Mortgage Lenders and Brokers in Albany, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Albany, Georgia mortgage lenders include Georgia Community BankGeorgia Community Bank704 N Westover Blvd, Albany, GA 31707A5.0 ★Texas Ratio: 6.55%, Flint Community BankFlint Community Bank2910 Meredyth Dr, Albany, GA 31721B+4.7 ★Texas Ratio: 18.53%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Ameris BankAmeris Bank2627 Dawson Rd, Albany, GA 31707A+5.0 ★Texas Ratio: 1.82%, Renasant BankRenasant Bank200 Loftus Dr, Albany, GA 31705A+5.0 ★Texas Ratio: 4.72%, Truist BankTruist Bank710 N Westover Blvd, Albany, GA 31707A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank2610 Dawson Rd, Albany, GA 31707A+5.0 ★Texas Ratio: 4.37%, First State Bank of BlakelyFirst State Bank of Blakely2101 N Slappey Blvd, Albany, GA 31701, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, and Bank of DawsonBank of Dawson209 N Main St, Dawson, GA 39842A+5.0 ★Texas Ratio: 0.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Albany, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Albany are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Albany, Georgia
Market share is the lender's share of all home loans closed in Albany, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Albany 704 N Westover Blvd, Albany, GA 31707 A5.0 ★Texas Ratio: 6.55% |
Conventional | 89 | 11% | 100% | $74,101 | View |
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2910 Meredyth Dr, Albany, GA 31721 B+4.7 ★Texas Ratio: 18.53% |
Conventional | 58 | 7.2% | 100% | $117,931 | View |
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1 office in Albany 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, VA | 40 | 4.9% | 95.2% | $188,250 | View |
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★ 4 stars, 1 review 1 office in Albany 2627 Dawson Rd, Albany, GA 31707 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, Jumbo, HELOC | 29 +7 HELOCs |
3.6% | 80.6% | $168,103 | View |
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3 offices in Albany 200 Loftus Dr, Albany, GA 31705 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 28 +13 HELOCs |
3.5% | 96.6% | $135,000 | View |
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★ 1 stars, 1 review 2 offices in Albany 710 N Westover Blvd, Albany, GA 31707 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 9 +4 HELOCs |
1.1% | 83.3% | $225,000 | View |
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3 offices in Albany 2610 Dawson Rd, Albany, GA 31707 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 7 +5 HELOCs |
0.9% | 38.9% | $103,571 | View |
First State Bank of Blakely
2101 N Slappey Blvd, Albany, GA 31701 |
Conventional | 24 | 3% | 100% | $76,666 | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, FHA, VA, Jumbo, HELOC | 21 +3 HELOCs |
2.6% | 85.2% | $168,809 | |
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209 N Main St, Dawson, GA 39842 A+5.0 ★Texas Ratio: 0.86% |
Conventional | 8 | 1% | 100% | $191,250 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA, VA | 6 | 0.7% | 100% | $141,666 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.6% | 100% | $121,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 0.6% | 41.7% | $63,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA | 5 | 0.6% | 62.5% | $101,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 4 +6 HELOCs |
0.5% | 30.8% | $150,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
0.5% | 66.7% | $315,000 | View |
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701 N Westover Blvd, Albany, GA 31707 B+4.5 ★Texas Ratio: 11.31% |
Conventional | 2 | 0.2% | 100% | $150,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 0.2% | 100% | $105,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 0.2% | 100% | $85,000 | View |
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400 W Shotwell St, Bainbridge, GA 39819 A5.0 ★Texas Ratio: 8.16% |
Conventional | 2 | 0.2% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $85,000 | View |
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819 E Shotwell St, Bainbridge, GA 39819 A-4.3 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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100 Island Professional Park, Saint Simons Island, GA 31522 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.1% | 29.4% | $108,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 0.6% | 83.3% | $159,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.2% | 66.7% | $230,000 | View |
Milend, Inc
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Conventional, VA | 2 | 0.2% | 50% | $195,000 | |
First Option Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $125,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $185,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 62 +1 HELOCs |
7.7% | 89.9% | $243,064 | |
Rocket Mortgage
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Conventional, FHA, VA | 54 | 6.7% | 71.8% | $174,074 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 37 | 4.6% | 95% | $205,540 | |
Mortgage Research Center
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Conventional, FHA, VA | 36 | 4.4% | 67.9% | $225,555 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 18 +11 HELOCs |
2.2% | 54.1% | $160,555 | |
Nationstar Mortgage
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Conventional, VA | 16 | 2% | 84.2% | $158,125 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
1.9% | 62.5% | $124,333 | |
Newrez LLC
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Conventional, FHA | 13 | 1.6% | 59.1% | $205,769 | |
New American Funding, LLC.
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Conventional, FHA, VA | 13 | 1.6% | 72.2% | $180,384 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 1.5% | 70% | $182,500 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 8 | 1% | 72.7% | $216,250 | View |
Planet Home Lending, LLC
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Conventional, FHA, VA | 6 | 0.7% | 75% | $188,333 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.6% | 83.3% | $155,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 0.6% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 5 | 0.6% | 40% | $193,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 5 | 0.6% | 83.3% | $361,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 0.6% | 46.2% | $175,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 4 | 0.5% | 80% | $215,000 | |
American Financial Network, Inc.
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FHA, VA | 4 | 0.5% | 100% | $187,500 | |
Calcon Mutual Mortgage LLC
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FHA, VA | 4 | 0.5% | 80% | $190,000 | |
Geneva Financial LLC
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FHA, USDA | 4 | 0.5% | 100% | $160,000 | |
Mortgage Solutions of Colorado
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VA | 4 | 0.5% | 100% | $147,500 | |
Five Star Credit Union
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Conventional | 4 | 0.5% | 100% | $225,000 | |
Village Capital & Investment
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FHA, VA | 4 | 0.5% | 66.7% | $345,000 | |
Goodleap, LLC
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Conventional, VA | 3 | 0.4% | 80% | $165,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.4% | 100% | $138,333 | |
Securitynational Mortgage Company
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Conventional, FHA | 3 | 0.4% | 100% | $121,666 | |
Towne Mortgage Company
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Conventional, VA | 3 | 0.4% | 80% | $138,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $50,000 | |
American Financial Resources LLC
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FHA | 2 | 0.2% | 100% | $260,000 | |
Guaranteed Rate, Inc.
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VA | 2 | 0.2% | 100% | $300,000 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.2% | 100% | $100,000 | |
Royal United Mortgage LLC
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Conventional, VA | 2 | 0.2% | 66.7% | $115,000 | |
Primelending
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Conventional | 2 | 0.2% | 100% | $300,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA, VA | 2 | 0.2% | 100% | $240,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 2 | 0.2% | 100% | $300,000 | View |
Discover Bank
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Conventional | 2 | 0.2% | 15.4% | $110,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.2% | 100% | $180,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 50% | $85,000 | |
American Financing Corporation
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FHA | 2 | 0.2% | 66.7% | $90,000 | |
Atlantic Bay Mortgage Group
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FHA | 2 | 0.2% | 100% | $200,000 | |
T2 Financial LLC
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Conventional, VA | 2 | 0.2% | 40% | $255,000 | |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $190,000 | |
Sente Mortgage, Inc.
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FHA | 2 | 0.2% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.2% | 100% | $170,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $340,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 2 | 0.2% | 100% | $360,000 | View |
Fairway Independent Mort Corp
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FHA, VA | 2 | 0.2% | 100% | $210,000 | |
Reliance First Capital, LLC
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FHA | 2 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $95,000 | View |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Cadence Bank
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FHA | 1 | 0.1% | 100% | $205,000 | |
EMM Loans LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
Genisys Credit Union
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.1% | 50% | $165,000 | |
MortgageOne, Inc
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FHA | 1 | 0.1% | 100% | $175,000 | |
Brighton Bank
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.1% | 100% | $345,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 25% | $115,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Dart Bank
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FHA | 1 | 0.1% | 100% | $205,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $95,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.1% | 100% | $255,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 50% | $145,000 | View |
Servis One, Inc
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VA | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $265,000 | View |
21St Mortgage
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Conventional | 1 | 0.1% | 25% | $105,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 12.5% | $125,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $105,000 | View |
Texana Bank
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $175,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 100% | $85,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Albany Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Albany, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Albany? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Albany in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Albany, GA
Use these to narrow the list above. Each category shows how many Albany, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Albany, GA
Independent mortgage companies closed 49.4 percent of home loans in Albany, Georgia in 2025, banks 47 percent and credit unions 3.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Georgia Community Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Georgia Community Bank led with 89 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Albany, GA
By home loans closed in 2025, Georgia Community Bank was the largest mortgage lender in Albany, Georgia with 89 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Albany, Georgia, Georgia Community Bank approved the highest share of completed applications in 2025 at 100 percent, against a 77.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
60 lenders closed FHA loans in Albany, Georgia in 2025, led by United Wholesale Mortgage with 25. 44 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 6 credit unions closed home loans in Albany, Georgia in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Albany, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Albany, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Albany. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
