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Mortgage Lenders and Brokers in Alpharetta, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Alpharetta, Georgia mortgage lenders include Ameris BankAmeris Bank5015 Windward Pkwy, Alpharetta, GA 30004A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank5690 Atlanta Hwy, Alpharetta, GA 30004A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6155 Ollie Walk, Alpharetta, GA 30005A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3310 Old Alabama Rd, Alpharetta, GA 30022A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA6175 Windward Pkwy, Alpharetta, GA 30005A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank4850 Atlanta Hwy, Alpharetta, GA 30004A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 3.22%, Renasant BankRenasant Bank1475 Mcfarland Pkwy, Alpharetta, GA 30005A+5.0 ★Texas Ratio: 4.72%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, and United Community BankUnited Community Bank5125 Atlanta Hwy, Alpharetta, GA 30004A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Alpharetta, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alpharetta are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Alpharetta, Georgia

Market share is the lender's share of all home loans closed in Alpharetta, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Alpharetta 5015 Windward Pkwy, Alpharetta, GA 30004 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	63 +8 HELOCs	6.6%	98.5%	$609,285	View
Truist Bank ★ 1 stars, 1 review 9 offices in Alpharetta 5690 Atlanta Hwy, Alpharetta, GA 30004 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	35 +40 HELOCs	3.7%	94.7%	$905,285	View
JPMorgan Chase Bank, NA 7 offices in Alpharetta 6155 Ollie Walk, Alpharetta, GA 30005 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	20 +2 HELOCs	2.1%	95.5%	$727,000	View
Bank of America NA 4 offices in Alpharetta 3310 Old Alabama Rd, Alpharetta, GA 30022 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	16 +40 HELOCs	1.7%	94.1%	$919,375	View
Wells Fargo Bank NA 5 offices in Alpharetta 6175 Windward Pkwy, Alpharetta, GA 30005 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	10	1.1%	83.3%	$684,000	View
Regions Bank 3 offices in Alpharetta 4850 Atlanta Hwy, Alpharetta, GA 30004 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	9 +7 HELOCs	0.9%	71.4%	$488,333	View
Fifth Third Bank, National Association 2 offices in Alpharetta 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +5 HELOCs	0.3%	80%	$501,666	View
Renasant Bank 4 offices in Alpharetta 1475 Mcfarland Pkwy, Alpharetta, GA 30005 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$408,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Alpharetta 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	2 +6 HELOCs	0.2%	100%	$580,000	View
United Community Bank 1 office in Alpharetta 5125 Atlanta Hwy, Alpharetta, GA 30004 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	66.7%	$1,285,000	View
The Citizens Bank of Georgia 1 office in Alpharetta 5140 Highway 9 N, Alpharetta, GA 30004 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	2	0.2%	100%	$1,165,000	View
First Ciitizens Bank and Trust 2 offices in Alpharetta 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$1,985,000	View
Coastal States Bank 1 office in Alpharetta 3000 Summit Pl, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 4.83%	Conventional	1	0.1%	100%	$275,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Alpharetta 5320 Flynn Crossing Dr, Alpharetta, GA 30005 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +18 HELOCs	0%	n/a		View
Pinnacle Bank 3 offices in Alpharetta 12355 Arnold Mill Rd, Alpharetta, GA 30004 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +3 HELOCs	0%	n/a		View
Mortgage Assurance Inc	Conventional	7	0.7%	100%	$625,000
Huntington National Bank 1 office in Alpharetta A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.2%	100%	$810,000	View
Milend, Inc	Conventional	1	0.1%	100%	$605,000
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA, Jumbo	26	2.7%	100%	$540,384
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, Jumbo, HELOC	21 +11 HELOCs	2.2%	95.5%	$629,761	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA, Jumbo	8	0.8%	100%	$510,000	View
Georgia'S Own Credit Union 5825 Windward Pkwy, Alpharetta, GA 30005 4182 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	7 +19 HELOCs	0.7%	66.7%	$386,428	View
LGE Community Credit Union 2855 Old Milton Pkwy Ste 104, Alpharetta, GA 30009 2230 A+5.0 ★Texas Ratio: 2.70%	Conventional	5	0.5%	83.3%	$313,000	View
Synovus Bank 12355 Arnold Mill Rd, Alpharetta, GA 30004	Conventional, Jumbo, HELOC	3 +15 HELOCs	0.3%	100%	$1,068,333
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	100%	$838,333	View
Bny Mellon, N.A. 3050 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	3	0.3%	100%	$735,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	Conventional, Jumbo, HELOC	2 +8 HELOCs	0.2%	100%	$1,615,000	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$180,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional, Jumbo	2	0.2%	100%	$760,000	View
Peach State Federal Credit Union 155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	50%	$505,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, Jumbo	1	0.1%	100%	$845,000	View
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$305,000	View
First National Bank of Griffin 1475 W Mcintosh Rd, Griffin, GA 30223	Conventional, Jumbo	1	0.1%	100%	$2,505,000
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$535,000	View
Capital City Bank 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +3 HELOCs	0%	n/a		View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	HELOC	0 +1 HELOCs	0%	n/a
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	10 +2 HELOCs	1.1%	83.3%	$749,000	View
Amerisave Mortgage Company	Conventional, HELOC	6 +1 HELOCs	0.6%	31.6%	$123,333
Acu	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.4%	100%	$747,500
BoxCar Mortgage, LLC	Conventional, Jumbo	4	0.4%	100%	$755,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$395,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	93 +1 HELOCs	9.8%	83.6%	$357,043
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	78 +7 HELOCs	8.2%	88.6%	$603,205
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	33	3.5%	85%	$520,151
Provident Funding Associates	Conventional	18	1.9%	90.5%	$514,444
Onward Home Mortgage, LLC	Conventional, FHA	17	1.8%	100%	$533,823
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	16	1.7%	100%	$708,125
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	15 +3 HELOCs	1.6%	72.7%	$459,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	14	1.5%	93.3%	$250,000	View
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	13 +2 HELOCs	1.4%	100%	$844,230
Spring Eq, LLC	Conventional, HELOC	13 +1 HELOCs	1.4%	56%	$138,076
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	12	1.3%	100%	$680,833
Kind Lending, LLC	Conventional	11	1.2%	91.7%	$601,363
Atlantic Bay Mortgage Group	Conventional, Jumbo	11	1.2%	100%	$586,818
Nationstar Mortgage	Conventional	10	1.1%	71.4%	$285,000
Movement Mortgage, LLC	Conventional, FHA, HELOC	9 +1 HELOCs	0.9%	100%	$559,444
Newrez LLC	Conventional, FHA, Jumbo	9	0.9%	60%	$507,222
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	8 +11 HELOCs	0.8%	66.7%	$551,250
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	8 +1 HELOCs	0.8%	100%	$750,000
Everett Financial, Inc.	Conventional, Jumbo	8	0.8%	100%	$486,250
Freedom Mortgage Corporation	Conventional, FHA, VA	8	0.8%	88.9%	$537,500
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	0.8%	100%	$887,500	View
Fairway Independent Mort Corp	Conventional	8	0.8%	88.9%	$506,250
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	7 +15 HELOCs	0.7%	87.5%	$167,857	View
AmeriHome Mortgage Company, LLC	Conventional	7	0.7%	100%	$442,142
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	7	0.7%	87.5%	$483,571	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	7	0.7%	77.8%	$457,857	View
The Loan Store, Inc	Conventional, HELOC	6 +1 HELOCs	0.6%	87.5%	$436,666
Lakeview Loan Servicing, LLC	Conventional	5	0.5%	42.9%	$185,000
VyStar Credit Union	Conventional	5	0.5%	100%	$533,000
Digital Federal Credit Union	Conventional, HELOC	4 +4 HELOCs	0.4%	100%	$152,500
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	4	0.4%	80%	$1,030,000
Sage Home Loans Corporation	Conventional	4	0.4%	100%	$472,500
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, Jumbo	4	0.4%	66.7%	$867,500	View
Assurance Financial Group, L.L.C.	Conventional, Jumbo	4	0.4%	100%	$845,000
Mutual of Omaha Mortgage	Conventional	4	0.4%	100%	$535,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.4%	100%	$1,982,500	View
Paramount Residential Mortgage	Conventional, Jumbo	4	0.4%	100%	$1,125,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	4	0.4%	100%	$477,500	View
Better Mortgage Corporation	Conventional, HELOC	3 +5 HELOCs	0.3%	60%	$181,666
Guaranteed Rate Affinity, LLC	Conventional, HELOC	3 +3 HELOCs	0.3%	100%	$501,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$645,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.3%	100%	$1,051,666	View
Nbkc Bank	Conventional	3	0.3%	60%	$425,000
General Mortgage Capital Corporation	Conventional	3	0.3%	100%	$415,000
Discover Bank	Conventional	3	0.3%	16.7%	$175,000
American Federal Mortgage Corporation A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.3%	100%	$618,333	View
T2 Financial LLC	Conventional	3	0.3%	100%	$525,000
Stockton Mortgage Corporation	Conventional	3	0.3%	100%	$618,333
Zillow Home Loans, LLC	Conventional	3	0.3%	75%	$428,333
Vanderbilt Mortgage and Finance, Inc	Conventional	3	0.3%	75%	$518,333
Tomo Mortgage LLC	Conventional	3	0.3%	100%	$498,333
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	2 +7 HELOCs	0.2%	100%	$1,290,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	100%	$1,190,000	View
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	100%	$1,095,000
Ruoff Mortgage Company	Conventional	2	0.2%	66.7%	$215,000
American Financial Resources LLC	Conventional, FHA	2	0.2%	66.7%	$505,000
Primelending	Conventional	2	0.2%	100%	$555,000
Canopy Mortgage, LLC	Conventional, FHA, Jumbo	2	0.2%	100%	$780,000
Toll Brothers Mortgage Company	Conventional, Jumbo	2	0.2%	62.5%	$505,000
United Trust Bank	Conventional	2	0.2%	100%	$485,000
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$500,000
AmWest Funding Corp	Conventional	2	0.2%	66.7%	$420,000
Sanctuary Home Mortgage, LLC	Conventional, Jumbo	2	0.2%	100%	$745,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA, Jumbo	2	0.2%	100%	$750,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	2	0.2%	100%	$1,030,000	View
Success Mortgage Partners, Inc	Conventional	2	0.2%	100%	$650,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.2%	66.7%	$410,000
Real Genius LLC	Conventional	2	0.2%	66.7%	$595,000
Homeowners Financial Group, LLC	Conventional, FHA	2	0.2%	100%	$495,000
Greenbox Loans	Conventional, Jumbo	2	0.2%	100%	$2,550,000
Cardinal Financial Company, Li	Conventional, Jumbo	2	0.2%	100%	$705,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	2	0.2%	100%	$1,020,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$415,000	View
Mortgage Research Center	Conventional, VA, Jumbo	2	0.2%	40%	$860,000
Iserve Residential Lending	FHA	2	0.2%	100%	$670,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.2%	100%	$1,545,000	View
ClearEdge Lending LLC	Conventional, Jumbo	2	0.2%	100%	$800,000
Nmsi, Inc.	Conventional, Jumbo	2	0.2%	100%	$1,580,000
Nexera Holding LLC	Conventional, Jumbo	2	0.2%	100%	$690,000
Champions Funding, LLC	Conventional	2	0.2%	100%	$505,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	33.3%	$805,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$485,000
Goodleap, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$115,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,445,000
Originpoint, LLC	Conventional	1	0.1%	100%	$505,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$675,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$705,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$625,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional	1	0.1%	100%	$455,000	View
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$675,000
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$395,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$1,775,000	View
Envoy Mortgage, Ltd	Conventional	1	0.1%	50%	$305,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$755,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$615,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$115,000	View
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	1	0.1%	100%	$855,000	View
Firstrust Savings Bank	Conventional	1	0.1%	100%	$755,000
Princeton Mortgage Corporation	FHA	1	0.1%	100%	$495,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$525,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	1	0.1%	100%	$1,625,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$795,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$255,000
First State Bank of St Charles	Conventional, Jumbo	1	0.1%	100%	$855,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$245,000
Nqm Funding, LLC	Conventional	1	0.1%	33.3%	$525,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$345,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$725,000
Bay Equity LLC	Conventional	1	0.1%	100%	$675,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$475,000
Eastman Credit Union	Conventional	1	0.1%	100%	$525,000
Aurora Financial, LLC	Conventional	1	0.1%	100%	$455,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$725,000
Nfm, Inc	Conventional	1	0.1%	100%	$325,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$615,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$625,000	View
Suncoast Credit Union	Conventional, Jumbo	1	0.1%	100%	$975,000
First Commonwealth Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$805,000	View
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$235,000
Community Mortgage Corporation	Conventional	1	0.1%	100%	$625,000
Macatawa Bank, N.A. A+5.0 ★Texas Ratio: 0.50%	Conventional, Jumbo	1	0.1%	100%	$1,045,000	View
American Pacific Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$835,000
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$555,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$505,000
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$465,000
Radius Financial Group Inc	Conventional	1	0.1%	100%	$495,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,005,000
New American Funding, LLC.	Conventional	1	0.1%	50%	$355,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$435,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$695,000	View
Lower, LLC	Conventional	1	0.1%	50%	$255,000
Pulte Mortgage LLC	Conventional, Jumbo	1	0.1%	100%	$1,075,000
Stanford Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$935,000
Gmfs, LLC	Conventional	1	0.1%	100%	$575,000
Florida Capital Bank, N.A	Conventional, Jumbo	1	0.1%	100%	$1,315,000
Mortgage Investors Group	Conventional	1	0.1%	100%	$255,000
Toyota Financial Savings Bank	Conventional, Jumbo	1	0.1%	100%	$925,000
Carrington Mortgage Services LLC	FHA	1	0.1%	28.6%	$365,000
Geneva Financial LLC	FHA	1	0.1%	100%	$465,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$255,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$625,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$775,000
Village Capital & Investment	VA	1	0.1%	100%	$645,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$515,000
JMAC Lending, Inc.	Conventional, Jumbo	1	0.1%	100%	$2,385,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +3 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Bank Ozk	HELOC	0 +2 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
Truliant Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Proponent FCU	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allegacy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
RBC Bank (Georgia), N.A. A+5.0 ★Texas Ratio: 1.90%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Alpharetta Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Alpharetta, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Alpharetta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alpharetta in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Alpharetta, GA

Use these to narrow the list above. Each category shows how many Alpharetta, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 109 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 65 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 27 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 14 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 73 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 23 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Alpharetta, GA

Independent mortgage companies closed 59.3 percent of home loans in Alpharetta, Georgia in 2025, banks 33.5 percent and credit unions 7.2 percent. Mortgage Assurance Inc was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 63 loans.

59.3%

Mortgage companies

33.5%

Banks

7.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Alpharetta, GA

Who is the largest mortgage lender in Alpharetta, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Alpharetta, Georgia with 63 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Alpharetta, GA have the highest approval rates?

Among lenders with meaningful volume in Alpharetta, Georgia, Ameris Bank approved the highest share of completed applications in 2025 at 98.5 percent, against a 85.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Alpharetta, GA mortgage lenders offer FHA, VA and USDA loans?

27 lenders closed FHA loans in Alpharetta, Georgia in 2025, led by United Wholesale Mortgage with 6. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Alpharetta, GA lender list?

Yes. 65 banks and 24 credit unions closed home loans in Alpharetta, Georgia in 2025, alongside 109 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Alpharetta, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Alpharetta, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alpharetta, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alpharetta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.