Mortgage Lenders and Brokers in Braidwood, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Braidwood, Illinois mortgage lenders include Grundy BankGrundy Bank444 Bedford Rd, Morris, IL 60450A+5.0 ★Texas Ratio: 0.94%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, First Bank of ManhattanFirst Bank of Manhattan550 W North St, Manhattan, IL 60442A+5.0 ★Texas Ratio: 0.00%, NuMark Credit UnionNuMark Credit Union403 Asbury Dr, Aurora, IL 60502A5.0 ★Texas Ratio: 8.07%, North Shore Trust & SavingsNorth Shore Trust & Savings3060 W Sand Lake Rd, Lindenhurst, IL 60046A+5.0 ★Texas Ratio: 3.87%, Flanagan State BankFlanagan State Bank403 State St, Benson, IL 61516A4.7 ★Texas Ratio: 2.58%, Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%, and Financial Plus Credit UnionFinancial Plus Credit Union1800 E Division St, Diamond, IL 60416 6007A+5.0 ★Texas Ratio: 4.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Braidwood, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Braidwood are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Braidwood, Illinois
Market share is the lender's share of all home loans closed in Braidwood, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 12 | 6.5% | 100% | $177,500 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +1 HELOCs |
4.9% | 69.2% | $115,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, FHA, VA | 8 | 4.3% | 100% | $267,500 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +2 HELOCs |
2.2% | 100% | $242,500 | View |
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550 W North St, Manhattan, IL 60442 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 2.2% | 80% | $62,500 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $218,333 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 3 | 1.6% | 100% | $311,666 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 3 | 1.6% | 100% | $145,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $155,000 | View |
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1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 1.1% | 66.7% | $75,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
FHA | 1 | 0.5% | 100% | $235,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Corporate America Family CU
830 E Kensington Rd, Arlington Heights, IL 60004 |
Conventional | 1 | 0.5% | 100% | $35,000 | |
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107 E Chippewa St, Dwight, IL 60420 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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315 Main St Nw, Bourbonnais, IL 60914 B3.8 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.5% | 50% | $175,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 17 +2 HELOCs |
9.2% | 94.4% | $212,647 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 1.6% | 60% | $168,333 | |
Compass Mortgage, Inc.
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Conventional, FHA | 3 | 1.6% | 100% | $268,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.5% | 100% | $325,000 | View |
Crown Mortgage Company
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Conventional | 1 | 0.5% | 100% | $215,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Rocket Mortgage
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Conventional, FHA | 14 | 7.6% | 82.4% | $157,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 9 +2 HELOCs |
4.9% | 100% | $273,888 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 4.3% | 80% | $96,250 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.2% | 100% | $265,000 | |
Greenstate Credit Union
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Conventional | 4 | 2.2% | 100% | $142,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 2.2% | 80% | $165,000 | |
Newrez LLC
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Conventional, VA | 3 | 1.6% | 75% | $185,000 | |
Point Mortgage Corp
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Conventional | 3 | 1.6% | 100% | $151,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.6% | 100% | $181,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.6% | 100% | $281,666 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $145,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.1% | 100% | $315,000 | |
Churchill Mortgage Corporation
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FHA, VA | 2 | 1.1% | 100% | $385,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.1% | 50% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 1.1% | 100% | $85,000 | View |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 1.1% | 100% | $250,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.5% | 100% | $115,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Primelending
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Conventional | 1 | 0.5% | 66.7% | $295,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Brighton Bank
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VA | 1 | 0.5% | 100% | $265,000 | |
Compeer Financial
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Conventional | 1 | 0.5% | 100% | $295,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 100% | $335,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.5% | 100% | $245,000 | |
American First Credit Union
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $445,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 50% | $205,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 50% | $305,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 33.3% | $435,000 | |
Towne Mortgage Company
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VA | 1 | 0.5% | 100% | $325,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $265,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Lower, LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.5% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 50% | $175,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Braidwood Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Braidwood, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Braidwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Braidwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Braidwood, IL
Use these to narrow the list above. Each category shows how many Braidwood, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Braidwood, IL
Independent mortgage companies closed 60.3 percent of home loans in Braidwood, Illinois in 2025, banks 27.7 percent and credit unions 12 percent. Guaranteed Rate, Inc. was the largest mortgage company, Grundy Bank the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Grundy Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Braidwood, IL
By home loans closed in 2025, Grundy Bank was the largest mortgage lender in Braidwood, Illinois with 12 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Braidwood, Illinois in 2025, led by Rocket Mortgage with 6. 12 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in Braidwood, Illinois in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Braidwood, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Braidwood, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Braidwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
