Mortgage Lenders and Brokers in Eatonton, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eatonton, Georgia mortgage lenders include BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Sunmark Community BankSunmark Community Bank49 W Main St, Alamo, GA 30411A+5.0 ★Texas Ratio: 0.22%, Magnolia State BankMagnolia State Bank2500 Daniells Bridge Road, Athens, GA 30606A+5.0 ★Texas Ratio: 1.87%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Bank of MadisonBank of Madison153 N Main St, Madison, GA 30650A+5.0 ★Texas Ratio: 0.12%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, and Affinity BankAffinity Bank400 Galleria Pkwy Se, Atlanta, GA 30339A+5.0 ★Texas Ratio: 2.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eatonton, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eatonton are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eatonton, Georgia
Market share is the lender's share of all home loans closed in Eatonton, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 9 | 6.9% | 100% | $239,444 | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 4 +7 HELOCs |
3.1% | 100% | $282,500 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 3 | 2.3% | 100% | $518,333 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.5% | 100% | $210,000 | View |
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49 W Main St, Alamo, GA 30411 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 1.5% | 100% | $120,000 | View |
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2500 Daniells Bridge Road, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 2 | 1.5% | 100% | $150,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.5% | 50% | $385,000 | View |
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153 N Main St, Madison, GA 30650 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 1.5% | 100% | $95,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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400 Galleria Pkwy Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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4306 Gray Hwy, Gray, GA 31032 A+5.0 ★Texas Ratio: 0.24% |
Conventional | 1 | 0.8% | 50% | $115,000 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.8% | 100% | $595,000 | View |
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141 E Greene St, Monticello, GA 31064 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $215,000 | |
Morris Bank
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Conventional | 1 | 0.8% | 100% | $15,000 | |
Credit Union Financial Services, LLC
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Conventional | 1 | 0.8% | 100% | $115,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Milend, Inc
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FHA | 1 | 0.8% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 9.2% | 85.7% | $275,833 | |
Rocket Mortgage
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Conventional | 11 | 8.5% | 57.9% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 6.9% | 100% | $245,000 | |
Planet Home Lending, LLC
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FHA, VA | 7 | 5.4% | 87.5% | $256,428 | |
Mortgage Research Center
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FHA, VA | 6 | 4.6% | 66.7% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, USDA | 5 | 3.8% | 83.3% | $215,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 2.3% | 75% | $305,000 | |
21St Mortgage
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Conventional | 3 | 2.3% | 21.4% | $151,666 | |
Spring Eq, LLC
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Conventional | 3 | 2.3% | 100% | $65,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 1.5% | 100% | $325,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.5% | 50% | $330,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 66.7% | $70,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.5% | 66.7% | $205,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.5% | 100% | $275,000 | |
EMM Loans LLC
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Conventional | 1 | 0.8% | 100% | $515,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 33.3% | $225,000 | |
loanDepot.com LLC
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FHA | 1 | 0.8% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $305,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.8% | 33.3% | $115,000 | |
Movement Mortgage, LLC
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USDA | 1 | 0.8% | 100% | $95,000 | |
United Trust Bank
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VA | 1 | 0.8% | 100% | $195,000 | |
Guild Mortgage Company
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VA | 1 | 0.8% | 100% | $195,000 | |
Nfm, Inc
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FHA | 1 | 0.8% | 100% | $295,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.8% | 100% | $625,000 | View |
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A+5.0 ★Texas Ratio: 1.12% |
FHA | 1 | 0.8% | 100% | $225,000 | View |
Acopia, LLC
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FHA | 1 | 0.8% | 100% | $165,000 | |
Towne Mortgage Company
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USDA | 1 | 0.8% | 100% | $275,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.8% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.8% | 100% | $315,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.8% | 100% | $415,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 16.7% | $125,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.8% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Southern Energy Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Eatonton Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eatonton, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Eatonton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eatonton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eatonton, GA
Use these to narrow the list above. Each category shows how many Eatonton, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Eatonton, GA
Independent mortgage companies closed 70 percent of home loans in Eatonton, Georgia in 2025, banks 23.8 percent and credit unions 6.2 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, BankSouth Mortgage Company LLC the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eatonton, GA
By home loans closed in 2025, BankSouth Mortgage Company LLC was the largest mortgage lender in Eatonton, Georgia with 9 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Eatonton, Georgia in 2025, led by BankSouth Mortgage Company LLC with 6. 9 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Eatonton, Georgia in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eatonton, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eatonton, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eatonton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
