Mortgage Lenders and Brokers in Heron Bay, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Heron Bay, Georgia mortgage lenders include Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, First Bank of PikeFirst Bank of Pike9700 Highway 18 W, Concord, GA 30206A+5.0 ★Texas Ratio: 5.09%, and Magnolia State BankMagnolia State Bank2500 Daniells Bridge Road, Athens, GA 30606A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Heron Bay, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Heron Bay are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Heron Bay, Georgia
Market share is the lender's share of all home loans closed in Heron Bay, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 7 +1 HELOCs |
1.7% | 69.2% | $165,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 6 | 1.5% | 100% | $255,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 42.9% | $455,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $315,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $340,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $200,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.5% | 66.7% | $355,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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9700 Highway 18 W, Concord, GA 30206 A+5.0 ★Texas Ratio: 5.09% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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2500 Daniells Bridge Road, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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1701 Columbia Ave Ste 135, College Park, GA 30337 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
First National Bank of Griffin
1475 W Mcintosh Rd, Griffin, GA 30223 |
Conventional | 1 | 0.2% | 100% | $325,000 | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 1.2% | 100% | $365,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $150,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 88 | 21.3% | 89.8% | $295,113 | |
Trailblazer Mortgage L.L.C.
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Conventional, FHA, VA, USDA | 52 | 12.6% | 91.4% | $299,230 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 7.7% | 78.6% | $230,937 | |
United Wholesale Mortgage
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Conventional, VA | 19 | 4.6% | 77.8% | $363,421 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 3.1% | 88.2% | $244,230 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 2.9% | 100% | $339,166 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 2.7% | 91.7% | $336,818 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +5 HELOCs |
2.2% | 64.3% | $176,111 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
1.7% | 69.2% | $230,714 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
1.5% | 75% | $271,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 1.5% | 63.6% | $293,333 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.5% | 75% | $355,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 6 | 1.5% | 100% | $370,000 | |
Mortgage Research Center
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VA, Jumbo | 6 | 1.5% | 37.5% | $388,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 1.2% | 100% | $401,000 | |
American Financial Resources LLC
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Conventional | 4 | 1% | 100% | $175,000 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 4 | 1% | 100% | $237,500 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 4 | 1% | 100% | $417,500 | |
Lower, LLC
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Conventional, VA | 4 | 1% | 83.3% | $355,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 1% | 62.5% | $220,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.7% | 75% | $255,000 | |
The Loan Store, Inc
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Conventional, VA | 3 | 0.7% | 75% | $225,000 | |
Village Capital & Investment
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VA | 3 | 0.7% | 100% | $428,333 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $330,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $305,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.5% | 50% | $215,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, VA | 2 | 0.5% | 100% | $235,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $190,000 | |
Securitynational Mortgage Company
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FHA | 2 | 0.5% | 100% | $315,000 | |
Union Home Mortgage Corp.
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FHA, VA | 2 | 0.5% | 100% | $205,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.5% | 100% | $270,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 60% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.5% | 100% | $360,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 66.7% | $50,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 0.5% | 100% | $200,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $70,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $155,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
SWBC Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
VA | 1 | 0.2% | 100% | $305,000 | View |
Orchard Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.2% | 100% | $335,000 | View |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $205,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 50% | $345,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $575,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 66.7% | $375,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $475,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.2% | 100% | $535,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $305,000 | |
T2 Financial LLC
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VA | 1 | 0.2% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $315,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 50% | $315,000 | |
Keystone Funding, Inc
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VA | 1 | 0.2% | 100% | $335,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $395,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $435,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 0.2% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Southern Energy Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Heron Bay Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Heron Bay, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Heron Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Heron Bay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Heron Bay, GA
Use these to narrow the list above. Each category shows how many Heron Bay, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Heron Bay, GA
Independent mortgage companies closed 87.4 percent of home loans in Heron Bay, Georgia in 2025, banks 8.2 percent and credit unions 4.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Delta Community Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Heron Bay, GA
By home loans closed in 2025, Delta Community Credit Union was the largest mortgage lender in Heron Bay, Georgia with 7 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Heron Bay, Georgia, Trailblazer Mortgage L.L.C. approved the highest share of completed applications in 2025 at 91.4 percent, against a 83.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Heron Bay, Georgia in 2025, led by Trailblazer Mortgage L.L.C. with 37. 34 lenders closed VA loans, led by Pulte Mortgage LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in Heron Bay, Georgia in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Heron Bay, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Heron Bay, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Heron Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
