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Mortgage Lenders and Brokers in Winder, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Winder, Georgia mortgage lenders include Regions BankRegions Bank209 N Broad St, Winder, GA 30680A+5.0 ★Texas Ratio: 4.37%, Ameris BankAmeris Bank20 W May St, Winder, GA 30680A+5.0 ★Texas Ratio: 1.82%, Wells Fargo Bank NAWells Fargo Bank NA25 E May St, Winder, GA 30680A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association4 Mimosa St, Winder, GA 30680A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA102 N Broad St, Winder, GA 30680A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank43 S Broad St, Winder, GA 30680A+5.0 ★Texas Ratio: 2.87%, First American BankFirst American Bank65 E May St, Winder, GA 30680A+5.0 ★Texas Ratio: 0.01%, Renasant BankRenasant Bank78 N Broad St, Winder, GA 30680A+5.0 ★Texas Ratio: 4.72%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Winder, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winder are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Winder, Georgia

Market share is the lender's share of all home loans closed in Winder, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 1 office in Winder 209 N Broad St, Winder, GA 30680 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, USDA, HELOC	24 +7 HELOCs	2.8%	67.6%	$238,750	View
Ameris Bank ★ 4 stars, 1 review 1 office in Winder 20 W May St, Winder, GA 30680 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, HELOC	14 +1 HELOCs	1.7%	100%	$317,857	View
Wells Fargo Bank NA 1 office in Winder 25 E May St, Winder, GA 30680 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	10	1.2%	83.3%	$232,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Winder 4 Mimosa St, Winder, GA 30680 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, HELOC	6 +2 HELOCs	0.7%	85.7%	$253,333	View
Bank of America NA 1 office in Winder 102 N Broad St, Winder, GA 30680 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +6 HELOCs	0.6%	83.3%	$313,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Winder 43 S Broad St, Winder, GA 30680 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	5 +5 HELOCs	0.6%	83.3%	$261,000	View
First American Bank 1 office in Winder 65 E May St, Winder, GA 30680 A+5.0 ★Texas Ratio: 0.01%	Conventional, Jumbo	3	0.4%	100%	$518,333	View
Renasant Bank 1 office in Winder 78 N Broad St, Winder, GA 30680 A+5.0 ★Texas Ratio: 4.72%	FHA, USDA, HELOC	2 +2 HELOCs	0.2%	100%	$455,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA	15	1.8%	93.8%	$336,333
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	7	0.8%	100%	$256,428	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	FHA, VA	4	0.5%	100%	$350,000	View
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional	4	0.5%	75%	$132,500	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	3 +2 HELOCs	0.4%	75%	$385,000	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	2 +3 HELOCs	0.2%	40%	$190,000	View
Peoples Bank & Trust 1899 Buford Hwy, Buford, GA 30518	Conventional	2	0.2%	100%	$320,000
Oconee State Bank 1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44%	Conventional	2	0.2%	100%	$180,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional	2	0.2%	100%	$330,000	View
Peach State Federal Credit Union 216 N Broad St, Winder, GA 30680 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	1 +6 HELOCs	0.1%	33.3%	$65,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$315,000	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$85,000	View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$325,000	View
BankSouth 3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19%	Conventional	1	0.1%	100%	$105,000	View
Servisfirst Bank 300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75%	FHA	1	0.1%	100%	$375,000	View
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$295,000	View
The Commercial Bank 35 N 4th St, Colbert, GA 30628 A+5.0 ★Texas Ratio: 1.44%	Conventional	1	0.1%	100%	$265,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +5 HELOCs	0%	n/a		View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Amerisave Mortgage Company	Conventional, FHA	9	1.1%	42.9%	$113,888
Acu	Conventional, HELOC	8 +1 HELOCs	0.9%	88.9%	$150,000
Loanunited.Com, LLC	Conventional, FHA, VA	7	0.8%	87.5%	$426,428
First Option Mortgage, LLC	Conventional, FHA	6	0.7%	87.5%	$228,333
Equity Prime Mortgage LLC	FHA, VA	4	0.5%	100%	$350,000
Credit Union Financial Services, LLC	Conventional, USDA	3	0.4%	100%	$298,333
Milend, Inc	FHA	3	0.4%	100%	$295,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$65,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$795,000
Rocket Mortgage	Conventional, FHA, VA	103	12.2%	82.8%	$197,621
United Wholesale Mortgage	Conventional, FHA, VA, USDA, HELOC	73 +3 HELOCs	8.6%	84.4%	$328,150
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA	33	3.9%	97.1%	$289,242
CrossCountry Mortgage, LLC	Conventional, FHA, VA	27	3.2%	93.1%	$354,259
Pennymac Loan Services LLC	Conventional, FHA, VA	23	2.7%	75.8%	$203,695
Everett Financial, Inc.	Conventional, FHA, VA	19	2.2%	95%	$274,473
Lennar Mortgage, LLC	Conventional, FHA	19	2.2%	79.2%	$233,947
Freedom Mortgage Corporation	Conventional, FHA, VA	18	2.1%	88.5%	$366,666
American Pacific Mortgage Corporation	Conventional, FHA, VA, USDA	17	2%	94.4%	$275,000
Newrez LLC	Conventional, FHA, VA, USDA	15	1.8%	57.7%	$229,000
Nationstar Mortgage	Conventional, FHA	13	1.5%	92.9%	$222,692
Paramount Residential Mortgage	Conventional, FHA, VA, USDA	13	1.5%	86.7%	$308,846
New American Funding, LLC.	Conventional, FHA	12	1.4%	85.7%	$326,666
loanDepot.com LLC	Conventional, FHA, HELOC	11 +5 HELOCs	1.3%	84.6%	$96,818
Acopia, LLC	Conventional, FHA	11	1.3%	100%	$202,272
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	10 +6 HELOCs	1.2%	71.4%	$190,000
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	10 +3 HELOCs	1.2%	100%	$321,000
Nfm, Inc	Conventional, FHA, VA	10	1.2%	90.9%	$320,000
Mortgage Research Center	VA	10	1.2%	76.9%	$334,000
Lower, LLC	Conventional, FHA, VA, USDA	10	1.2%	100%	$244,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, USDA	9	1.1%	100%	$267,222
Canopy Mortgage, LLC	Conventional, FHA, USDA	8	0.9%	100%	$286,250
Kind Lending, LLC	Conventional, FHA	8	0.9%	80%	$256,250
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	8	0.9%	100%	$305,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	8	0.9%	42.1%	$287,500
Village Capital & Investment	FHA, VA	7	0.8%	92.9%	$347,857
The Loan Store, Inc	Conventional, HELOC	6 +2 HELOCs	0.7%	100%	$296,666
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional, FHA	6	0.7%	100%	$318,333	View
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.7%	100%	$248,333
Summit Funding.Inc	Conventional, FHA	6	0.7%	100%	$295,000
Spring Eq, LLC	Conventional, HELOC	5 +3 HELOCs	0.6%	50%	$95,000
Homeowners Financial Group, LLC	Conventional, FHA, VA	5	0.6%	71.4%	$275,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.6%	100%	$255,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, USDA	5	0.6%	83.3%	$355,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.6%	100%	$111,000	View
Carrington Mortgage Services LLC	Conventional, FHA	5	0.6%	60%	$201,000
Trailblazer Mortgage L.L.C.	FHA, VA	4	0.5%	100%	$395,000
Guild Mortgage Company	Conventional, FHA	4	0.5%	100%	$232,500
Cmg Mortgage Inc	Conventional, FHA, VA	4	0.5%	100%	$377,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	4	0.5%	100%	$295,000	View
Mutual of Omaha Mortgage	Conventional, FHA	4	0.5%	80%	$347,500
Premier Mortgage Resources, LLC	Conventional, FHA, USDA	3	0.4%	100%	$328,333
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	3	0.4%	100%	$388,333	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	3	0.4%	28.6%	$238,333
Acrisure Mortgage, LLC	Conventional, FHA	3	0.4%	100%	$425,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.4%	100%	$341,666
Movement Mortgage, LLC	Conventional, FHA	3	0.4%	100%	$308,333
American Financial Network, Inc.	Conventional, FHA	3	0.4%	60%	$318,333
Click n' Close, Inc.	Conventional, FHA	3	0.4%	75%	$95,000
Stockton Mortgage Corporation	Conventional, FHA	3	0.4%	75%	$218,333
Mortgage Investors Group	Conventional, FHA	3	0.4%	100%	$308,333
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$350,000	View
SWBC Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$175,000
Guaranty Mortgage Services, LLC	Conventional	2	0.2%	100%	$345,000
Shelter Home Mortgage, LLC	Conventional	2	0.2%	66.7%	$185,000
Discover Bank	Conventional	2	0.2%	11.8%	$55,000
Publix Employees Federal Credit Union	Conventional	2	0.2%	100%	$190,000
Provident Funding Associates	Conventional	2	0.2%	66.7%	$225,000
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	Conventional	2	0.2%	40%	$340,000	View
Mortgage Solutions of Colorado	VA	2	0.2%	100%	$315,000
Geo-Corp, Inc.	FHA	2	0.2%	100%	$365,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$205,000
Champions Funding, LLC	Conventional	2	0.2%	100%	$290,000
Bank Ozk	Conventional, HELOC	1 +5 HELOCs	0.1%	33.3%	$145,000
Goodleap, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$185,000
Pentagon Federal Credit Union	VA, HELOC	1 +1 HELOCs	0.1%	100%	$475,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	FHA	1	0.1%	100%	$265,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$315,000
Royal United Mortgage LLC	FHA	1	0.1%	33.3%	$115,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$305,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
Advancial Federal Credit Union	Conventional	1	0.1%	100%	$235,000
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$285,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$375,000
Eustis Mortgage Corp	FHA	1	0.1%	100%	$345,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$235,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$325,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$435,000
Michigan Mutual, Inc	FHA	1	0.1%	100%	$225,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$405,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$295,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$105,000
Securitynational Mortgage Company	FHA	1	0.1%	100%	$655,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$335,000
Service Federal Credit Union	VA	1	0.1%	100%	$285,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$355,000
Capital Center LLC	Conventional	1	0.1%	100%	$305,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	33.3%	$305,000	View
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$205,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$695,000
Gardner Financial Services	FHA	1	0.1%	100%	$345,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$45,000
Rapid Mortgage Company	Conventional	1	0.1%	100%	$255,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$315,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$175,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$175,000
Uif Corporation	Conventional	1	0.1%	50%	$345,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Iserve Residential Lending	FHA	1	0.1%	100%	$425,000
Radius Financial Group Inc	Conventional	1	0.1%	100%	$195,000
SRP Federal Credit Union	Conventional	1	0.1%	100%	$75,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$305,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$315,000	View
1St 2Nd Mortgage Company of N.J., Inc.	FHA	1	0.1%	100%	$345,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$675,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$355,000	View
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$145,000
VyStar Credit Union	Conventional	1	0.1%	100%	$85,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$305,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$435,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.1%	100%	$285,000	View
Loan Simple, Inc.	FHA	1	0.1%	100%	$305,000
Geneva Financial LLC	FHA	1	0.1%	100%	$255,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	33.3%	$525,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$285,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
State Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	0%		View
Liberty Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Winder Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Winder, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Winder? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winder in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Winder, GA

Use these to narrow the list above. Each category shows how many Winder, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 104 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 39 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 77 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 13 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 25 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Winder, GA

Independent mortgage companies closed 79.4 percent of home loans in Winder, Georgia in 2025, banks 16.3 percent and credit unions 4.3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Regions Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 14 loans.

79.4%

Mortgage companies

16.3%

Banks

4.3%

Credit unions

28%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Winder, GA

Who is the largest mortgage lender in Winder, GA?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Winder, Georgia with 24 loans, about 2.8 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Winder, GA have the highest approval rates?

Among lenders with meaningful volume in Winder, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 84.4 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Winder, GA mortgage lenders offer FHA, VA and USDA loans?

77 lenders closed FHA loans in Winder, Georgia in 2025, led by United Wholesale Mortgage with 26. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Winder, GA lender list?

Yes. 39 banks and 21 credit unions closed home loans in Winder, Georgia in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Winder, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Winder, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winder, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winder. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.