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Mortgage Lenders and Brokers in Rincon, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rincon, Georgia mortgage lenders include Renasant BankRenasant Bank600 S Columbia Ave, Rincon, GA 31326A+5.0 ★Texas Ratio: 4.72%, Ameris BankAmeris Bank5799 Highway 21 S, Rincon, GA 31326A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank470 S Columbia Ave, Rincon, GA 31326A+5.0 ★Texas Ratio: 2.87%, Queensborough National Bank and TrustQueensborough National Bank and Trust597 S Columbia Ave, Rincon, GA 31326A+5.0 ★Texas Ratio: 4.52%, Bank of America NABank of America NA119 N Columbia Ave, Rincon, GA 31326A+5.0 ★Texas Ratio: 4.14%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, and GeoVista Credit UnionGeoVista Credit Union271 S Columbia Ave, Rincon, GA 31326A+5.0 ★Texas Ratio: 4.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rincon, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rincon are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rincon, Georgia

Market share is the lender's share of all home loans closed in Rincon, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Renasant Bank 1 office in Rincon 600 S Columbia Ave, Rincon, GA 31326 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, USDA, HELOC	11 +6 HELOCs	1.5%	100%	$303,181	View
Ameris Bank ★ 4 stars, 1 review 1 office in Rincon 5799 Highway 21 S, Rincon, GA 31326 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	5 +4 HELOCs	0.7%	100%	$287,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Rincon 470 S Columbia Ave, Rincon, GA 31326 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +12 HELOCs	0.4%	100%	$191,666	View
Queensborough National Bank and Trust 1 office in Rincon 597 S Columbia Ave, Rincon, GA 31326 A+5.0 ★Texas Ratio: 4.52%	Conventional	2	0.3%	66.7%	$150,000	View
Bank of America NA 1 office in Rincon 119 N Columbia Ave, Rincon, GA 31326 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +11 HELOCs	0.1%	100%	$275,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA, USDA	10	1.4%	78.6%	$322,000
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional, FHA, VA	8	1.1%	100%	$331,250	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA	6	0.8%	100%	$335,000	View
Wells Fargo Bank NA 3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.7%	83.3%	$141,000	View
GeoVista Credit Union 271 S Columbia Ave, Rincon, GA 31326 A+5.0 ★Texas Ratio: 4.82%	Conventional	4	0.5%	100%	$105,000	View
Bank of Newington 5919 Highway 21 S, Rincon, GA 31326 A5.0 ★Texas Ratio: 6.19%	Conventional	4	0.5%	80%	$395,000	View
Georgia Heritage FCU 5745 GA Highway 21 S, Rincon, GA 31326 5554 A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	1 +16 HELOCs	0.1%	100%	$55,000	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$445,000	View
JPMorgan Chase Bank, NA 3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	50%	$205,000	View
PromiseOne Bank 5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$225,000	View
Glennville Bank 15 W Main St, Claxton, GA 30417 A+5.0 ★Texas Ratio: 5.18%	Conventional	1	0.1%	100%	$225,000	View
CORE Credit Union 17740 US Highway 80 E, Brooklet, GA 30415 A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0.1%	50%	$95,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$295,000	View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +2 HELOCs	0%	100%		View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	HELOC	0 +1 HELOCs	0%	n/a		View
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +1 HELOCs	0%	0%		View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	HELOC	0 +1 HELOCs	0%	0%		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	4 +1 HELOCs	0.5%	66.7%	$357,500	View
Amerisave Mortgage Company	Conventional, FHA	4	0.5%	31.2%	$97,500
Loanunited.Com, LLC	Conventional, FHA, VA	3	0.4%	100%	$315,000
BoxCar Mortgage, LLC	FHA, VA	2	0.3%	66.7%	$405,000
Milend, Inc	Conventional, FHA	2	0.3%	100%	$290,000
Equity Prime Mortgage LLC	VA	1	0.1%	50%	$315,000
Credit Union Financial Services, LLC	Conventional	1	0.1%	100%	$355,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Rocket Mortgage	Conventional, FHA, VA	122	16.7%	86.9%	$249,918
DHI Mortgage Company, LTD.	Conventional, FHA, VA	44	6%	65.2%	$338,863
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	43 +1 HELOCs	5.9%	92.5%	$350,581
Guild Mortgage Company	Conventional, FHA, VA, USDA	35	4.8%	92.7%	$292,142
Pennymac Loan Services LLC	Conventional, FHA, VA	31	4.3%	89.5%	$234,354
New American Funding, LLC.	Conventional, FHA, VA, HELOC	30 +6 HELOCs	4.1%	88.2%	$327,333
Freedom Mortgage Corporation	FHA, VA	30	4.1%	97%	$342,333
Mortgage Research Center	FHA, VA	29	4%	75%	$369,482
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	21 +6 HELOCs	2.9%	75%	$194,047
Newrez LLC	Conventional, FHA, VA	18	2.5%	75%	$320,555
Nationstar Mortgage	Conventional, FHA, VA	13	1.8%	92.9%	$211,923
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	12 +3 HELOCs	1.6%	87.5%	$286,666
EMM Loans LLC	Conventional, FHA	10	1.4%	100%	$353,000
loanDepot.com LLC	Conventional, VA	8	1.1%	72.7%	$256,250
Village Capital & Investment	FHA, VA	8	1.1%	78.6%	$321,250
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	1%	57.1%	$142,142
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	7	1%	100%	$353,571	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.8%	47.4%	$243,333
Planet Home Lending, LLC	FHA, VA	6	0.8%	75%	$243,333
Mortgage Solutions of Colorado	FHA, VA	6	0.8%	100%	$340,000
American Financial Network, Inc.	Conventional, FHA, VA	5	0.7%	71.4%	$371,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.7%	83.3%	$323,000	View
Inspire Home Loans Inc.	Conventional, FHA	5	0.7%	100%	$323,000
Paramount Residential Mortgage	Conventional, FHA, VA	5	0.7%	100%	$283,000
Kind Lending, LLC	Conventional, FHA, VA	4	0.5%	66.7%	$305,000
Union Home Mortgage Corp.	Conventional, FHA, VA	4	0.5%	100%	$382,500
Nfm, Inc	Conventional, FHA	4	0.5%	100%	$285,000
Zillow Home Loans, LLC	Conventional, VA	4	0.5%	100%	$280,000
Mutual of Omaha Mortgage	Conventional, VA	4	0.5%	57.1%	$185,000
Fairway Independent Mort Corp	Conventional, VA	4	0.5%	100%	$302,500
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	4	0.5%	50%	$275,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.4%	100%	$351,666	View
Guaranteed Rate, Inc.	Conventional, FHA	3	0.4%	60%	$331,666
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	3	0.4%	42.9%	$288,333	View
AmeriHome Mortgage Company, LLC	Conventional, VA	3	0.4%	100%	$295,000
AdvantageFirst Lending Inc	VA	3	0.4%	100%	$251,666
Discover Bank	Conventional	3	0.4%	33.3%	$48,333
Lennar Mortgage, LLC	Conventional, FHA	3	0.4%	75%	$318,333
New Day Financial, LLC.	VA	3	0.4%	50%	$265,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	3	0.4%	75%	$271,666	View
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	3	0.4%	100%	$275,000	View
Liberty Home Mortgage Corp	Conventional, FHA	3	0.4%	100%	$338,333
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA, VA	3	0.4%	75%	$315,000	View
21St Mortgage	Conventional	3	0.4%	30%	$141,666
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +4 HELOCs	0.3%	40%	$345,000	View
SWBC Mortgage Corporation	Conventional, VA	2	0.3%	100%	$285,000
CrossCountry Mortgage, LLC	Conventional, VA	2	0.3%	100%	$420,000
Loansteady LLC	Conventional	2	0.3%	100%	$335,000
Deephaven Mortgage LLC	Conventional	2	0.3%	66.7%	$340,000
Assurance Financial Group, L.L.C.	Conventional	2	0.3%	100%	$220,000
Cmg Mortgage Inc	FHA, VA	2	0.3%	100%	$430,000
Sun West Mortgage Company, Inc	FHA	2	0.3%	100%	$245,000
Intercoastal Mortgage, LLC	Conventional	2	0.3%	100%	$560,000
Sierra Pacific Mortgage Co. Inc	FHA, USDA	2	0.3%	100%	$255,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA	2	0.3%	100%	$275,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.3%	66.7%	$315,000
CSL Financial, LLC	Conventional	2	0.3%	100%	$195,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.3%	100%	$445,000	View
HomeBridge Financial Services, Inc	VA, HELOC	1 +2 HELOCs	0.1%	33.3%	$195,000
Better Mortgage Corporation	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$55,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	16.7%	$55,000
State Employees' Credit Union	Conventional	1	0.1%	100%	$345,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$395,000	View
Skyla Federal Credit Union	Conventional	1	0.1%	100%	$135,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$275,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$145,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Allied Mortgage Group, Inc	VA	1	0.1%	100%	$305,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$175,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$255,000	View
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$245,000
Plus Relocation Mortgage, LLC	Conventional	1	0.1%	100%	$465,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$275,000	View
East Coast Capital Corp.	Conventional	1	0.1%	100%	$315,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$175,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$475,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$535,000
Atlantic Bay Mortgage Group	VA	1	0.1%	100%	$545,000
Nations Lending Corporation	VA	1	0.1%	100%	$265,000
T2 Financial LLC	FHA	1	0.1%	100%	$215,000
Wolfe Financial Inc	Conventional	1	0.1%	100%	$295,000
Gardner Financial Services	Conventional	1	0.1%	100%	$115,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$155,000	View
Agfirst Farm Credit Bank	Conventional	1	0.1%	100%	$545,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$95,000	View
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$215,000
Acopia, LLC	VA	1	0.1%	100%	$255,000
Towne Mortgage Company	FHA	1	0.1%	100%	$215,000
Sente Mortgage, Inc.	VA	1	0.1%	100%	$245,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$445,000
CPM Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Landmark 24 Mortgage, LLC	Conventional	1	0.1%	100%	$515,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$375,000	View
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$375,000
The Loan Store, Inc	VA	1	0.1%	100%	$405,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$165,000	View
VyStar Credit Union	Conventional	1	0.1%	100%	$45,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	50%	$395,000	View
Reliance First Capital, LLC	FHA	1	0.1%	100%	$225,000
Plaza Home Mortgage, Inc	USDA	1	0.1%	50%	$295,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$555,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Service Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Southern Energy Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
First Financial Bank A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rincon Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rincon, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Rincon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rincon in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rincon, GA

Use these to narrow the list above. Each category shows how many Rincon, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 91 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 52 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 5 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in GA 20 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Rincon, GA

Independent mortgage companies closed 82.2 percent of home loans in Rincon, Georgia in 2025, banks 13.4 percent and credit unions 4.4 percent. Amerisave Mortgage Company was the largest mortgage company, Renasant Bank the largest bank and GeoVista Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 11 loans.

82.2%

Mortgage companies

13.4%

Banks

4.4%

Credit unions

24%

FHA loans

32%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Rincon, GA

Who is the largest mortgage lender in Rincon, GA?

By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Rincon, Georgia with 11 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rincon, GA have the highest approval rates?

Among lenders with meaningful volume in Rincon, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 86.9 percent, against a 80.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rincon, GA mortgage lenders offer FHA, VA and USDA loans?

52 lenders closed FHA loans in Rincon, Georgia in 2025, led by DHI Mortgage Company, LTD. with 29. 53 lenders closed VA loans, led by Rocket Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rincon, GA lender list?

Yes. 38 banks and 16 credit unions closed home loans in Rincon, Georgia in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rincon, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rincon, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rincon, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rincon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.