Mortgage Lenders and Brokers in Locust Grove, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Locust Grove, Georgia mortgage lenders include Ameris BankAmeris Bank4979 Bill Gardner Pkwy, Locust Grove, GA 30248A+5.0 ★Texas Ratio: 1.82%, Wells Fargo Bank NAWells Fargo Bank NA2754 Highway 155, Locust Grove, GA 30248A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4971 Bill Gardner Pkwy, Locust Grove, GA 30248A+5.0 ★Texas Ratio: 3.68%, United Community BankUnited Community Bank4970 Bill Gardner Pkwy, Locust Grove, GA 30248A+5.0 ★Texas Ratio: 2.97%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Delta Community Credit UnionDelta Community Credit Union3300 Highway 42 S, Locust Grove, GA 30248 3014A+5.0 ★Texas Ratio: 1.24%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.3402 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.24%, Atlanta Postal Credit UnionAtlanta Postal Credit Union3916 Tradeport Blvd, Atlanta, GA 30354, and Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Locust Grove, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Locust Grove are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Locust Grove, Georgia
Market share is the lender's share of all home loans closed in Locust Grove, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Locust Grove 4979 Bill Gardner Pkwy, Locust Grove, GA 30248 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, HELOC | 16 +2 HELOCs |
2.3% | 88.9% | $325,625 | View |
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1 office in Locust Grove 2754 Highway 155, Locust Grove, GA 30248 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.4% | 75% | $148,333 | View |
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1 office in Locust Grove 4971 Bill Gardner Pkwy, Locust Grove, GA 30248 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 50% | $345,000 | View |
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1 office in Locust Grove 4970 Bill Gardner Pkwy, Locust Grove, GA 30248 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA, VA, USDA | 12 | 1.7% | 92.3% | $245,833 | View |
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3300 Highway 42 S, Locust Grove, GA 30248 3014 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 9 +10 HELOCs |
1.3% | 76.9% | $178,333 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 4 | 0.6% | 100% | $232,500 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +4 HELOCs |
0.4% | 100% | $288,333 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $181,666 | |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 100% | $485,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 2 | 0.3% | 100% | $290,000 | |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 2 | 0.3% | 66.7% | $245,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA | 2 | 0.3% | 100% | $480,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +9 HELOCs |
0.1% | 100% | $215,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
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8188 Frank Houser Ave, Columbus, GA 31909 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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4908 Bill Gardner Pkwy, Locust Grove, GA 30248 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 5 | 0.7% | 55.6% | $281,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.4% | 100% | $325,000 | View |
Loanunited.Com, LLC
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FHA, VA | 3 | 0.4% | 100% | $341,666 | |
Milend, Inc
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Conventional, FHA | 3 | 0.4% | 100% | $355,000 | |
Acu
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $35,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 9.1% | $45,000 | |
United Premier Funding LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.1% | 100% | $155,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 83 | 11.9% | 71.2% | $345,843 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 46 | 6.6% | 81.4% | $257,173 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 45 +1 HELOCs |
6.4% | 81.4% | $368,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 39 | 5.6% | 52.6% | $319,102 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 35 +2 HELOCs |
5% | 79.5% | $265,285 | |
Guild Mortgage Company
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Conventional, FHA, VA | 29 | 4.1% | 85.7% | $306,724 | |
Freedom Mortgage Corporation
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FHA, VA | 18 | 2.6% | 86.2% | $302,222 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 18 | 2.6% | 90% | $376,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 17 | 2.4% | 69.2% | $273,235 | |
Trailblazer Mortgage L.L.C.
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Conventional, FHA, USDA | 16 | 2.3% | 100% | $253,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 15 | 2.1% | 93.8% | $335,000 | |
Mortgage Research Center
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VA | 14 | 2% | 53.6% | $339,285 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 12 | 1.7% | 100% | $294,166 | |
Kind Lending, LLC
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Conventional, FHA, VA | 11 | 1.6% | 91.7% | $300,454 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +5 HELOCs |
1.1% | 40% | $231,250 | |
Everett Financial, Inc.
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Conventional, FHA | 8 | 1.1% | 100% | $202,500 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 1.1% | 57.1% | $292,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.1% | 72.7% | $391,250 | |
Nfm, Inc
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Conventional, FHA, VA | 8 | 1.1% | 100% | $292,500 | |
Nationstar Mortgage
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Conventional | 8 | 1.1% | 100% | $121,250 | |
Zillow Home Loans, LLC
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Conventional, FHA | 8 | 1.1% | 90% | $273,750 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.1% | 88.9% | $176,250 | |
Lower, LLC
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Conventional, FHA, VA | 8 | 1.1% | 80% | $243,750 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1% | 87.5% | $285,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 6 | 0.9% | 85.7% | $221,666 | |
Top Flite Financial, Inc.
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Conventional, FHA, USDA | 6 | 0.9% | 100% | $223,333 | |
Guaranteed Rate, Inc.
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FHA, VA | 5 | 0.7% | 100% | $279,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, USDA | 5 | 0.7% | 100% | $237,000 | View |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 0.7% | 100% | $263,000 | |
Mortgage Solutions of Colorado
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VA | 5 | 0.7% | 100% | $379,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 5 | 0.7% | 83.3% | $241,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 0.6% | 100% | $260,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 4 | 0.6% | 100% | $360,000 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 0.6% | 100% | $117,500 | |
Calcon Mutual Mortgage LLC
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FHA, VA | 4 | 0.6% | 80% | $232,500 | |
New Day Financial, LLC.
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VA | 4 | 0.6% | 66.7% | $287,500 | |
Village Capital & Investment
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FHA, VA | 4 | 0.6% | 80% | $415,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 4 | 0.6% | 100% | $272,500 | |
Securitynational Mortgage Company
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FHA | 3 | 0.4% | 60% | $315,000 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.4% | 100% | $345,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA, VA | 3 | 0.4% | 60% | $275,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.4% | 33.3% | $198,333 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.3% | 66.7% | $165,000 | |
Guaranty Mortgage Services, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.3% | 100% | $210,000 | View |
American Financing Corporation
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FHA | 2 | 0.3% | 37.5% | $300,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.3% | 100% | $160,000 | |
American Pacific Mortgage Corporation
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VA | 2 | 0.3% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $495,000 | View |
Right Start Mortgage, Inc
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FHA | 2 | 0.3% | 100% | $340,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 100% | $495,000 | View |
21St Mortgage
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Conventional | 2 | 0.3% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 66.7% | $125,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $35,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 16.7% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 50% | $275,000 | View |
Zippy Loans, LLC
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Conventional | 1 | 0.1% | 33.3% | $55,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.1% | 100% | $335,000 | |
Primelending
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FHA | 1 | 0.1% | 50% | $345,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 23.5% | $475,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.1% | 100% | $305,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $155,000 | View |
United Trust Bank
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VA | 1 | 0.1% | 100% | $295,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.1% | 100% | $395,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.1% | 50% | $205,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Plus Relocation Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $405,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.1% | 50% | $295,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.1% | 33.3% | $325,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.1% | 100% | $145,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 12.5% | $105,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.1% | 100% | $315,000 | |
Prince Georges Community FCU
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.1% | 100% | $645,000 | |
Midwest Mortgage Associates Corp
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FHA | 1 | 0.1% | 100% | $115,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $515,000 | |
Weichert Financial Services
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VA | 1 | 0.1% | 100% | $565,000 | |
Homeowners Financial Group, LLC
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USDA | 1 | 0.1% | 33.3% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $225,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.1% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.1% | 100% | $235,000 | View |
Tjc Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.1% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.1% | 50% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 100% | $275,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Griffin Funding Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Southern Energy Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Locust Grove Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Locust Grove, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Locust Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Locust Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Locust Grove, GA
Use these to narrow the list above. Each category shows how many Locust Grove, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Locust Grove, GA
Independent mortgage companies closed 88 percent of home loans in Locust Grove, Georgia in 2025, banks 8.6 percent and credit unions 3.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Locust Grove, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Locust Grove, Georgia with 16 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Locust Grove, Georgia, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 71.2 percent, against a 74.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
66 lenders closed FHA loans in Locust Grove, Georgia in 2025, led by DHI Mortgage Company, LTD. with 53. 46 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 12 credit unions closed home loans in Locust Grove, Georgia in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Locust Grove, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Locust Grove, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Locust Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
