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Mortgage Lenders and Brokers in Duluth, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Duluth, Georgia mortgage lenders include Renasant BankRenasant Bank6515 Sugarloaf Pkwy, Duluth, GA 30097A+5.0 ★Texas Ratio: 4.72%, Truist BankTruist Bank6475 Sugarloaf Pkwy, Duluth, GA 30097A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2697 Old Peachtree Rd, Duluth, GA 30097A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5825 State Bridge Rd, Duluth, GA 30097A+5.0 ★Texas Ratio: 5.36%, East West BankEast West Bank2540 Pleasant Hill Rd, Duluth, GA 30096A+5.0 ★Texas Ratio: 2.84%, PromiseOne BankPromiseOne Bank2385 Pleasant Hill Rd, Duluth, GA 30096A5.0 ★Texas Ratio: 8.01%, Metro City BankMetro City Bank3725 Old Norcross Rd, Duluth, GA 30096A+5.0 ★Texas Ratio: 3.17%, Bank of America NABank of America NA3542 Satellite Blvd, Duluth, GA 30096A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank1581 Satellite Blvd, Duluth, GA 30097A+5.0 ★Texas Ratio: 4.37%, and Oconee State BankOconee State Bank2055 Sugarloaf Cir, Duluth, GA 30097B4.5 ★Texas Ratio: 21.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Duluth, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Duluth are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Duluth, Georgia

Market share is the lender's share of all home loans closed in Duluth, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Renasant Bank 1 office in Duluth 6515 Sugarloaf Pkwy, Duluth, GA 30097 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	21 +1 HELOCs	2.7%	95.5%	$284,523	View
Truist Bank ★ 1 stars, 1 review 3 offices in Duluth 6475 Sugarloaf Pkwy, Duluth, GA 30097 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	11 +14 HELOCs	1.4%	84.6%	$784,090	View
JPMorgan Chase Bank, NA 3 offices in Duluth 2697 Old Peachtree Rd, Duluth, GA 30097 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	9	1.1%	100%	$539,444	View
Wells Fargo Bank NA 4 offices in Duluth 5825 State Bridge Rd, Duluth, GA 30097 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	9	1.1%	69.2%	$402,777	View
East West Bank 1 office in Duluth 2540 Pleasant Hill Rd, Duluth, GA 30096 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.9%	100%	$645,000	View
PromiseOne Bank 2385 Pleasant Hill Rd, Duluth, GA 30096 A5.0 ★Texas Ratio: 8.01%	Conventional	6	0.8%	100%	$360,000	View
Metro City Bank 2 offices in Duluth 3725 Old Norcross Rd, Duluth, GA 30096 A+5.0 ★Texas Ratio: 3.17%	Conventional	6	0.8%	100%	$245,000	View
Bank of America NA 5 offices in Duluth 3542 Satellite Blvd, Duluth, GA 30096 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +17 HELOCs	0.6%	55.6%	$245,000	View
Regions Bank 1 office in Duluth 1581 Satellite Blvd, Duluth, GA 30097 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	4 +1 HELOCs	0.5%	63.6%	$247,500	View
Oconee State Bank 1 office in Duluth 2055 Sugarloaf Cir, Duluth, GA 30097 B4.5 ★Texas Ratio: 21.44%	Conventional	2	0.3%	100%	$95,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA	2	0.3%	66.7%	$435,000	View
Georgia United Credit Union 2270 Satellite Blvd, Duluth, GA 30097 4914 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	1 +8 HELOCs	0.1%	50%	$285,000	View
Fifth Third Bank, National Association 3 offices in Duluth 2161 Pleasant Hill Rd, Duluth, GA 30096 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	16.7%	$675,000	View
Bank of Hope 1 office in Duluth 3764 Old Norcross Rd, Duluth, GA 30096 A+5.0 ★Texas Ratio: 4.07%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
United Community Bank 1 office in Duluth 6600 Mcginnis Ferry Rd, Duluth, GA 30097 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +8 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Duluth 9570 Medlock Bridge Rd, Duluth, GA 30097 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +6 HELOCs	0%	0%		View
Pinnacle Bank 1 office in Duluth 1960 Satellite Blvd, Duluth, GA 30097 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 1 office in Duluth 2775 Buford Hwy, Duluth, GA 30096 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
First Intercontinental Bank	Conventional	2	0.3%	100%	$345,000
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, HELOC	30 +3 HELOCs	3.8%	93.8%	$368,000	View
Delta Community Credit Union 1980 Satellite Blvd, Duluth, GA 30097 4117 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	15 +5 HELOCs	1.9%	75%	$329,666	View
Georgia'S Own Credit Union 5985 State Bridge Rd, Duluth, GA 30097 8208 A5.0 ★Texas Ratio: 7.35%	Conventional, Jumbo, HELOC	9 +5 HELOCs	1.1%	81.8%	$333,888	View
Capital City Home Loans, LLC 6224 Sugarloaf Parkway Suite 100, Duluth, GA 30097 A+5.0 ★Texas Ratio: 2.55%	Conventional	5	0.6%	100%	$317,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$385,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional	2	0.3%	100%	$400,000
Cdc Federal Credit Union 2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99%	Conventional	2	0.3%	66.7%	$70,000	View
Atlanta Postal Credit Union 1605 Boggs Rd, Duluth, GA 30096 4600	Conventional	2	0.3%	100%	$575,000
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	2	0.3%	100%	$1,055,000	View
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$415,000	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$65,000	View
Peoples Bank & Trust 1899 Buford Hwy, Buford, GA 30518	Conventional, Jumbo	1	0.1%	100%	$2,005,000
Coastal States Bank 3000 Summit Pl, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 4.83%	Conventional, Jumbo	1	0.1%	100%	$1,365,000	View
Loyal Trust Bank 11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99%	Conventional	1	0.1%	100%	$155,000	View
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$455,000	View
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	100%	$385,000	View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	HELOC	0 +5 HELOCs	0%	n/a
Peach State Federal Credit Union 155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Acu	Conventional, Jumbo, HELOC	9 +1 HELOCs	1.1%	90%	$412,777
First Option Mortgage, LLC	Conventional, Jumbo	9	1.1%	100%	$715,000
BoxCar Mortgage, LLC	Conventional, FHA	4	0.5%	100%	$457,500
Equity Prime Mortgage LLC	FHA, VA	3	0.4%	100%	$345,000
Mortgage Assurance Inc	Conventional	2	0.3%	100%	$425,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	2	0.3%	100%	$1,115,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +2 HELOCs	0.1%	40%	$35,000	View
Amerisave Mortgage Company	Conventional	1	0.1%	5.9%	$45,000
Milend, Inc	Conventional	1	0.1%	100%	$165,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	99 +4 HELOCs	12.6%	89.3%	$449,141
Rocket Mortgage	Conventional, FHA, VA, Jumbo	90	11.5%	77.7%	$277,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	20	2.5%	84%	$314,500
New Wave Lending Group Inc	Conventional	16	2%	100%	$346,875
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	14 +5 HELOCs	1.8%	70%	$215,000
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	14	1.8%	93.3%	$429,285
Everett Financial, Inc.	Conventional, FHA	12	1.5%	100%	$332,500
Newrez LLC	Conventional, FHA, VA	12	1.5%	59.1%	$303,333
Acopia, LLC	Conventional, FHA, VA	12	1.5%	100%	$234,166
Nmsi, Inc.	Conventional	12	1.5%	100%	$404,166
Fairway Independent Mort Corp	Conventional, FHA	11	1.4%	100%	$421,363
Onward Home Mortgage, LLC	Conventional, FHA	9	1.1%	100%	$376,111
Zillow Home Loans, LLC	Conventional, FHA, VA	9	1.1%	90%	$287,222
Kind Lending, LLC	Conventional, FHA, HELOC	8 +1 HELOCs	1%	80%	$393,750
Freedom Mortgage Corporation	Conventional, FHA, VA	8	1%	81.8%	$365,000
Guild Mortgage Company	Conventional, Jumbo	8	1%	100%	$555,000
Provident Funding Associates	Conventional	8	1%	88.9%	$360,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	8	1%	100%	$451,250
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	7	0.9%	100%	$410,714
AmWest Funding Corp	Conventional, Jumbo	6	0.8%	100%	$435,000
Discover Bank	Conventional	6	0.8%	26.1%	$63,333
The Loan Store, Inc	Conventional, FHA, HELOC	5 +3 HELOCs	0.6%	100%	$423,000
Cmg Mortgage Inc	Conventional, HELOC	5 +1 HELOCs	0.6%	100%	$411,000
Lower, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.6%	83.3%	$217,000
Trailblazer Mortgage L.L.C.	Conventional	5	0.6%	100%	$649,000
Nationstar Mortgage	Conventional, FHA	5	0.6%	45.5%	$215,000
loanDepot.com LLC	Conventional, HELOC	4 +3 HELOCs	0.5%	80%	$92,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.5%	100%	$302,500	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.5%	37.5%	$427,500
Sage Home Loans Corporation	Conventional	4	0.5%	80%	$457,500
Bridgeway Lending Partners, LLC	Conventional	4	0.5%	100%	$262,500
Emet Lending Group, Inc.	Conventional	4	0.5%	100%	$375,000
Nexera Holding LLC	Conventional, Jumbo	4	0.5%	100%	$497,500
Vanderbilt Mortgage and Finance, Inc	Conventional	4	0.5%	100%	$330,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, Jumbo	4	0.5%	100%	$1,010,000
Spring Eq, LLC	Conventional, HELOC	3 +4 HELOCs	0.4%	41.7%	$108,333
Digital Federal Credit Union	Conventional, HELOC	3 +1 HELOCs	0.4%	75%	$185,000
New American Funding, LLC.	Conventional, HELOC	3 +1 HELOCs	0.4%	75%	$228,333
Guaranteed Rate Affinity, LLC	Conventional, FHA	3	0.4%	100%	$281,666
Movement Mortgage, LLC	Conventional, FHA	3	0.4%	100%	$345,000
PHH Mortgage Corporation	Conventional	3	0.4%	100%	$475,000
Filo Mortgage, LLC	Conventional	3	0.4%	100%	$348,333
General Mortgage Capital Corporation	Conventional	3	0.4%	100%	$358,333
Union Home Mortgage Corp.	Conventional	3	0.4%	75%	$388,333
Homeowners Financial Group, LLC	Conventional, VA	3	0.4%	75%	$345,000
Atlantic Bay Mortgage Group	Conventional, FHA, VA	3	0.4%	100%	$225,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	3	0.4%	100%	$318,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.4%	42.9%	$201,666	View
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.4%	100%	$341,666
Goodleap, LLC	Conventional, FHA, HELOC	2 +2 HELOCs	0.3%	100%	$270,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.3%	60%	$300,000
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.3%	100%	$435,000
Guaranteed Rate, Inc.	FHA	2	0.3%	66.7%	$355,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.3%	100%	$340,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.3%	100%	$1,175,000	View
Acrisure Mortgage, LLC	Conventional, FHA	2	0.3%	100%	$595,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.3%	66.7%	$460,000	View
AdvantageFirst Lending Inc	FHA	2	0.3%	100%	$370,000
Guaranty Mortgage Services, LLC	Conventional	2	0.3%	100%	$470,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.3%	100%	$395,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.3%	66.7%	$295,000
Planet Home Lending, LLC	FHA	2	0.3%	100%	$310,000
Gardner Financial Services	Conventional	2	0.3%	100%	$370,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.3%	100%	$410,000	View
Mortgage Research Center	Conventional, VA	2	0.3%	40%	$300,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.3%	66.7%	$335,000	View
Mutual of Omaha Mortgage	Conventional, FHA	2	0.3%	100%	$380,000
ClearEdge Lending LLC	Conventional, Jumbo	2	0.3%	100%	$1,730,000
Paramount Residential Mortgage	FHA	2	0.3%	66.7%	$360,000
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.3%	100%	$295,000
Village Capital & Investment	FHA, VA	2	0.3%	100%	$305,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$155,000	View
Msu Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$635,000
VyStar Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$105,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	100%	$415,000	View
Arc Home LLC	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$485,000	View
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$295,000
Royal United Mortgage LLC	Conventional	1	0.1%	50%	$95,000
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$595,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$425,000	View
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$615,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$285,000
Nbkc Bank	VA	1	0.1%	33.3%	$255,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$395,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$145,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$555,000
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$385,000
Shelter Home Mortgage, LLC	Conventional	1	0.1%	100%	$55,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$645,000
River Bank & Trust	Conventional	1	0.1%	100%	$395,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$285,000	View
Nqm Funding, LLC	Conventional	1	0.1%	25%	$335,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$365,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$465,000
American Financing Corporation	Conventional	1	0.1%	28.6%	$185,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$515,000
Bay Equity LLC	Conventional	1	0.1%	100%	$205,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$355,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$435,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$455,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$2,325,000
Nfm, Inc	VA	1	0.1%	50%	$355,000
New Day Financial, LLC.	VA	1	0.1%	50%	$295,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$425,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$395,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$225,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$445,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	50%	$1,145,000	View
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$505,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA	1	0.1%	100%	$345,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$485,000
Radius Financial Group Inc	FHA	1	0.1%	100%	$305,000
Geo-Corp, Inc.	Conventional	1	0.1%	100%	$365,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.1%	100%	$1,205,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$305,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$85,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.1%	100%	$1,015,000	View
Carrington Mortgage Services LLC	Conventional	1	0.1%	50%	$195,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$415,000	View
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$125,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$375,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$315,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +5 HELOCs	0%	n/a		View
Bank Ozk	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	0%
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Duluth Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Duluth, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Duluth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Duluth in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Duluth, GA

Use these to narrow the list above. Each category shows how many Duluth, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 112 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 48 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 21 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 28 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 29 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Duluth, GA

Independent mortgage companies closed 71.6 percent of home loans in Duluth, Georgia in 2025, banks 20.8 percent and credit unions 7.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Renasant Bank the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 21 loans.

71.6%

Mortgage companies

20.8%

Banks

7.6%

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Duluth, GA

Who is the largest mortgage lender in Duluth, GA?

By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Duluth, Georgia with 21 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Duluth, GA have the highest approval rates?

Among lenders with meaningful volume in Duluth, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89.3 percent, against a 80.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Duluth, GA mortgage lenders offer FHA, VA and USDA loans?

48 lenders closed FHA loans in Duluth, Georgia in 2025, led by United Wholesale Mortgage with 10. 21 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Duluth, GA lender list?

Yes. 52 banks and 18 credit unions closed home loans in Duluth, Georgia in 2025, alongside 112 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Duluth, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Duluth, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Duluth, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Duluth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.