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Mortgage Lenders and Brokers in Viera West, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Viera West, Florida mortgage lenders include Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Community Credit Union of FloridaCommunity Credit Union of Florida660 West Ave, Cocoa, FL 32927 4971A+5.0 ★Texas Ratio: 1.43%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, and US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Viera West, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Viera West are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Viera West, Florida

Market share is the lender's share of all home loans closed in Viera West, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, Jumbo, HELOC	298 +71 HELOCs	26.6%	95.9%	$526,778	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	15 +2 HELOCs	1.3%	93.8%	$465,666	View
Community Credit Union of Florida 660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43%	Conventional, Jumbo, HELOC	12 +15 HELOCs	1.1%	85.7%	$562,500	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	9 +10 HELOCs	0.8%	100%	$663,888	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	8	0.7%	62.5%	$170,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	5 +9 HELOCs	0.4%	83.3%	$661,000	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	5	0.4%	100%	$359,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +7 HELOCs	0.3%	100%	$308,333	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.3%	100%	$491,666	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	3 +1 HELOCs	0.3%	50%	$841,666	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	100%	$481,666	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo	3	0.3%	75%	$1,598,333	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	66.7%	$720,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$75,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$805,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$185,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,005,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,495,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$585,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$365,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional, Jumbo	1	0.1%	100%	$2,245,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.1%	100%	$815,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional	1	0.1%	100%	$585,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$635,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$515,000	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$105,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	VA	1	0.1%	33.3%	$615,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +1 HELOCs	0%	n/a		View
DYBN Financial Corporation dba Morgan Financial	Conventional, VA, Jumbo	38	3.4%	100%	$488,421
The Mortgage Firm	Conventional, FHA, VA, Jumbo	30	2.7%	97.2%	$430,000
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	19	1.7%	88.5%	$510,263
Trailblazer Mortgage L.L.C.	Conventional, FHA	16	1.4%	100%	$311,875
Alkan Mortgage Corporation	Conventional, FHA	6	0.5%	100%	$405,000
Lakeview Loan Servicing, LLC	Conventional, VA	5	0.4%	41.2%	$227,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	2	0.2%	100%	$445,000	View
Builders Choice Mortgage LLC	Conventional, FHA	2	0.2%	100%	$500,000
New Day Financial, LLC.	VA, Jumbo	2	0.2%	66.7%	$580,000
Marine Bank A+5.0 ★Texas Ratio: 4.56%	Conventional	2	0.2%	100%	$485,000	View
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$575,000
PHH Mortgage Corporation	VA	1	0.1%	66.7%	$775,000
Nqm Funding, LLC	Conventional, Jumbo	1	0.1%	33.3%	$1,505,000
Fairway Funding Group, Inc	Conventional	1	0.1%	100%	$335,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$335,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	102 +2 HELOCs	9.1%	89%	$593,235
Pulte Mortgage LLC	Conventional, FHA, VA	90	8%	90.2%	$364,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	81	7.2%	85%	$425,864
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	29 +1 HELOCs	2.6%	96.7%	$493,965
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	29	2.6%	90.6%	$437,068
DHI Mortgage Company, LTD.	Conventional, FHA, VA	27	2.4%	84.8%	$365,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	21 +5 HELOCs	1.9%	84%	$451,666
Embrace Home Loans, Inc.	Conventional, VA, Jumbo	16	1.4%	94.4%	$556,250
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA, Jumbo	15	1.3%	83.3%	$648,333	View
Mortgage Research Center	Conventional, VA, Jumbo	15	1.3%	68.2%	$488,333
Nationstar Mortgage	Conventional, FHA, VA	9	0.8%	90%	$225,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA, Jumbo	9	0.8%	75%	$379,444	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	7	0.6%	63.6%	$375,000	View
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	6	0.5%	60%	$555,000
Direct Mortgage Loans, LLC	Conventional, VA	6	0.5%	100%	$441,666
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	5 +1 HELOCs	0.4%	100%	$611,000
T2 Financial LLC	Conventional, FHA	5	0.4%	100%	$427,000
New American Funding, LLC.	Conventional, VA	5	0.4%	100%	$247,000
Plaza Home Mortgage, Inc	Conventional, VA	5	0.4%	62.5%	$375,000
loanDepot.com LLC	Conventional, VA, HELOC	4 +2 HELOCs	0.4%	66.7%	$442,500
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	4	0.4%	100%	$605,000
Everett Financial, Inc.	Conventional, FHA	4	0.4%	100%	$502,500
Nbkc Bank	Conventional, VA	4	0.4%	100%	$637,500
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA	4	0.4%	100%	$622,500	View
Better Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$331,666
Cadence Bank	Conventional, VA	3	0.3%	100%	$411,666
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	3	0.3%	60%	$685,000
Movement Mortgage, LLC	Conventional, VA, Jumbo	3	0.3%	100%	$565,000
Fairway Independent Mort Corp	Conventional, VA, Jumbo	3	0.3%	100%	$868,333
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.3%	60%	$501,666	View
Pentagon Federal Credit Union	VA, HELOC	2 +3 HELOCs	0.2%	50%	$680,000
HomeBridge Financial Services, Inc	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$500,000
EMM Loans LLC	Conventional, Jumbo	2	0.2%	100%	$850,000
Guaranteed Rate Affinity, LLC	Conventional, VA	2	0.2%	100%	$520,000
Primary Residential Mortgage, INC.	Conventional, VA	2	0.2%	100%	$485,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$490,000
Intercoastal Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, VA	2	0.2%	100%	$530,000	View
Total Mortgage Services, LLC	Conventional	2	0.2%	100%	$400,000
Cardinal Financial Company, Li	Conventional, VA	2	0.2%	66.7%	$350,000
Provident Funding Associates	Conventional	2	0.2%	100%	$575,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	2	0.2%	100%	$535,000	View
American Pacific Mortgage Corporation	Conventional, VA	2	0.2%	100%	$415,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	100%	$520,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional, VA	2	0.2%	100%	$410,000
Compass Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$405,000
Nexera Holding LLC	Conventional	2	0.2%	100%	$305,000
Champions Funding, LLC	Conventional	2	0.2%	100%	$380,000
Village Capital & Investment	FHA, VA	2	0.2%	100%	$565,000
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$55,000
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$285,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$535,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$405,000
Fourleaf Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$935,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$635,000
First Bank A5.0 ★Texas Ratio: 6.67%	Conventional	1	0.1%	100%	$805,000	View
Envoy Mortgage, Ltd	Conventional, Jumbo	1	0.1%	100%	$1,285,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$515,000
Bank of Hope A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$525,000	View
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$705,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$455,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	VA	1	0.1%	100%	$655,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$665,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.1%	100%	$665,000	View
Amerisave Mortgage Company	Conventional	1	0.1%	16.7%	$135,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$695,000	View
AdvantageFirst Lending Inc	FHA	1	0.1%	50%	$485,000
American Financial Network, Inc.	VA	1	0.1%	100%	$735,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	1	0.1%	100%	$1,105,000	View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	VA	1	0.1%	100%	$435,000	View
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$575,000
Discover Bank	Conventional	1	0.1%	25%	$185,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$285,000
Hightechlending, Inc	Conventional, Jumbo	1	0.1%	100%	$915,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0.1%	100%	$355,000
American Security Mortgage Cor	Conventional	1	0.1%	100%	$545,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$285,000
Union Home Mortgage Corp.	VA	1	0.1%	100%	$675,000
Bay Equity LLC	Conventional	1	0.1%	100%	$165,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Eastman Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,195,000
Weichert Financial Services	Conventional	1	0.1%	100%	$365,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$25,000
Nfm, Inc	Conventional	1	0.1%	100%	$235,000
Union Savings Bank	Conventional	1	0.1%	100%	$295,000
Lake Michigan Credit Union	Conventional, Jumbo	1	0.1%	100%	$985,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$445,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Zillow Home Loans, LLC	VA	1	0.1%	100%	$575,000
Mutual of Omaha Mortgage	VA	1	0.1%	33.3%	$785,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$765,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$285,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	VA, Jumbo	1	0.1%	50%	$1,215,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$385,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.1%	100%	$1,535,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$735,000	View
Paramount Residential Mortgage	VA	1	0.1%	100%	$755,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	VA	1	0.1%	66.7%	$575,000	View
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$105,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$435,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$555,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$765,000
Coastal Community Bank	HELOC	0 +4 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Nextmortgage, LLC	HELOC	0 +1 HELOCs	0%	100%
Delta Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
DFCU Financial	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northrop Grumman Federal Credit Union	HELOC	0 +1 HELOCs	0%	100%
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Viera West Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Viera West, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Viera West? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Viera West in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Viera West, FL

Use these to narrow the list above. Each category shows how many Viera West, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 94 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 44 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 22 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 58 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 43 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 24 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Viera West, FL

Independent mortgage companies closed 59.4 percent of home loans in Viera West, Florida in 2025, banks 9.5 percent and credit unions 31.1 percent. DYBN Financial Corporation dba Morgan Financial was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 298 loans.

59.4%

Mortgage companies

9.5%

Banks

31.1%

Credit unions

FHA loans

22%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Viera West, FL

Who is the largest mortgage lender in Viera West, FL?

By home loans closed in 2025, Space Coast Credit Union was the largest mortgage lender in Viera West, Florida with 298 loans, about 26.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Viera West, FL have the highest approval rates?

Among lenders with meaningful volume in Viera West, Florida, Space Coast Credit Union approved the highest share of completed applications in 2025 at 95.9 percent, against a 88.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Viera West, FL mortgage lenders offer FHA, VA and USDA loans?

22 lenders closed FHA loans in Viera West, Florida in 2025, led by Trailblazer Mortgage L.L.C. with 11. 58 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Viera West, FL lender list?

Yes. 44 banks and 18 credit unions closed home loans in Viera West, Florida in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Viera West, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Viera West, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Viera West, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Viera West. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.