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Mortgage Lenders and Brokers in Titusville, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Titusville, Florida mortgage lenders include Regions BankRegions Bank905 Cheney Hwy, Titusville, FL 32780A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2700 S Washington Ave, Titusville, FL 32780A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA219 Indian River Ave, Titusville, FL 32796A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1819 Cheney Hwy, Titusville, FL 32780A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank201 Cheney Hwy, Titusville, FL 32780A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA2600 Barna Ave, Titusville, FL 32780A+5.0 ★Texas Ratio: 4.14%, Launch Credit UnionLaunch Credit Union3950 S Washington Ave, Titusville, FL 32780A5.0 ★Texas Ratio: 7.61%, Space Coast Credit UnionSpace Coast Credit Union1920 Cheney Hwy, Titusville, FL 32780A+5.0 ★Texas Ratio: 5.37%, Community Credit Union of FloridaCommunity Credit Union of Florida2455 S Washington Ave, Titusville, FL 32780A+5.0 ★Texas Ratio: 1.43%, and US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Titusville, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Titusville are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Titusville, Florida

Market share is the lender's share of all home loans closed in Titusville, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 1 office in Titusville 905 Cheney Hwy, Titusville, FL 32780 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	19 +20 HELOCs	1.4%	72.4%	$119,736	View
JPMorgan Chase Bank, NA 1 office in Titusville 2700 S Washington Ave, Titusville, FL 32780 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	12 +1 HELOCs	0.9%	92.3%	$257,500	View
Wells Fargo Bank NA 1 office in Titusville 219 Indian River Ave, Titusville, FL 32796 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	12	0.9%	68.4%	$235,833	View
Truist Bank ★ 1 stars, 1 review 2 offices in Titusville 1819 Cheney Hwy, Titusville, FL 32780 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	8 +18 HELOCs	0.6%	80%	$221,250	View
TD Bank 1 office in Titusville 201 Cheney Hwy, Titusville, FL 32780 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	5 +9 HELOCs	0.4%	83.3%	$65,000	View
Bank of America NA 1 office in Titusville 2600 Barna Ave, Titusville, FL 32780 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +7 HELOCs	0.3%	100%	$255,000	View
Launch Credit Union 3950 S Washington Ave, Titusville, FL 32780 A5.0 ★Texas Ratio: 7.61%	Conventional	81	5.8%	53.2%	$124,753	View
Space Coast Credit Union 1920 Cheney Hwy, Titusville, FL 32780 A+5.0 ★Texas Ratio: 5.37%	Conventional, Jumbo, HELOC	52 +37 HELOCs	3.7%	76.4%	$180,384	View
Community Credit Union of Florida 2455 S Washington Ave, Titusville, FL 32780 A+5.0 ★Texas Ratio: 1.43%	Conventional, FHA, VA, Jumbo, HELOC	23 +59 HELOCs	1.6%	81.2%	$291,521	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	7 +2 HELOCs	0.5%	61.5%	$259,285	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	66.7%	$220,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	6	0.4%	82.4%	$75,000	View
VyStar Credit Union 1809 Cheney Hwy, Titusville, FL 32780 6021 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	5 +2 HELOCs	0.4%	83.3%	$149,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +3 HELOCs	0.3%	66.7%	$422,500	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	4	0.3%	66.7%	$205,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	4	0.3%	57.1%	$187,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	3 +5 HELOCs	0.2%	100%	$275,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +2 HELOCs	0.2%	50%	$145,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0.2%	75%	$411,666	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	3	0.2%	100%	$175,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	FHA, HELOC	1 +3 HELOCs	0.1%	100%	$205,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$275,000	View
Nicolet National Bank 1100 5th Ave S, Naples, FL 34102 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$655,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	20%	$875,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$305,000	View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	Conventional	1	0.1%	100%	$145,000	View
Central Bank 2300 N Ponce De Leon Blvd, Saint Augustine, FL 32084 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$655,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	VA	1	0.1%	100%	$335,000	View
Tyndall Federal Credit Union 1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0.1%	100%	$35,000	View
NBH Bank 3835 Pga Boulevard Suite 305, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 2.90%	VA	1	0.1%	100%	$595,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional	1	0.1%	100%	$325,000	View
Ithink Financial Credit Union 790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	100%	$85,000	View
Colony Bank 10970 San Jose Boulevard, Jacksonville, FL 32223 A+5.0 ★Texas Ratio: 4.01%	Conventional, Jumbo	1	0.1%	100%	$1,865,000	View
The Central Trust Bank 3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$555,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$405,000	View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	100%	$305,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	40%	$25,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional	1	0.1%	100%	$205,000
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$215,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	n/a		View
The Mortgage Firm	Conventional, FHA, VA	49	3.5%	98.2%	$284,183
Freedom Mortgage Corporation	FHA, VA	22	1.6%	89.3%	$265,909
DYBN Financial Corporation dba Morgan Financial	Conventional, VA	8	0.6%	100%	$233,750
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.5%	58.8%	$226,428
Acrisure Mortgage, LLC	Conventional, FHA, VA	6	0.4%	85.7%	$343,333
Coastal Loans, LLC	Conventional, VA	3	0.2%	100%	$371,666
Alkan Mortgage Corporation	FHA	3	0.2%	100%	$248,333
New Day Financial, LLC.	VA	3	0.2%	23.5%	$248,333
Mortgage Lenders Investment Tr	Conventional, FHA	2	0.1%	100%	$170,000
Marine Bank A+5.0 ★Texas Ratio: 4.56%	Conventional	2	0.1%	100%	$340,000	View
Americas Mortgage Professionals, LLC	FHA	1	0.1%	100%	$185,000
Mortgage300 Corporation	Conventional	1	0.1%	100%	$325,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	173 +2 HELOCs	12.3%	84%	$284,075
Rocket Mortgage	Conventional, FHA, VA	134	9.6%	78%	$223,656
Kbhs Home Loans, LLC	Conventional, FHA, VA	85	6.1%	98.9%	$356,764
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	60 +3 HELOCs	4.3%	100%	$288,833
Mortgage Research Center	Conventional, VA, Jumbo	44	3.1%	67.2%	$330,909
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	39	2.8%	88.6%	$341,153
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	34 +7 HELOCs	2.4%	81%	$261,470
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	26	1.9%	72.2%	$234,230	View
First Heritage Mortgage, LLC	Conventional, FHA, VA	26	1.9%	93.1%	$384,615
Embrace Home Loans, Inc.	Conventional, FHA, VA	22	1.6%	100%	$258,636
Pennymac Loan Services LLC	Conventional, FHA, VA	20	1.4%	77.8%	$227,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	17	1.2%	100%	$139,705	View
Direct Mortgage Loans, LLC	Conventional, FHA, VA	15	1.1%	100%	$234,333
Zillow Home Loans, LLC	Conventional, FHA, VA	14	1%	100%	$257,142
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	14	1%	93.3%	$341,428	View
New American Funding, LLC.	Conventional, FHA, HELOC	11 +1 HELOCs	0.8%	68.8%	$230,454
Guaranteed Rate, Inc.	Conventional, FHA, VA	10	0.7%	100%	$338,000
Amerisave Mortgage Company	Conventional, FHA, VA	10	0.7%	44%	$135,000
Nationstar Mortgage	Conventional, FHA	10	0.7%	66.7%	$145,000
loanDepot.com LLC	Conventional, FHA, VA	9	0.6%	56.2%	$151,666
The Loan Store, Inc	Conventional, HELOC	7 +3 HELOCs	0.5%	100%	$232,142
Planet Home Lending, LLC	Conventional, FHA, VA	7	0.5%	87.5%	$243,571
Paramount Residential Mortgage	Conventional, FHA	7	0.5%	100%	$262,142
Village Capital & Investment	FHA, VA	7	0.5%	93.8%	$367,857
Spring Eq, LLC	Conventional, HELOC	6 +3 HELOCs	0.4%	46.2%	$75,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	6	0.4%	100%	$253,333	View
Everett Financial, Inc.	Conventional, FHA	6	0.4%	100%	$238,333
Kind Lending, LLC	Conventional, FHA, VA	6	0.4%	85.7%	$273,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA	6	0.4%	87.5%	$251,666	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.4%	50%	$261,666	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional, FHA	6	0.4%	100%	$213,333
Primelending	Conventional, FHA	5	0.4%	100%	$261,000
American Pacific Mortgage Corporation	Conventional, FHA	5	0.4%	100%	$221,000
American Financial Resources LLC	FHA, VA	4	0.3%	80%	$265,000
Equity Prime Mortgage LLC	FHA, VA	4	0.3%	100%	$250,000
Union Home Mortgage Corp.	Conventional, VA	4	0.3%	100%	$295,000
Waterstone Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$257,500
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	4	0.3%	50%	$132,500	View
Goodleap, LLC	Conventional, FHA, HELOC	3 +3 HELOCs	0.2%	100%	$165,000
First Community Mortgage, Inc.	Conventional, FHA	3	0.2%	100%	$248,333
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	3	0.2%	75%	$335,000
Nbkc Bank	Conventional	3	0.2%	100%	$315,000
Guild Mortgage Company	Conventional, FHA	3	0.2%	57.1%	$318,333
AdvantageFirst Lending Inc	FHA, VA	3	0.2%	75%	$265,000
HomeXpress Mortgage Corp.	Conventional, VA	3	0.2%	100%	$291,666
Mortgage 1 Incorporated	Conventional, FHA, VA	3	0.2%	100%	$198,333
Discover Bank	Conventional	3	0.2%	20%	$138,333
Cardinal Financial Company, Li	Conventional	3	0.2%	100%	$221,666
Calcon Mutual Mortgage LLC	Conventional, FHA	3	0.2%	100%	$178,333
Nfm, Inc	FHA	3	0.2%	75%	$268,333
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	3	0.2%	100%	$271,666	View
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional, FHA	3	0.2%	100%	$208,333	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.1%	75%	$300,000
Movement Mortgage, LLC	FHA, VA	2	0.1%	100%	$465,000
Loanunited.Com, LLC	Conventional, VA	2	0.1%	50%	$300,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	100%	$120,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.1%	100%	$355,000	View
Sun West Mortgage Company, Inc	FHA, VA	2	0.1%	75%	$240,000
Bay Equity LLC	Conventional	2	0.1%	100%	$195,000
Mid-Continent Funding, Inc.	VA	2	0.1%	100%	$335,000
Point Mortgage Corp	Conventional, FHA	2	0.1%	100%	$120,000
Nations Lending Corporation	FHA, VA	2	0.1%	66.7%	$255,000
T2 Financial LLC	Conventional, FHA	2	0.1%	100%	$145,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	33.3%	$140,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	FHA	2	0.1%	100%	$350,000	View
Mutual of Omaha Mortgage	VA	2	0.1%	66.7%	$655,000
21St Mortgage	Conventional	2	0.1%	50%	$70,000
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$170,000
Texana Bank	FHA, VA	2	0.1%	100%	$365,000
Plaza Home Mortgage, Inc	FHA	2	0.1%	66.7%	$240,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.1%	100%	$305,000
JMAC Lending, Inc.	Conventional, FHA	2	0.1%	100%	$270,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$185,000
Originpoint, LLC	Conventional	1	0.1%	100%	$95,000
American Airlines Federal Cred	Conventional	1	0.1%	100%	$195,000
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$155,000
Aspire Home Loans	Conventional	1	0.1%	100%	$525,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$205,000
Watermark Capital, Inc.	VA	1	0.1%	100%	$245,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$315,000
United Trust Bank	VA	1	0.1%	25%	$675,000
Filo Mortgage, LLC	FHA	1	0.1%	100%	$255,000
Acre Mortgage & Financial, Inc.	FHA	1	0.1%	100%	$345,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$265,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$345,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$285,000
MortgageCountry	Conventional	1	0.1%	100%	$275,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$435,000
Credit Human Federal Credit Un	Conventional	1	0.1%	40%	$55,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$85,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$235,000
VanDyk Mortgage Corporation	USDA	1	0.1%	100%	$265,000
American Financing Corporation	Conventional	1	0.1%	66.7%	$85,000
ClearPath Lending	VA	1	0.1%	50%	$345,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$295,000
Clearview Federal Credit Union	Conventional	1	0.1%	100%	$105,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$335,000
My Mortgage, Inc	Conventional	1	0.1%	100%	$215,000
Atlantic Bay Mortgage Group	FHA	1	0.1%	100%	$215,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$155,000
Provident Funding Associates	Conventional	1	0.1%	100%	$235,000
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$155,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$325,000
Gardner Financial Services	Conventional	1	0.1%	100%	$435,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$155,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$95,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	50%	$525,000	View
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$375,000
Empeople Credit Union	Conventional	1	0.1%	100%	$165,000
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$285,000
Towne Mortgage Company	FHA	1	0.1%	100%	$295,000
Uif Corporation	Conventional	1	0.1%	100%	$245,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$115,000
Mortgage Solutions of Colorado	VA	1	0.1%	33.3%	$245,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Veritas Funding, LLC	FHA	1	0.1%	100%	$205,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$175,000
Summit Mortgage Corporation	FHA	1	0.1%	100%	$175,000
Fairway Independent Mort Corp	FHA	1	0.1%	100%	$455,000
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	FHA	1	0.1%	100%	$215,000	View
Loan Simple, Inc.	FHA	1	0.1%	100%	$275,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$185,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$155,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$315,000
Hometrust Mortgage Company A+5.0 ★Texas Ratio: 5.53%	FHA	1	0.1%	100%	$295,000	View
American Neighborhood Mortgage Acceptance Company	VA	1	0.1%	100%	$275,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +3 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +2 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Cnb Bank A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northrop Grumman Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Titusville Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Titusville, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Titusville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Titusville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Titusville, FL

Use these to narrow the list above. Each category shows how many Titusville, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 117 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 49 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 84 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 55 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 32 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Titusville, FL

Independent mortgage companies closed 72 percent of home loans in Titusville, Florida in 2025, banks 12.8 percent and credit unions 15.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Launch Credit Union led with 81 loans.

72%

Mortgage companies

12.8%

Banks

15.1%

Credit unions

25%

FHA loans

18%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Titusville, FL

Who is the largest mortgage lender in Titusville, FL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Titusville, Florida with 19 loans, about 1.4 percent of the market. The largest lender headquartered in Florida was Launch Credit Union with 81 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Titusville, FL have the highest approval rates?

Among lenders with meaningful volume in Titusville, Florida, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 78.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Titusville, FL mortgage lenders offer FHA, VA and USDA loans?

84 lenders closed FHA loans in Titusville, Florida in 2025, led by United Wholesale Mortgage with 65. 55 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Titusville, FL lender list?

Yes. 49 banks and 25 credit unions closed home loans in Titusville, Florida in 2025, alongside 117 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Titusville, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Titusville, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Titusville, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Titusville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.