Mortgage Lenders and Brokers in Bourbonnais, Illinois
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Bourbonnais, Illinois mortgage lenders include Municipal Trust and Savings BankMunicipal Trust and Savings Bank720 Main St Nw, Bourbonnais, IL 60914A+5.0 ★Texas Ratio: 0.16%, Peoples Bank of Kankakee CountyPeoples Bank of Kankakee County315 Main St Nw, Bourbonnais, IL 60914B3.8 ★Texas Ratio: 2.49%, First Trust Bank of IllinoisFirst Trust Bank of Illinois1090 Main St Nw, Bourbonnais, IL 60914A+5.0 ★Texas Ratio: 2.99%, Midland States BankMidland States Bank680 S Main St, Bourbonnais, IL 60914A5.0 ★Texas Ratio: 9.50%, PNC Bank N.A.PNC Bank N.A.1 University Ave, Bourbonnais, IL 60914A+5.0 ★Texas Ratio: 4.24%, First American BankFirst American Bank288 Main St Nw, Bourbonnais, IL 60914A+5.0 ★Texas Ratio: 2.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, National Bank of St AnneNational Bank of St Anne100 S Main Street, Herscher, IL 60941A5.0 ★Texas Ratio: 12.63%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, and Flanagan State BankFlanagan State Bank403 State St, Benson, IL 61516A4.7 ★Texas Ratio: 2.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bourbonnais, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bourbonnais are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bourbonnais, Illinois
Market share is the lender's share of all home loans closed in Bourbonnais, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
720 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 0.16% |
Conventional, Jumbo | 28 | 6.8% | 96.6% | $164,285 | View |
|
315 Main St Nw, Bourbonnais, IL 60914 B3.8 ★Texas Ratio: 2.49% |
Conventional | 24 | 5.9% | 96.2% | $183,750 | View |
|
2 offices in Bourbonnais 1090 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 10 | 2.4% | 100% | $176,000 | View |
|
2 offices in Bourbonnais 680 S Main St, Bourbonnais, IL 60914 A5.0 ★Texas Ratio: 9.50% |
Conventional, FHA, HELOC | 8 +8 HELOCs |
2% | 57.1% | $220,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Bourbonnais 1 University Ave, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 5 +13 HELOCs |
1.2% | 100% | $245,000 | View |
|
1 office in Bourbonnais 288 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 66.7% | $150,000 | View |
|
600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 11 | 2.7% | 78.6% | $275,000 | View |
|
100 S Main Street, Herscher, IL 60941 A5.0 ★Texas Ratio: 12.63% |
Conventional | 9 | 2.2% | 100% | $160,555 | View |
|
540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1% | 57.1% | $192,500 | View |
|
403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 4 | 1% | 100% | $192,500 | View |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA | 2 | 0.5% | 75% | $415,000 | View |
|
15w060 N Frontage Rd, Burr Ridge, IL 60527 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.5% | 100% | $230,000 | View |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | View |
|
1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
|
12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
|
245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $345,000 | View |
|
1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
550 W North St, Manhattan, IL 60442 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
509 S 4th St, Chatsworth, IL 60921 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
|
950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $555,000 | View |
|
403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 11 +1 HELOCs |
2.7% | 92.3% | $242,272 | |
Iroquois Federal Savings & Loan Association
|
Conventional | 5 | 1.2% | 100% | $129,000 | |
Pacor Mortgage Corp
|
Conventional, FHA | 4 | 1% | 80% | $275,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 3 | 0.7% | 100% | $331,666 | |
Originpoint, LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Neighborhood Loans, Inc
|
Conventional | 1 | 0.2% | 33.3% | $15,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
21St Mortgage
|
Conventional | 46 | 11.2% | 64% | $40,000 | |
Primelending
|
Conventional, FHA, VA | 40 | 9.8% | 100% | $244,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 35 | 8.6% | 85.7% | $179,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 14 | 3.4% | 100% | $256,428 | |
Mortgage Research Center
|
Conventional, FHA, VA | 12 | 2.9% | 85.7% | $299,166 | |
Zippy Loans, LLC
|
Conventional | 11 | 2.7% | 78.6% | $30,454 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 10 | 2.4% | 100% | $236,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 8 | 2% | 72.7% | $257,500 | |
Geneva Financial LLC
|
Conventional, FHA | 6 | 1.5% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 5 | 1.2% | 23.1% | $49,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 4 | 1% | 100% | $280,000 | |
Newrez LLC
|
Conventional, FHA | 4 | 1% | 100% | $175,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 1% | 100% | $192,500 | |
American Pacific Mortgage Corporation
|
Conventional | 4 | 1% | 100% | $250,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 1% | 100% | $180,000 | |
American Financial Resources LLC
|
Conventional, FHA | 3 | 0.7% | 100% | $228,333 | |
loanDepot.com LLC
|
Conventional | 3 | 0.7% | 100% | $61,666 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 0.7% | 75% | $171,666 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $205,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.5% | 66.7% | $150,000 | |
Summit Funding.Inc
|
Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $230,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 2 | 0.5% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 12.35% |
Conventional, VA | 2 | 0.5% | 100% | $160,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $85,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Servion
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $165,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 50% | $235,000 | |
Filo Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Resicentral LLC
|
FHA | 1 | 0.2% | 100% | $395,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 20% | $55,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $445,000 | |
Obsidian Financial Services
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Mortgage 1 Incorporated
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Mortgage Assurance Inc
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 14.3% | $35,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 66.7% | $45,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 33.3% | $285,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.2% | 100% | $115,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $305,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Texana Bank
|
VA | 1 | 0.2% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.2% | 100% | $445,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Village Capital & Investment
|
FHA | 1 | 0.2% | 16.7% | $155,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Justice Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Bourbonnais Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bourbonnais, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Bourbonnais? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bourbonnais in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bourbonnais, IL
Use these to narrow the list above. Each category shows how many Bourbonnais, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Bourbonnais, IL
Independent mortgage companies closed 55 percent of home loans in Bourbonnais, Illinois in 2025, banks 44.3 percent and credit unions 0.7 percent. Success Lending, LLC was the largest mortgage company, Municipal Trust and Savings Bank the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, Municipal Trust and Savings Bank led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bourbonnais, IL
By home loans closed in 2025, Municipal Trust and Savings Bank was the largest mortgage lender in Bourbonnais, Illinois with 28 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Bourbonnais, Illinois in 2025, led by Primelending with 7. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 6 credit unions closed home loans in Bourbonnais, Illinois in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bourbonnais, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bourbonnais, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bourbonnais. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
