans in Carpentersville, Illinois in 2025, banks 22 percent and credit unions 12.2 percent. Success Lending, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carpentersville, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Carpentersville, Illinois with 27 loans, about 6.5 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Carpentersville, Illinois in 2025, led by United Wholesale Mortgage with 10. 6 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 12 credit unions closed home loans in Carpentersville, Illinois in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carpentersville, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carpentersville, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carpentersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
